PlainZIP

Geneva, IN · standard

ZIP Code 46740

Adams County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,060
26/sq mi
$58,484
Median income
$158,900
Median home value
9.5%
Bachelor's or higher

The verdict

Geneva pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
29th pct
home value, US ZIPs
26
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46740 against every reporting US ZIP.

ZIP code 46740 covers 159.2 square miles in Geneva, Adams County, Indiana (a standard USPS delivery area), with a modest 4,060 residents on file, a density of 26 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46740 reports a modest median household income of $58,484 (21% below the Indiana average), while per-capita income is $19,692. 16.8% of residents live below the poverty line, and the unemployment rate reads 2.3%. The typical home here is valued at $158,900 (18% below the state average); renters pay a median of $676 monthly, and 85.9% of units are owner-occupied.

Formal educational attainment runs low here: just 9.5% of adults hold a bachelor's degree or higher, the median age is 21.4, and the average commute is 28 minutes. To put 46740 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 3 additional ZIPs in Adams County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46740

Top 5 sectors by establishment count in Geneva, IN

Which industries have the most business establishments in ZIP 46740.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46740, Geneva, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,060

Population

159.2

Area (sq mi)

26

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46740?

21.4

Median Age

50.3%

Male

49.7%

Female

1.7%

Foreign-Born

White 95.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.3%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,484

Median Household Income

-21% vs state

$19,692

Per Capita Income

16.8%

Poverty Rate

2.3%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 46740 ranks nationally

Geneva, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,484 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.9%
Bachelor's Degree or Higher 9.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,341

Total Housing Units

1,167

Occupied Units

174

Vacant Units

3.81

Avg Household Size

Occupancy Type

Owner 85.9%
Renter 14.1%

$158,900

Median Home Value

-18% vs state

$676

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 46740, employing approximately 693 people with a combined annual payroll of $37,244,000.

39

Businesses

693

Employees

$37.2M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 8 20.5%
Retail trade 7 17.9%
Manufacturing 5 12.8%
Other services (except public administration) 5 12.8%
Finance and insurance 3 7.7%
Administrative and support and waste management and remediation services 3 7.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46740 vs 47326 →

ZIP 46740 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46740 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46740 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46740 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47326 Bryant, IN 2,295 3.9 mi
46711 Berne, IN 7,698 4.7 mi
46772 Monroe, IN 3,411 8.7 mi

More ZIP Codes in Adams County

46733 standard
Decatur, IN
Pop: 18,777
46711 standard
Berne, IN
Pop: 7,698
46772 standard
Monroe, IN
Pop: 3,411

Related Areas

Adams County Geneva, IN Indiana

Frequently Asked Questions

What county is ZIP code 46740 in? ▼
ZIP code 46740 (Geneva) is located in Adams County, Indiana. Adams County contains multiple ZIP codes, see the full list at /counties/adams-in.
What is the population of ZIP code 46740? ▼
ZIP code 46740 in Geneva, IN has a population of 4,060 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46740? ▼
The median household income in ZIP 46740 is $58,484, which is 23% below the national average of $76,288.
What is the average home value in ZIP 46740? ▼
The median home value in ZIP 46740 is $158,900, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46740? ▼
The largest racial group in ZIP 46740 is White at 95.3%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 46740? ▼
ZIP code 46740 has 39 business establishments employing approximately 693 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46740? ▼
The top industries by establishment count in ZIP 46740 are: Construction (8), Retail trade (7), Manufacturing (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 46740? ▼
In ZIP code 46740, 54.9% of residents aged 25+ have a high school diploma or higher, and 9.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46740? ▼
The mean commute time for workers in ZIP code 46740 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46740? ▼
In ZIP code 46740, approximately 85.9% of occupied housing units are owner-occupied and 14.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46740? ▼
The poverty rate in ZIP code 46740 is 16.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.