Geneva, IN · standard
ZIP Code 46740
Adams County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,060
- 26/sq mi Moderate-density area
- $58,484
- Median income Below-median income area
- $158,900
- Median home value Below-median home value
- 9.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Geneva pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 26th pct
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 26
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46740 against every reporting US ZIP.
ZIP code 46740 covers 159.2 square miles in Geneva, Adams County, Indiana (a standard USPS delivery area), with a modest 4,060 residents on file, a density of 26 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46740 reports a modest median household income of $58,484 (21% below the average Indiana ZIP), while per-capita income is $19,692. The poverty rate is 16.8%, with unemployment at 2.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $158,900 (18% below the average Indiana ZIP), and median rent is $676; owner occupancy is 85.9%.
Formal educational attainment runs low here: just 9.5% of adults hold a bachelor's degree or higher, the median age is 21.4, and the average commute is 28 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 3 more in Adams County, so 46740 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46740
Top 5 sectors by establishment count in Geneva, IN
Which industries have the most business establishments in ZIP 46740.
- Construction
Construction
8 establishments
- Retail trade
Retail trade
7 establishments
- Manufacturing
Manufacturing
5 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Finance and insurance 3
Finance and insurance
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46740, Geneva, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,060
Population
159.2
Area (sq mi)
26
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46740?
21.4
Median Age
50.3%
Male
49.7%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,484
Median Household Income
-21% vs state ZIP avg
$19,692
Per Capita Income
16.8%
Poverty Rate
2.3%
Unemployment Rate
27.8 min
Mean Commute Time
How ZIP 46740 ranks among Indiana ZIPs
Geneva, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,484 22nd percentile higher than 22% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,341housing units
1,341
Total Housing Units
1,167
Occupied Units
174
Vacant Units
3.81
Avg Household Size
Occupancy Type
$158,900
Median Home Value
-18% vs state ZIP avg
$676
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 39 business establishments in ZIP 46740, employing approximately 693 people with a combined annual payroll of $37,244,000.
39
Businesses
693
Employees
$37.2M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 20.5% |
| Retail trade | 7 | 17.9% |
| Manufacturing | 5 | 12.8% |
| Other services (except public administration) | 5 | 12.8% |
| Finance and insurance | 3 | 7.7% |
| Administrative and support and waste management and remediation services | 3 | 7.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46740 vs 47326 →
ZIP 46740 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46711
Berne (46711)
7,698 residents
- 46740
Geneva (46740)
4,060 residents
- 46772
Monroe (46772)
3,411 residents
- 47326 2,295
Bryant (47326)
2,295 residents
What this shows Among its immediate neighbors, ZIP 46740 ranks #2 by population - useful context the national average alone can't give.
ZIP 46740 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46772
Monroe (46772)
$80,000 median income
- 46711
Berne (46711)
$70,656 median income
- 46740
Geneva (46740)
$58,484 median income
- 47326
Bryant (47326)
$48,438 median income
What this shows By household income, ZIP 46740 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46740, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,060 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Adams County
Related Areas
Frequently Asked Questions
What county is ZIP code 46740 in?
ZIP code 46740 (Geneva) is located in Adams County, Indiana. Adams County contains multiple ZIP codes, see the full list at /counties/adams-in.
What is the population of ZIP code 46740?
ZIP code 46740 in Geneva, IN has a population of 4,060 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46740?
The median household income in ZIP 46740 is $58,484, which is 23% below the national average of $76,288.
What is the average home value in ZIP 46740?
The median home value in ZIP 46740 is $158,900, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46740?
The largest racial group in ZIP 46740 is White at 95.3%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 46740?
ZIP code 46740 has 39 business establishments employing approximately 693 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46740?
The top industries by establishment count in ZIP 46740 are: Construction (8), Retail trade (7), Manufacturing (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 46740?
In ZIP code 46740, 54.9% of residents aged 25+ have a high school diploma or higher, and 9.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46740?
The mean commute time for workers in ZIP code 46740 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46740?
In ZIP code 46740, approximately 85.9% of occupied housing units are owner-occupied and 14.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46740?
The poverty rate in ZIP code 46740 is 16.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46740's numbers, next.
- See how ZIP 46740 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Geneva, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.