Residential delivery area · Indiana
ZIP Code 46781: Poneto, IN
ZIP code 46781 uses the postal name Poneto, Indiana and lies entirely in Wells County (Census 2020 ZIP-county file). About 1,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $87,768 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Poneto; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Poneto · its only residential ZIP
- County
- Wells County
- Census places
- Poneto
- Metro area
- Fort Wayne, IN
- House district
- IN-3 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 25.7 sq mi · 41 people per sq mi
Where is ZIP code 46781?
46781 centers on 40.632°, -85.269° and covers 25.7 square miles of land plus 0.0 of water. It borders 5 ZIP codes: 46759, 46766, 47359, 46714, 46792.
The map draws ZIP code areas only. For the streets inside 46781, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46781 compare with the rest of Wells County?
| Measure | 46781 | In Wells County | In IN |
|---|---|---|---|
| People (ACS 2020-2024) | 1,046 | 11th of 17 | 584th of 807 |
| Median household income | $88k | not ranked | not ranked |
| Median home value | $193k | 4th of 9 | 251st of 509 |
46781's median household income is not ranked: its 90% margin of error (±$43,449) is more than a quarter of the figure ($87,768). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 38% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46781?
The 2020 Census counted 789 people in 46781; the ACS, which samples households over 2020-2024, estimates 1,046. Between the 2010 and 2020 censuses its population fell 0.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,046±271 (90% margin)
- 2020 Census count
- 789−0.5% since 2010 (793)
- Households
- 415
- Median age
- 42.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46781?
Of the 1,046 people the ACS estimates in 46781, 21.7% are under 18 and 20.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (98.1%).
- Under 1821.7%
- 18 to 6457.8%
- 65 and older20.5%
- White, not Hispanic98.1%
- Hispanic or Latino1.3%
- Other or two or more0.6%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46781 earn?
Median household income is $87,768 (ACS 2020-2024). It is not measurably different from 2015-2019 ($78,834 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $87,768±$43,449
- Income per person
- $44,380
- Below the poverty line
- 3.9%
- Unemployed (of the labor force)
- 0.0%
- Adults 25+ with a bachelor's degree
- 9.3%
- Adjusted gross income per tax return, 2022
- $67,125440 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46781?
- Median home value (owners' estimate)
- $192,900
- Median gross rent
- $496
- Homes owned by their occupants
- 89.2%
- Housing units
- 415
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46781?
15 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction3
- Manufacturing3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46781?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46759 | Keystone | 271 | $56k | 5.1 mi |
| 46766 | Liberty Center | 579 | $86k | 5.4 mi |
| 47359 | Montpelier | 3,528 | $72k | 5.6 mi |
| 46714 | Bluffton | 15,734 | $66k | 7.9 mi |
| 46792 | Warren | 3,621 | $73k | 9.8 mi |
| 46778 | Petroleum | 34 | – | 5.9 mi (near) |
| 47369 | Pennville | 1,212 | $33k | 10.9 mi (near) |
| 47348 | Hartford City | 9,080 | $50k | 12.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.