PlainZIP

Bluffton, IN · standard

ZIP Code 46714

Wells County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,645
44/sq mi
$66,441
Median income
$185,300
Median home value
20.1%
Bachelor's or higher

The verdict

Bluffton pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
39th pct
home value, US ZIPs
44
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46714 against every reporting US ZIP.

ZIP code 46714 is a mid-sized community (a standard USPS delivery area) in Bluffton, Wells County, Indiana, home to 14,645 residents across 333.6 square miles, a density of 44 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46714 reports a modest median household income of $66,441 (10% below the Indiana average), while per-capita income is $35,996. Poverty here runs at 7.3%, with unemployment measured at 2.9%. On housing, the median home value is $185,300 (4% below the state average) with median rent at $759 per month, and 70.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 21 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 46714, plus 6 more within Wells County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46714

Top 5 sectors by establishment count in Bluffton, IN

Which industries have the most business establishments in ZIP 46714.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46714, Bluffton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,645

Population

333.6

Area (sq mi)

44

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46714?

39.6

Median Age

50.8%

Male

49.2%

Female

3.1%

Foreign-Born

White 90.6%
African American 1.2%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 4.7%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,441

Median Household Income

-10% vs state

$35,996

Per Capita Income

7.3%

Poverty Rate

2.9%

Unemployment Rate

20.6 min

Mean Commute Time

How ZIP 46714 ranks nationally

Bluffton, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,441 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,758

Total Housing Units

6,399

Occupied Units

359

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 70.2%
Renter 29.8%

$185,300

Median Home Value

-4% vs state

$759

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.2%

YoY Change (2024)

216

HPI Index (2000 = 100)

+116%

Total Change Since 2000

Home values in ZIP 46714 have increased 7.2% over the past year (2024). Since 2000, this ZIP has seen +116% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 146
2021 +12.3% 164
2022 +14.1% 187
2023 +7.6% 202
2024 +7.2% 216

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 460 business establishments in ZIP 46714, employing approximately 8,176 people with a combined annual payroll of $403,605,000.

460

Businesses

8,176

Employees

$403.6M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 71 15.4%
Other services (except public administration) 62 13.5%
Health care and social assistance 52 11.3%
Construction 35 7.6%
Accommodation and food services 35 7.6%
Finance and insurance 32 7.0%
Real estate and rental and leasing 28 6.1%
Manufacturing 27 5.9%
Wholesale trade 26 5.7%
Administrative and support and waste management and remediation services 25 5.4%
Professional, scientific, and technical services 23 5.0%
Transportation and warehousing 19 4.1%
Information 7 1.5%
Educational services 5 1.1%
Arts, entertainment, and recreation 4 0.9%
Agriculture, forestry, fishing and hunting 3 0.7%
Mining, quarrying, and oil and gas extraction 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46714 vs 46766 →

ZIP 46714 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46714 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46714 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46714 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46766 Liberty Center, IN 685 6.0 mi
46759 Keystone, IN 652 8.2 mi
46731 Craigville, IN 559 6.6 mi
46781 Poneto, IN 793 7.7 mi
46791 Uniondale, IN 918 8.9 mi
46770 Markle, IN 2,716 11.1 mi

More ZIP Codes in Wells County

46777 standard
Ossian, IN
Pop: 6,259
46770 standard
Markle, IN
Pop: 2,716
46791 standard
Uniondale, IN
Pop: 918
46781 standard
Poneto, IN
Pop: 793
46766 standard
Liberty Center, IN
Pop: 685
46759 standard
Keystone, IN
Pop: 652

Related Areas

Wells County Bluffton, IN Indiana

Frequently Asked Questions

What county is ZIP code 46714 in? ▼
ZIP code 46714 (Bluffton) is located in Wells County, Indiana. Wells County contains multiple ZIP codes, see the full list at /counties/wells-in.
What is the population of ZIP code 46714? ▼
ZIP code 46714 in Bluffton, IN has a population of 14,645 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46714? ▼
The median household income in ZIP 46714 is $66,441, which is 13% below the national average of $76,288.
What is the average home value in ZIP 46714? ▼
The median home value in ZIP 46714 is $185,300, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 46714? ▼
The largest racial group in ZIP 46714 is White at 90.6%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 46714? ▼
ZIP code 46714 has 460 business establishments employing approximately 8,176 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46714? ▼
The top industries by establishment count in ZIP 46714 are: Retail trade (71), Other services (except public administration) (62), Health care and social assistance (52). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 46714? ▼
According to the FHFA House Price Index, home values in ZIP 46714 increased by 7.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 116%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46714? ▼
In ZIP code 46714, 63.4% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46714? ▼
The mean commute time for workers in ZIP code 46714 is 20.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46714? ▼
In ZIP code 46714, approximately 70.2% of occupied housing units are owner-occupied and 29.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46714? ▼
The poverty rate in ZIP code 46714 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.