Berne, IN · standard
ZIP Code 46711
Adams County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,698
- 50/sq mi Moderate-density area
- $70,656
- Median income Near-median income area
- $173,200
- Median home value Near-median home value
- 20.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Berne pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 48th pct
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 50
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46711 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46711 (Berne, IN) fell -8.4% from 2023 to 2024. The all-transactions index moved from 198.4 in 2023 to 181.8 in 2024 (2000 = 100).
ZIP code 46711 is a mid-sized community (a standard USPS delivery area) in Berne, Adams County, Indiana, home to 7,698 residents across 154.6 square miles, a density of 50 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46711 lands in the middle-income range, with a median household income of $70,656 (4% below the average Indiana ZIP), while per-capita income is $23,505. The poverty rate is 8.3%, with unemployment at 2.6%; those measures add context to the income figure. Median home value is $173,200 (11% below the average Indiana ZIP) and median rent is $843; 75.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 27, and the average commute is 23 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 3 more in Adams County, so 46711 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46711
Top 5 sectors by establishment count in Berne, IN
Which industries have the most business establishments in ZIP 46711.
- Retail trade
Retail trade
38 establishments
- Other services (except public administration)
Other services (except public administration)
26 establishments
- Construction
Construction
19 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
17 establishments
- Health care and social assistance
Health care and social assistance
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46711, Berne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,698
Population
154.6
Area (sq mi)
50
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46711?
27.0
Median Age
46.7%
Male
53.3%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,656
Median Household Income
-4% vs state ZIP avg
$23,505
Per Capita Income
8.3%
Poverty Rate
2.6%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 46711 ranks among Indiana ZIPs
Berne, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,656 48th percentile higher than 48% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,551housing units
2,551
Total Housing Units
2,457
Occupied Units
94
Vacant Units
3.32
Avg Household Size
Occupancy Type
$173,200
Median Home Value
-11% vs state ZIP avg
$843
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.4%
YoY Change (2024)
182
HPI Index (2000 = 100)
+82%
Total Change Since 2000
Home values in ZIP 46711 have decreased 8.4% over the past year (2024). Since 2000, this ZIP has seen +82% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 139 |
| 2021 | +7.4% | 149 |
| 2022 | +24.2% | 185 |
| 2023 | +7.1% | 198 |
| 2024 | -8.4% | 182 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 200 business establishments in ZIP 46711, employing approximately 3,433 people with a combined annual payroll of $174,138,000.
200
Businesses
3,433
Employees
$174.1M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 38 | 19.0% |
| Other services (except public administration) | 26 | 13.0% |
| Construction | 19 | 9.5% |
| Professional, scientific, and technical services | 17 | 8.5% |
| Health care and social assistance | 17 | 8.5% |
| Manufacturing | 16 | 8.0% |
| Accommodation and food services | 13 | 6.5% |
| Transportation and warehousing | 10 | 5.0% |
| Finance and insurance | 10 | 5.0% |
| Wholesale trade | 9 | 4.5% |
| Administrative and support and waste management and remediation services | 8 | 4.0% |
| Real estate and rental and leasing | 6 | 3.0% |
| Information | 4 | 2.0% |
| Arts, entertainment, and recreation | 4 | 2.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46711 vs 46772 →
ZIP 46711 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46711
Berne (46711)
7,698 residents
- 46740
Geneva (46740)
4,060 residents
- 46772
Monroe (46772)
3,411 residents
- 47326 2,295
Bryant (47326)
2,295 residents
What this shows Among its immediate neighbors, ZIP 46711 ranks the most populous - useful context the national average alone can't give.
ZIP 46711 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46772
Monroe (46772)
$80,000 median income
- 46711
Berne (46711)
$70,656 median income
- 46740
Geneva (46740)
$58,484 median income
- 47326
Bryant (47326)
$48,438 median income
What this shows By household income, ZIP 46711 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46711, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,698 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Adams County
Related Areas
Frequently Asked Questions
What county is ZIP code 46711 in?
ZIP code 46711 (Berne) is located in Adams County, Indiana. Adams County contains multiple ZIP codes, see the full list at /counties/adams-in.
What is the population of ZIP code 46711?
ZIP code 46711 in Berne, IN has a population of 7,698 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46711?
The median household income in ZIP 46711 is $70,656, which is 7% below the national average of $76,288.
What is the average home value in ZIP 46711?
The median home value in ZIP 46711 is $173,200, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 46711?
The largest racial group in ZIP 46711 is White at 97.4%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 46711?
ZIP code 46711 has 200 business establishments employing approximately 3,433 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46711?
The top industries by establishment count in ZIP 46711 are: Retail trade (38), Other services (except public administration) (26), Construction (19). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46711?
According to the FHFA House Price Index, home values in ZIP 46711 decreased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 82%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46711?
In ZIP code 46711, 61.4% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46711?
The mean commute time for workers in ZIP code 46711 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46711?
In ZIP code 46711, approximately 75.4% of occupied housing units are owner-occupied and 24.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46711?
The poverty rate in ZIP code 46711 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46711's numbers, next.
- See how ZIP 46711 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Berne, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.