Saint Marys, OH · standard
ZIP Code 45885
Auglaize County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,661
- 69/sq mi Moderate-density area
- $78,550
- Median income Near-median income area
- $164,700
- Median home value Below-median home value
- 17.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Saint Marys pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 40%
- household income, US ZIPs
- 32nd pct
- home value, US ZIPs
- 69
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45885 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45885 (Saint Marys, OH) rose +11.7% from 2023 to 2024. The all-transactions index moved from 188.3 in 2023 to 210.4 in 2024 (2000 = 100).
ZIP code 45885 is a mid-sized community (a standard USPS delivery area) in Saint Marys, Auglaize County, Ohio, home to 12,661 residents across 183.5 square miles, a density of 69 people per square mile, in the New York time zone.
ZIP 45885 lands in the middle-income range, with a median household income of $78,550 (8% above the average Ohio ZIP), while per-capita income is $37,265. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.8% and unemployment is 1.4%. Home values sit below the statewide ZIP benchmark: the median is $164,700 (16% below the average Ohio ZIP), and median rent is $884; owner occupancy is 77.8%.
Educational attainment sits below the national norm: 17.7% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 17 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Auglaize County, so 45885 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45885
Top 5 sectors by establishment count in Saint Marys, OH
Which industries have the most business establishments in ZIP 45885.
- Retail trade
Retail trade
50 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Other services (except public administration)
Other services (except public administration)
39 establishments
- Accommodation and food services
Accommodation and food services
26 establishments
- Manufacturing 19
Manufacturing
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45885, Saint Marys, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,661
Population
183.5
Area (sq mi)
69
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45885?
41.1
Median Age
50.3%
Male
49.7%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,550
Median Household Income
+8% vs state ZIP avg
$37,265
Per Capita Income
5.8%
Poverty Rate
1.4%
Unemployment Rate
16.7 min
Mean Commute Time
How ZIP 45885 ranks among Ohio ZIPs
Saint Marys, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,550 Top 35% higher than 65% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,726housing units
5,726
Total Housing Units
5,348
Occupied Units
378
Vacant Units
2.35
Avg Household Size
Occupancy Type
$164,700
Median Home Value
-16% vs state ZIP avg
$884
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.7%
YoY Change (2024)
210
HPI Index (2000 = 100)
+110%
Total Change Since 2000
Home values in ZIP 45885 have increased 11.7% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 140 |
| 2021 | +7.2% | 150 |
| 2022 | +9.3% | 164 |
| 2023 | +14.7% | 188 |
| 2024 | +11.7% | 210 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 274 business establishments in ZIP 45885, employing approximately 5,438 people with a combined annual payroll of $308,738,000.
274
Businesses
5,438
Employees
$308.7M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 50 | 18.3% |
| Health care and social assistance | 40 | 14.6% |
| Other services (except public administration) | 39 | 14.2% |
| Accommodation and food services | 26 | 9.5% |
| Manufacturing | 19 | 6.9% |
| Construction | 18 | 6.6% |
| Professional, scientific, and technical services | 17 | 6.2% |
| Finance and insurance | 16 | 5.8% |
| Wholesale trade | 11 | 4.0% |
| Real estate and rental and leasing | 10 | 3.6% |
| Transportation and warehousing | 9 | 3.3% |
| Administrative and support and waste management and remediation services | 8 | 2.9% |
| Arts, entertainment, and recreation | 6 | 2.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45885 vs 45869 →
ZIP 45885 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45885
Saint Marys (45885)
12,661 residents
- 45887 4,755
Spencerville (45887)
4,755 residents
- 45869 4,534
New Bremen (45869)
4,534 residents
- 45871 1,955
New Knoxville (45871)
1,955 residents
- 45862 1,507
Mendon (45862)
1,507 residents
- 45826 306
Chickasaw (45826)
306 residents
- 45819 233
Buckland (45819)
233 residents
- 45336 153
Kettlersville (45336)
153 residents
What this shows Among its immediate neighbors, ZIP 45885 ranks the most populous - useful context the national average alone can't give.
ZIP 45885 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45826
Chickasaw (45826)
$101,250 median income
- 45869
New Bremen (45869)
$88,277 median income
- 45336
Kettlersville (45336)
$87,500 median income
- 45871
New Knoxville (45871)
$87,500 median income
- 45885
Saint Marys (45885)
$78,550 median income
- 45887
Spencerville (45887)
$68,409 median income
- 45819
Buckland (45819)
$67,500 median income
- 45862
Mendon (45862)
$45,556 median income
What this shows By household income, ZIP 45885 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45885, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,661 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Auglaize County
Related Areas
Frequently Asked Questions
What county is ZIP code 45885 in?
ZIP code 45885 (Saint Marys) is located in Auglaize County, Ohio. Auglaize County contains multiple ZIP codes, see the full list at /counties/auglaize-oh.
What is the population of ZIP code 45885?
ZIP code 45885 in Saint Marys, OH has a population of 12,661 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45885?
The median household income in ZIP 45885 is $78,550, which is 3% above the national average of $76,288.
What is the average home value in ZIP 45885?
The median home value in ZIP 45885 is $164,700, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 45885?
The largest racial group in ZIP 45885 is White at 92.1%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 45885?
ZIP code 45885 has 274 business establishments employing approximately 5,438 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45885?
The top industries by establishment count in ZIP 45885 are: Retail trade (50), Health care and social assistance (40), Other services (except public administration) (39). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45885?
According to the FHFA House Price Index, home values in ZIP 45885 increased by 11.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45885?
In ZIP code 45885, 61.0% of residents aged 25+ have a high school diploma or higher, and 17.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45885?
The mean commute time for workers in ZIP code 45885 is 16.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45885?
In ZIP code 45885, approximately 77.8% of occupied housing units are owner-occupied and 22.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45885?
The poverty rate in ZIP code 45885 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45885's numbers, next.
- See how ZIP 45885 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Marys, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.