PlainZIP

Hartford City, IN · standard

ZIP Code 47348

Blackford County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,828
33/sq mi
$50,426
Median income
$109,500
Median home value
15.5%
Bachelor's or higher

The verdict

Hartford City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
13th pct
home value, US ZIPs
33
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47348 against every reporting US ZIP.

ZIP code 47348 is a mid-sized community (a standard USPS delivery area) in Hartford City, Blackford County, Indiana, home to 9,828 residents across 301.5 square miles, a density of 33 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 47348 reports a modest median household income of $50,426 (32% below the Indiana average), while per-capita income is $30,901. 17.2% of residents live below the poverty line, and the unemployment rate reads 4.5%. Housing costs here run $109,500 for a typical home value (43% below the state average), with rent averaging $705 a month; 73.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 15.5% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 26 minutes. To put 47348 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 2 additional ZIPs in Blackford County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47348

Top 5 sectors by establishment count in Hartford City, IN

Which industries have the most business establishments in ZIP 47348.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47348, Hartford City, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,828

Population

301.5

Area (sq mi)

33

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47348?

42.6

Median Age

49.1%

Male

50.9%

Female

2.1%

Foreign-Born

White 95.3%
African American 0.7%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.4%
Hispanic or Latino 2.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,426

Median Household Income

-32% vs state

$30,901

Per Capita Income

17.2%

Poverty Rate

4.5%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 47348 ranks nationally

Hartford City, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,426 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 15.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,525

Total Housing Units

4,012

Occupied Units

513

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 73.3%
Renter 26.7%

$109,500

Median Home Value

-43% vs state

$705

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+27.3%

YoY Change (2024)

208

HPI Index (2000 = 100)

+108%

Total Change Since 2000

Home values in ZIP 47348 have increased 27.3% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 130
2021 +10.7% 143
2022 +30.7% 188
2023 -12.7% 164
2024 +27.3% 208

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 174 business establishments in ZIP 47348, employing approximately 2,130 people with a combined annual payroll of $112,626,000.

174

Businesses

2,130

Employees

$112.6M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 28 16.1%
Other services (except public administration) 25 14.4%
Health care and social assistance 24 13.8%
Finance and insurance 16 9.2%
Construction 14 8.1%
Manufacturing 13 7.5%
Accommodation and food services 13 7.5%
Transportation and warehousing 12 6.9%
Professional, scientific, and technical services 9 5.2%
Wholesale trade 6 3.5%
Information 4 2.3%
Administrative and support and waste management and remediation services 3 1.7%
Arts, entertainment, and recreation 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47348 vs 47338 →

ZIP 47348 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47348 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47348 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47348 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47338 Eaton, IN 2,827 8.1 mi
46989 Upland, IN 5,195 6.9 mi
47359 Montpelier, IN 3,143 7.3 mi
47336 Dunkirk, IN 3,807 8.5 mi
46957 Matthews, IN 558 9.1 mi

More ZIP Codes in Blackford County

47336 standard
Dunkirk, IN
Pop: 3,807
47359 standard
Montpelier, IN
Pop: 3,143

Related Areas

Blackford County Hartford City, IN Indiana

Frequently Asked Questions

What county is ZIP code 47348 in? ▼
ZIP code 47348 (Hartford City) is located in Blackford County, Indiana. Blackford County contains multiple ZIP codes, see the full list at /counties/blackford-in.
What is the population of ZIP code 47348? ▼
ZIP code 47348 in Hartford City, IN has a population of 9,828 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47348? ▼
The median household income in ZIP 47348 is $50,426, which is 34% below the national average of $76,288.
What is the average home value in ZIP 47348? ▼
The median home value in ZIP 47348 is $109,500, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 47348? ▼
The largest racial group in ZIP 47348 is White at 95.3%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 47348? ▼
ZIP code 47348 has 174 business establishments employing approximately 2,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47348? ▼
The top industries by establishment count in ZIP 47348 are: Retail trade (28), Other services (except public administration) (25), Health care and social assistance (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 47348? ▼
According to the FHFA House Price Index, home values in ZIP 47348 increased by 27.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 108%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47348? ▼
In ZIP code 47348, 59.1% of residents aged 25+ have a high school diploma or higher, and 15.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47348? ▼
The mean commute time for workers in ZIP code 47348 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47348? ▼
In ZIP code 47348, approximately 73.3% of occupied housing units are owner-occupied and 26.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47348? ▼
The poverty rate in ZIP code 47348 is 17.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.