PlainZIP

Wapakoneta, OH · standard

ZIP Code 45895

Auglaize County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,945
37/sq mi
$74,783
Median income
$188,300
Median home value
21.9%
Bachelor's or higher

The verdict

Wapakoneta pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 45%
household income, US ZIPs
40th pct
home value, US ZIPs
37
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45895 against every reporting US ZIP.

ZIP code 45895 is a mid-sized community (a standard USPS delivery area) in Wapakoneta, Auglaize County, Ohio, home to 17,945 residents across 490.3 square miles, a density of 37 people per square mile, in the New York time zone.

ZIP 45895 lands in the middle-income range, with a median household income of $74,783 (2% above the Ohio average), while per-capita income is $37,752. Poverty here runs at 8.9%, with unemployment measured at 3.6%. The typical home here is valued at $188,300 (4% below the state average); renters pay a median of $871 monthly, and 78.7% of units are owner-occupied.

Educational attainment sits below the national norm: 21.9% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 19 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Auglaize County, so you can benchmark 45895 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45895

Top 5 sectors by establishment count in Wapakoneta, OH

Which industries have the most business establishments in ZIP 45895.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45895, Wapakoneta, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,945

Population

490.3

Area (sq mi)

37

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45895?

42.1

Median Age

49.9%

Male

50.1%

Female

0.6%

Foreign-Born

White 95.1%
African American 0.8%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.4%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,783

Median Household Income

+2% vs state

$37,752

Per Capita Income

8.9%

Poverty Rate

3.6%

Unemployment Rate

19.2 min

Mean Commute Time

How ZIP 45895 ranks nationally

Wapakoneta, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,783 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.5%
Bachelor's Degree or Higher 21.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,996

Total Housing Units

7,529

Occupied Units

467

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$188,300

Median Home Value

-4% vs state

$871

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.5%

YoY Change (2024)

210

HPI Index (2000 = 100)

+110%

Total Change Since 2000

Home values in ZIP 45895 have increased 7.5% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 146
2021 +10.8% 162
2022 +12.7% 183
2023 +7.2% 196
2024 +7.5% 210

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 375 business establishments in ZIP 45895, employing approximately 5,323 people with a combined annual payroll of $226,614,000.

375

Businesses

5,323

Employees

$226.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 52 13.9%
Other services (except public administration) 49 13.1%
Accommodation and food services 42 11.2%
Construction 38 10.1%
Health care and social assistance 36 9.6%
Professional, scientific, and technical services 29 7.7%
Manufacturing 27 7.2%
Finance and insurance 25 6.7%
Administrative and support and waste management and remediation services 18 4.8%
Real estate and rental and leasing 14 3.7%
Arts, entertainment, and recreation 13 3.5%
Wholesale trade 11 2.9%
Transportation and warehousing 11 2.9%
Information 4 1.1%
Educational services 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45895 vs 45884 →

ZIP 45895 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45895 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45895 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45895 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45884 Saint Johns, OH 145 3.8 mi
45888 Uniopolis, OH 220 4.1 mi
45806 Lima, OH 11,158 7.4 mi
45306 Botkins, OH 2,294 8.0 mi
45819 Buckland, OH 233 6.8 mi
45871 New Knoxville, OH 1,955 9.4 mi
45804 Lima, OH 15,758 10.9 mi
45334 Jackson Center, OH 2,037 10.3 mi
45336 Kettlersville, OH 153 10.7 mi

More ZIP Codes in Auglaize County

45885 standard
Saint Marys, OH
Pop: 12,661
45865 standard
Minster, OH
Pop: 4,745
45869 standard
New Bremen, OH
Pop: 4,534
45871 standard
New Knoxville, OH
Pop: 1,955
45819 standard
Buckland, OH
Pop: 233
45888 standard
Uniopolis, OH
Pop: 220

Related Areas

Auglaize County Wapakoneta, OH Ohio

Frequently Asked Questions

What county is ZIP code 45895 in? ▼
ZIP code 45895 (Wapakoneta) is located in Auglaize County, Ohio. Auglaize County contains multiple ZIP codes, see the full list at /counties/auglaize-oh.
What is the population of ZIP code 45895? ▼
ZIP code 45895 in Wapakoneta, OH has a population of 17,945 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45895? ▼
The median household income in ZIP 45895 is $74,783, which is 2% below the national average of $76,288.
What is the average home value in ZIP 45895? ▼
The median home value in ZIP 45895 is $188,300, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 45895? ▼
The largest racial group in ZIP 45895 is White at 95.1%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 45895? ▼
ZIP code 45895 has 375 business establishments employing approximately 5,323 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45895? ▼
The top industries by establishment count in ZIP 45895 are: Retail trade (52), Other services (except public administration) (49), Accommodation and food services (42). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45895? ▼
According to the FHFA House Price Index, home values in ZIP 45895 increased by 7.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45895? ▼
In ZIP code 45895, 62.5% of residents aged 25+ have a high school diploma or higher, and 21.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45895? ▼
The mean commute time for workers in ZIP code 45895 is 19.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45895? ▼
In ZIP code 45895, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45895? ▼
The poverty rate in ZIP code 45895 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.