Residential delivery area · Indiana
ZIP Code 46714: Bluffton, IN
ZIP code 46714 uses the postal name Bluffton, Indiana and lies mostly in Wells County (92% of its land) with the rest in Adams County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $66,441 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Bluffton (6%) and Vera Cruz (under 1%); 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Bluffton · its only residential ZIP
- County
- Wells County (92%); Adams County (8%)
- Census places
- Bluffton (6%); Vera Cruz (under 1%)
- Metro area
- Fort Wayne, IN
- House district
- IN-3 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 133.1 sq mi · 118 people per sq mi
Where is ZIP code 46714?
46714 centers on 40.723°, -85.177° and covers 133.1 square miles of land plus 0.9 of water. It borders 12 ZIP codes: 46766, 46731, 46781, 46759, 46778, 46791, 46777, 46770, 46711, 46740 and more.
The map draws ZIP code areas only. For the streets inside 46714, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46714 compare with the rest of Wells County?
| Measure | 46714 | In Wells County | In IN |
|---|---|---|---|
| People (ACS 2020-2024) | 15,734 | 2nd of 17 | 162nd of 807 |
| Median household income | $66k | 6th of 8 | 301st of 478 |
| Median home value | $185k | 5th of 9 | 275th of 509 |
Its median household income is higher than in 41% of U.S. residential ZIP codes, and it is denser than 56% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46714?
The 2020 Census counted 15,411 people in 46714; the ACS, which samples households over 2020-2024, estimates 15,734. Between the 2010 and 2020 censuses its population grew 5.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 15,734
- 2020 Census count
- 15,411+5.2% since 2010 (14,645)
- Households
- 6,399
- Median age
- 39.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46714?
Of the 15,734 people the ACS estimates in 46714, 24.9% are under 18 and 17.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.1%).
- Under 1824.9%
- 18 to 6457.7%
- 65 and older17.4%
- White, not Hispanic90.1%
- Hispanic or Latino4.8%
- Other or two or more3.5%
- Black, not Hispanic1.2%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46714 earn?
Median household income is $66,441 (ACS 2020-2024), the 6th highest of the 8 ranked ZIP codes in Wells County. It is not measurably different from 2015-2019 ($65,829 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $66,441±$7,938
- Income per person
- $35,996
- Below the poverty line
- 7.3%
- Unemployed (of the labor force)
- 2.9%
- Adults 25+ with a bachelor's degree
- 20.1%
- Adjusted gross income per tax return, 2022
- $71,8757,480 returns; wages 61% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46714?
FHFA's house price index for 46714, built from repeat sales and appraisals of the same homes, rose 88% from 2015 to 2025 and rose 52% from 2020 to 2025, and moved +4.2% in 2025.
- Median home value (owners' estimate)
- $185,300
- Median gross rent
- $759
- Homes owned by their occupants
- 70.2%
- Housing units
- 6,758
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46714?
460 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade71
- Other services (except public administration)62
- Health care and social assistance52
- Construction35
- Accommodation and food services35
- Finance and insurance32
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46714?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46766 | Liberty Center | 579 | $86k | 6.0 mi |
| 46731 | Craigville | 657 | $108k | 6.3 mi |
| 46781 | Poneto | 1,046 | $88k | 7.9 mi |
| 46759 | Keystone | 271 | $56k | 8.2 mi |
| 46778 | Petroleum | 34 | – | 8.2 mi |
| 46791 | Uniondale | 1,210 | $129k | 8.9 mi |
| 46777 | Ossian | 6,081 | $73k | 10.2 mi |
| 46770 | Markle | 2,530 | $67k | 10.4 mi |
| 46711 | Berne | 8,353 | $71k | 13.7 mi |
| 46740 | Geneva | 4,486 | $59k | 13.8 mi |
| 46772 | Monroe | 3,288 | $80k | 13.9 mi |
| 46733 | Decatur | 19,318 | $65k | 14.5 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.