PlainZIP

Celina, OH · standard

ZIP Code 45822

Mercer County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,943
45/sq mi
$70,200
Median income
$182,700
Median home value
20.1%
Bachelor's or higher

The verdict

Celina pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
39th pct
home value, US ZIPs
45
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45822 against every reporting US ZIP.

ZIP code 45822 is a mid-sized community (a standard USPS delivery area) in Celina, Mercer County, Ohio, home to 18,943 residents across 424.7 square miles, a density of 45 people per square mile, in the New York time zone.

ZIP 45822 lands in the middle-income range, with a median household income of $70,200 (4% below the Ohio average), while per-capita income is $36,012. The poverty rate stands at 9.5% and the unemployment rate at 1.8%. The typical home here is valued at $182,700 (7% below the state average); renters pay a median of $784 monthly, and 75.8% of units are owner-occupied.

Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 19 minutes. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 45822, plus 6 more within Mercer County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45822

Top 5 sectors by establishment count in Celina, OH

Which industries have the most business establishments in ZIP 45822.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45822, Celina, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,943

Population

424.7

Area (sq mi)

45

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45822?

42.9

Median Age

52.1%

Male

47.9%

Female

1.8%

Foreign-Born

White 93.1%
African American 2.4%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,200

Median Household Income

-4% vs state

$36,012

Per Capita Income

9.5%

Poverty Rate

1.8%

Unemployment Rate

19.4 min

Mean Commute Time

How ZIP 45822 ranks nationally

Celina, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,200 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.2%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,741

Total Housing Units

8,386

Occupied Units

1,355

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$182,700

Median Home Value

-7% vs state

$784

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.7%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 45822 have increased 13.7% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 146
2021 +9.2% 159
2022 +16.2% 185
2023 -2.9% 179
2024 +13.7% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 497 business establishments in ZIP 45822, employing approximately 8,857 people with a combined annual payroll of $374,371,000.

497

Businesses

8,857

Employees

$374.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 83 16.7%
Other services (except public administration) 71 14.3%
Accommodation and food services 58 11.7%
Health care and social assistance 46 9.3%
Construction 43 8.7%
Manufacturing 32 6.4%
Finance and insurance 31 6.2%
Professional, scientific, and technical services 24 4.8%
Transportation and warehousing 22 4.4%
Wholesale trade 20 4.0%
Administrative and support and waste management and remediation services 20 4.0%
Real estate and rental and leasing 18 3.6%
Information 13 2.6%
Arts, entertainment, and recreation 8 1.6%
Educational services 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45822 vs 45866 →

ZIP 45822 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45822 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45822 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45822 ranks #7 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45866 Montezuma, OH 186 4.9 mi
45828 Coldwater, OH 6,125 6.1 mi
45883 Saint Henry, OH 3,883 10.2 mi
45862 Mendon, OH 1,507 9.3 mi
45882 Rockford, OH 3,004 9.5 mi
45826 Chickasaw, OH 306 9.8 mi
45846 Fort Recovery, OH 4,437 12.6 mi

More ZIP Codes in Mercer County

45828 standard
Coldwater, OH
Pop: 6,125
45846 standard
Fort Recovery, OH
Pop: 4,437
45883 standard
Saint Henry, OH
Pop: 3,883
45882 standard
Rockford, OH
Pop: 3,004
45860 standard
Maria Stein, OH
Pop: 2,274
45862 standard
Mendon, OH
Pop: 1,507

Related Areas

Mercer County Celina, OH Ohio

Frequently Asked Questions

What county is ZIP code 45822 in? ▼
ZIP code 45822 (Celina) is located in Mercer County, Ohio. Mercer County contains multiple ZIP codes, see the full list at /counties/mercer-oh.
What is the population of ZIP code 45822? ▼
ZIP code 45822 in Celina, OH has a population of 18,943 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45822? ▼
The median household income in ZIP 45822 is $70,200, which is 8% below the national average of $76,288.
What is the average home value in ZIP 45822? ▼
The median home value in ZIP 45822 is $182,700, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45822? ▼
The largest racial group in ZIP 45822 is White at 93.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 45822? ▼
ZIP code 45822 has 497 business establishments employing approximately 8,857 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45822? ▼
The top industries by establishment count in ZIP 45822 are: Retail trade (83), Other services (except public administration) (71), Accommodation and food services (58). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45822? ▼
According to the FHFA House Price Index, home values in ZIP 45822 increased by 13.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45822? ▼
In ZIP code 45822, 65.2% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45822? ▼
The mean commute time for workers in ZIP code 45822 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45822? ▼
In ZIP code 45822, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45822? ▼
The poverty rate in ZIP code 45822 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.