Celina, OH · standard
ZIP Code 45822
Mercer County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,943
- 45/sq mi Moderate-density area
- $70,200
- Median income Near-median income area
- $182,700
- Median home value Near-median home value
- 20.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Celina pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 45
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45822 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45822 (Celina, OH) rose +13.7% from 2023 to 2024. The all-transactions index moved from 179.5 in 2023 to 204.1 in 2024 (2000 = 100).
ZIP code 45822 is a mid-sized community (a standard USPS delivery area) in Celina, Mercer County, Ohio, home to 18,943 residents across 424.7 square miles, a density of 45 people per square mile, in the New York time zone.
ZIP 45822 lands in the middle-income range, with a median household income of $70,200 (4% below the average Ohio ZIP), while per-capita income is $36,012. The poverty rate is 9.5%, with unemployment at 1.8%; those measures add context to the income figure. Median home value is $182,700 (7% below the average Ohio ZIP) and median rent is $784; 75.8% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 19 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Mercer County, so 45822 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45822
Top 5 sectors by establishment count in Celina, OH
Which industries have the most business establishments in ZIP 45822.
- Retail trade
Retail trade
83 establishments
- Other services (except public administration)
Other services (except public administration)
71 establishments
- Accommodation and food services
Accommodation and food services
58 establishments
- Health care and social assistance
Health care and social assistance
46 establishments
- Construction
Construction
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45822, Celina, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,943
Population
424.7
Area (sq mi)
45
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45822?
42.9
Median Age
52.1%
Male
47.9%
Female
1.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,200
Median Household Income
-4% vs state ZIP avg
$36,012
Per Capita Income
9.5%
Poverty Rate
1.8%
Unemployment Rate
19.4 min
Mean Commute Time
How ZIP 45822 ranks among Ohio ZIPs
Celina, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,200 49th percentile higher than 49% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,741housing units
9,741
Total Housing Units
8,386
Occupied Units
1,355
Vacant Units
2.35
Avg Household Size
Occupancy Type
$182,700
Median Home Value
-7% vs state ZIP avg
$784
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.7%
YoY Change (2024)
204
HPI Index (2000 = 100)
+104%
Total Change Since 2000
Home values in ZIP 45822 have increased 13.7% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 146 |
| 2021 | +9.2% | 159 |
| 2022 | +16.2% | 185 |
| 2023 | -2.9% | 179 |
| 2024 | +13.7% | 204 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 497 business establishments in ZIP 45822, employing approximately 8,857 people with a combined annual payroll of $374,371,000.
497
Businesses
8,857
Employees
$374.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 83 | 16.7% |
| Other services (except public administration) | 71 | 14.3% |
| Accommodation and food services | 58 | 11.7% |
| Health care and social assistance | 46 | 9.3% |
| Construction | 43 | 8.7% |
| Manufacturing | 32 | 6.4% |
| Finance and insurance | 31 | 6.2% |
| Professional, scientific, and technical services | 24 | 4.8% |
| Transportation and warehousing | 22 | 4.4% |
| Wholesale trade | 20 | 4.0% |
| Administrative and support and waste management and remediation services | 20 | 4.0% |
| Real estate and rental and leasing | 18 | 3.6% |
| Information | 13 | 2.6% |
| Arts, entertainment, and recreation | 8 | 1.6% |
| Educational services | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45822 vs 45866 →
ZIP 45822 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45822
Celina (45822)
18,943 residents
- 45828 6,125
Coldwater (45828)
6,125 residents
- 45846 4,437
Fort Recovery (45846)
4,437 residents
- 45883 3,883
Saint Henry (45883)
3,883 residents
- 45882 3,004
Rockford (45882)
3,004 residents
- 45862 1,507
Mendon (45862)
1,507 residents
- 45826 306
Chickasaw (45826)
306 residents
- 45866 186
Montezuma (45866)
186 residents
What this shows Among its immediate neighbors, ZIP 45822 ranks the most populous - useful context the national average alone can't give.
ZIP 45822 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45883
Saint Henry (45883)
$113,967 median income
- 45826
Chickasaw (45826)
$101,250 median income
- 45846
Fort Recovery (45846)
$91,736 median income
- 45866
Montezuma (45866)
$80,833 median income
- 45882
Rockford (45882)
$74,625 median income
- 45828
Coldwater (45828)
$72,703 median income
- 45822
Celina (45822)
$70,200 median income
- 45862 $45,556
Mendon (45862)
$45,556 median income
What this shows By household income, ZIP 45822 ranks #7 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45822, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,943 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mercer County
Related Areas
Frequently Asked Questions
What county is ZIP code 45822 in?
ZIP code 45822 (Celina) is located in Mercer County, Ohio. Mercer County contains multiple ZIP codes, see the full list at /counties/mercer-oh.
What is the population of ZIP code 45822?
ZIP code 45822 in Celina, OH has a population of 18,943 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45822?
The median household income in ZIP 45822 is $70,200, which is 8% below the national average of $76,288.
What is the average home value in ZIP 45822?
The median home value in ZIP 45822 is $182,700, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45822?
The largest racial group in ZIP 45822 is White at 93.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 45822?
ZIP code 45822 has 497 business establishments employing approximately 8,857 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45822?
The top industries by establishment count in ZIP 45822 are: Retail trade (83), Other services (except public administration) (71), Accommodation and food services (58). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45822?
According to the FHFA House Price Index, home values in ZIP 45822 increased by 13.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45822?
In ZIP code 45822, 65.2% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45822?
The mean commute time for workers in ZIP code 45822 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45822?
In ZIP code 45822, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45822?
The poverty rate in ZIP code 45822 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45822's numbers, next.
- See how ZIP 45822 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Celina, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.