ZIP Code 46740

ZIP code 46740 is classified by USPS as a standard delivery area and covers roughly 159.2 square miles in Geneva, Adams County, Indiana. The area is home to 4,060 residents, producing a population density of 26 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46740 against Indiana and the nation.

On the economic side, the median household income for ZIP 46740 sits at $58,484 (21% below the Indiana average), while per-capita income is $19,692. The poverty rate stands at 16.8% and the unemployment rate at 2.3%. On housing, the median home value is $158,900 (18% below the state average) with median rent at $676 per month, and 85.9% of occupied units are owner-occupied, a direct signal of whether 46740 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.5% of adults hold a bachelor's degree or higher, the median age is 21.4, and the average commute is 28 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Adams County, so you can benchmark 46740 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →