Wapakoneta, OH · standard
ZIP Code 45895
Auglaize County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,945
- 37/sq mi Moderate-density area
- $74,783
- Median income Near-median income area
- $188,300
- Median home value Near-median home value
- 21.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Wapakoneta pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 45%
- household income, US ZIPs
- 40th pct
- home value, US ZIPs
- 37
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45895 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45895 (Wapakoneta, OH) rose +7.5% from 2023 to 2024. The all-transactions index moved from 195.8 in 2023 to 210.4 in 2024 (2000 = 100).
ZIP code 45895 is a mid-sized community (a standard USPS delivery area) in Wapakoneta, Auglaize County, Ohio, home to 17,945 residents across 490.3 square miles, a density of 37 people per square mile, in the New York time zone.
ZIP 45895 lands in the middle-income range, with a median household income of $74,783 (2% above the average Ohio ZIP), while per-capita income is $37,752. The poverty rate is 8.9%, with unemployment at 3.6%; those measures add context to the income figure. Median home value is $188,300 (4% below the average Ohio ZIP) and median rent is $871; 78.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 21.9% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 19 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Auglaize County, so 45895 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45895
Top 5 sectors by establishment count in Wapakoneta, OH
Which industries have the most business establishments in ZIP 45895.
- Retail trade
Retail trade
52 establishments
- Other services (except public administration)
Other services (except public administration)
49 establishments
- Accommodation and food services
Accommodation and food services
42 establishments
- Construction
Construction
38 establishments
- Health care and social assistance
Health care and social assistance
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45895, Wapakoneta, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,945
Population
490.3
Area (sq mi)
37
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45895?
42.1
Median Age
49.9%
Male
50.1%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,783
Median Household Income
+2% vs state ZIP avg
$37,752
Per Capita Income
8.9%
Poverty Rate
3.6%
Unemployment Rate
19.2 min
Mean Commute Time
How ZIP 45895 ranks among Ohio ZIPs
Wapakoneta, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,783 Top 41% higher than 59% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,996housing units
7,996
Total Housing Units
7,529
Occupied Units
467
Vacant Units
2.37
Avg Household Size
Occupancy Type
$188,300
Median Home Value
-4% vs state ZIP avg
$871
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.5%
YoY Change (2024)
210
HPI Index (2000 = 100)
+110%
Total Change Since 2000
Home values in ZIP 45895 have increased 7.5% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 146 |
| 2021 | +10.8% | 162 |
| 2022 | +12.7% | 183 |
| 2023 | +7.2% | 196 |
| 2024 | +7.5% | 210 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 375 business establishments in ZIP 45895, employing approximately 5,323 people with a combined annual payroll of $226,614,000.
375
Businesses
5,323
Employees
$226.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 52 | 13.9% |
| Other services (except public administration) | 49 | 13.1% |
| Accommodation and food services | 42 | 11.2% |
| Construction | 38 | 10.1% |
| Health care and social assistance | 36 | 9.6% |
| Professional, scientific, and technical services | 29 | 7.7% |
| Manufacturing | 27 | 7.2% |
| Finance and insurance | 25 | 6.7% |
| Administrative and support and waste management and remediation services | 18 | 4.8% |
| Real estate and rental and leasing | 14 | 3.7% |
| Arts, entertainment, and recreation | 13 | 3.5% |
| Wholesale trade | 11 | 2.9% |
| Transportation and warehousing | 11 | 2.9% |
| Information | 4 | 1.1% |
| Educational services | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45895 vs 45884 →
ZIP 45895 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45895
Wapakoneta (45895)
17,945 residents
- 45804
Lima (45804)
15,758 residents
- 45806
Lima (45806)
11,158 residents
- 45306 2,294
Botkins (45306)
2,294 residents
- 45334 2,037
Jackson Center (45334)
2,037 residents
- 45871 1,955
New Knoxville (45871)
1,955 residents
- 45819 233
Buckland (45819)
233 residents
- 45888 220
Uniopolis (45888)
220 residents
- 45336 153
Kettlersville (45336)
153 residents
What this shows Among its immediate neighbors, ZIP 45895 ranks the most populous - useful context the national average alone can't give.
ZIP 45895 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45888
Uniopolis (45888)
$88,237 median income
- 45336
Kettlersville (45336)
$87,500 median income
- 45871
New Knoxville (45871)
$87,500 median income
- 45306
Botkins (45306)
$86,354 median income
- 45806
Lima (45806)
$82,587 median income
- 45895
Wapakoneta (45895)
$74,783 median income
- 45334
Jackson Center (45334)
$70,595 median income
- 45819
Buckland (45819)
$67,500 median income
- 45804
Lima (45804)
$44,911 median income
What this shows By household income, ZIP 45895 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45884 | Saint Johns, OH | 145 | 3.8 mi |
| 45888 | Uniopolis, OH | 220 | 4.1 mi |
| 45806 | Lima, OH | 11,158 | 7.4 mi |
| 45306 | Botkins, OH | 2,294 | 8.0 mi |
| 45819 | Buckland, OH | 233 | 6.8 mi |
| 45871 | New Knoxville, OH | 1,955 | 9.4 mi |
| 45804 | Lima, OH | 15,758 | 10.9 mi |
| 45334 | Jackson Center, OH | 2,037 | 10.3 mi |
| 45336 | Kettlersville, OH | 153 | 10.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45895, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,945 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Auglaize County
Related Areas
Frequently Asked Questions
What county is ZIP code 45895 in?
ZIP code 45895 (Wapakoneta) is located in Auglaize County, Ohio. Auglaize County contains multiple ZIP codes, see the full list at /counties/auglaize-oh.
What is the population of ZIP code 45895?
ZIP code 45895 in Wapakoneta, OH has a population of 17,945 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45895?
The median household income in ZIP 45895 is $74,783, which is 2% below the national average of $76,288.
What is the average home value in ZIP 45895?
The median home value in ZIP 45895 is $188,300, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 45895?
The largest racial group in ZIP 45895 is White at 95.1%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 45895?
ZIP code 45895 has 375 business establishments employing approximately 5,323 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45895?
The top industries by establishment count in ZIP 45895 are: Retail trade (52), Other services (except public administration) (49), Accommodation and food services (42). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45895?
According to the FHFA House Price Index, home values in ZIP 45895 increased by 7.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45895?
In ZIP code 45895, 62.5% of residents aged 25+ have a high school diploma or higher, and 21.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45895?
The mean commute time for workers in ZIP code 45895 is 19.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45895?
In ZIP code 45895, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45895?
The poverty rate in ZIP code 45895 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45895's numbers, next.
- See how ZIP 45895 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Wapakoneta, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.