Hartford City, IN · standard
ZIP Code 47348
Blackford County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,828
- 33/sq mi Moderate-density area
- $50,426
- Median income Below-median income area
- $109,500
- Median home value Below-median home value
- 15.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Hartford City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- 13th pct
- home value, US ZIPs
- 33
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47348 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 47348 (Hartford City, IN) rose +27.3% from 2023 to 2024. The all-transactions index moved from 163.6 in 2023 to 208.4 in 2024 (2000 = 100).
ZIP code 47348 is a mid-sized community (a standard USPS delivery area) in Hartford City, Blackford County, Indiana, home to 9,828 residents across 301.5 square miles, a density of 33 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 47348 reports a modest median household income of $50,426 (32% below the average Indiana ZIP), while per-capita income is $30,901. The poverty rate is 17.2%, with unemployment at 4.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $109,500 (43% below the average Indiana ZIP), and median rent is $705; owner occupancy is 73.3%.
Educational attainment sits below the national norm: 15.5% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 26 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 2 more in Blackford County, so 47348 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 47348
Top 5 sectors by establishment count in Hartford City, IN
Which industries have the most business establishments in ZIP 47348.
- Retail trade
Retail trade
28 establishments
- Other services (except public administration)
Other services (except public administration)
25 establishments
- Health care and social assistance
Health care and social assistance
24 establishments
- Finance and insurance
Finance and insurance
16 establishments
- Construction
Construction
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47348, Hartford City, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,828
Population
301.5
Area (sq mi)
33
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 47348?
42.6
Median Age
49.1%
Male
50.9%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,426
Median Household Income
-32% vs state ZIP avg
$30,901
Per Capita Income
17.2%
Poverty Rate
4.5%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 47348 ranks among Indiana ZIPs
Hartford City, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,426 10th percentile higher than 10% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,525housing units
4,525
Total Housing Units
4,012
Occupied Units
513
Vacant Units
2.23
Avg Household Size
Occupancy Type
$109,500
Median Home Value
-43% vs state ZIP avg
$705
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+27.3%
YoY Change (2024)
208
HPI Index (2000 = 100)
+108%
Total Change Since 2000
Home values in ZIP 47348 have increased 27.3% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 130 |
| 2021 | +10.7% | 143 |
| 2022 | +30.7% | 188 |
| 2023 | -12.7% | 164 |
| 2024 | +27.3% | 208 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 174 business establishments in ZIP 47348, employing approximately 2,130 people with a combined annual payroll of $112,626,000.
174
Businesses
2,130
Employees
$112.6M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 28 | 16.1% |
| Other services (except public administration) | 25 | 14.4% |
| Health care and social assistance | 24 | 13.8% |
| Finance and insurance | 16 | 9.2% |
| Construction | 14 | 8.1% |
| Manufacturing | 13 | 7.5% |
| Accommodation and food services | 13 | 7.5% |
| Transportation and warehousing | 12 | 6.9% |
| Professional, scientific, and technical services | 9 | 5.2% |
| Wholesale trade | 6 | 3.5% |
| Information | 4 | 2.3% |
| Administrative and support and waste management and remediation services | 3 | 1.7% |
| Arts, entertainment, and recreation | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 47348 vs 47338 →
ZIP 47348 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47348
Hartford City (47348)
9,828 residents
- 46989
Upland (46989)
5,195 residents
- 47336 3,807
Dunkirk (47336)
3,807 residents
- 47359 3,143
Montpelier (47359)
3,143 residents
- 47338 2,827
Eaton (47338)
2,827 residents
- 46957 558
Matthews (46957)
558 residents
What this shows Among its immediate neighbors, ZIP 47348 ranks the most populous - useful context the national average alone can't give.
ZIP 47348 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46989
Upland (46989)
$82,074 median income
- 47359
Montpelier (47359)
$71,607 median income
- 47338
Eaton (47338)
$68,239 median income
- 47336
Dunkirk (47336)
$50,633 median income
- 47348
Hartford City (47348)
$50,426 median income
- 46957
Matthews (46957)
$49,444 median income
What this shows By household income, ZIP 47348 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 47348, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,828 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Blackford County
Related Areas
Frequently Asked Questions
What county is ZIP code 47348 in?
ZIP code 47348 (Hartford City) is located in Blackford County, Indiana. Blackford County contains multiple ZIP codes, see the full list at /counties/blackford-in.
What is the population of ZIP code 47348?
ZIP code 47348 in Hartford City, IN has a population of 9,828 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47348?
The median household income in ZIP 47348 is $50,426, which is 34% below the national average of $76,288.
What is the average home value in ZIP 47348?
The median home value in ZIP 47348 is $109,500, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 47348?
The largest racial group in ZIP 47348 is White at 95.3%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 47348?
ZIP code 47348 has 174 business establishments employing approximately 2,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47348?
The top industries by establishment count in ZIP 47348 are: Retail trade (28), Other services (except public administration) (25), Health care and social assistance (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 47348?
According to the FHFA House Price Index, home values in ZIP 47348 increased by 27.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 108%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47348?
In ZIP code 47348, 59.1% of residents aged 25+ have a high school diploma or higher, and 15.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47348?
The mean commute time for workers in ZIP code 47348 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47348?
In ZIP code 47348, approximately 73.3% of occupied housing units are owner-occupied and 26.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47348?
The poverty rate in ZIP code 47348 is 17.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 47348's numbers, next.
- See how ZIP 47348 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hartford City, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.