PlainZIP

Berne, IN · standard

ZIP Code 46711

Adams County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,698
50/sq mi
$70,656
Median income
$173,200
Median home value
20.6%
Bachelor's or higher

The verdict

Berne pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
36th pct
home value, US ZIPs
50
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46711 against every reporting US ZIP.

ZIP code 46711 is a mid-sized community (a standard USPS delivery area) in Berne, Adams County, Indiana, home to 7,698 residents across 154.6 square miles, a density of 50 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46711 lands in the middle-income range, with a median household income of $70,656 (4% below the Indiana average), while per-capita income is $23,505. Local economic indicators show a 8.3% poverty rate alongside 2.6% unemployment. On housing, the median home value is $173,200 (11% below the state average) with median rent at $843 per month, and 75.4% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 27, and the average commute is 23 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 46711, plus 3 more within Adams County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46711

Top 5 sectors by establishment count in Berne, IN

Which industries have the most business establishments in ZIP 46711.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46711, Berne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,698

Population

154.6

Area (sq mi)

50

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46711?

27.0

Median Age

46.7%

Male

53.3%

Female

1.6%

Foreign-Born

White 97.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.8%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,656

Median Household Income

-4% vs state

$23,505

Per Capita Income

8.3%

Poverty Rate

2.6%

Unemployment Rate

23.3 min

Mean Commute Time

How ZIP 46711 ranks nationally

Berne, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,656 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.4%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,551

Total Housing Units

2,457

Occupied Units

94

Vacant Units

3.32

Avg Household Size

Occupancy Type

Owner 75.4%
Renter 24.6%

$173,200

Median Home Value

-11% vs state

$843

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.4%

YoY Change (2024)

182

HPI Index (2000 = 100)

+82%

Total Change Since 2000

Home values in ZIP 46711 have decreased 8.4% over the past year (2024). Since 2000, this ZIP has seen +82% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 139
2021 +7.4% 149
2022 +24.2% 185
2023 +7.1% 198
2024 -8.4% 182

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 200 business establishments in ZIP 46711, employing approximately 3,433 people with a combined annual payroll of $174,138,000.

200

Businesses

3,433

Employees

$174.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 38 19.0%
Other services (except public administration) 26 13.0%
Construction 19 9.5%
Professional, scientific, and technical services 17 8.5%
Health care and social assistance 17 8.5%
Manufacturing 16 8.0%
Accommodation and food services 13 6.5%
Transportation and warehousing 10 5.0%
Finance and insurance 10 5.0%
Wholesale trade 9 4.5%
Administrative and support and waste management and remediation services 8 4.0%
Real estate and rental and leasing 6 3.0%
Information 4 2.0%
Arts, entertainment, and recreation 4 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46711 vs 46772 →

ZIP 46711 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46711 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46711 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46711 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46772 Monroe, IN 3,411 4.0 mi
46740 Geneva, IN 4,060 4.7 mi
47326 Bryant, IN 2,295 8.4 mi

More ZIP Codes in Adams County

46733 standard
Decatur, IN
Pop: 18,777
46740 standard
Geneva, IN
Pop: 4,060
46772 standard
Monroe, IN
Pop: 3,411

Related Areas

Adams County Berne, IN Indiana

Frequently Asked Questions

What county is ZIP code 46711 in? ▼
ZIP code 46711 (Berne) is located in Adams County, Indiana. Adams County contains multiple ZIP codes, see the full list at /counties/adams-in.
What is the population of ZIP code 46711? ▼
ZIP code 46711 in Berne, IN has a population of 7,698 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46711? ▼
The median household income in ZIP 46711 is $70,656, which is 7% below the national average of $76,288.
What is the average home value in ZIP 46711? ▼
The median home value in ZIP 46711 is $173,200, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 46711? ▼
The largest racial group in ZIP 46711 is White at 97.4%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 46711? ▼
ZIP code 46711 has 200 business establishments employing approximately 3,433 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46711? ▼
The top industries by establishment count in ZIP 46711 are: Retail trade (38), Other services (except public administration) (26), Construction (19). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46711? ▼
According to the FHFA House Price Index, home values in ZIP 46711 decreased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 82%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46711? ▼
In ZIP code 46711, 61.4% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46711? ▼
The mean commute time for workers in ZIP code 46711 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46711? ▼
In ZIP code 46711, approximately 75.4% of occupied housing units are owner-occupied and 24.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46711? ▼
The poverty rate in ZIP code 46711 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.