ZIP Code 45896
standardSource:
Waynesfield · Allen County · Ohio
- Population
- 2,089
- Median income
- $62,449
- Median home value
- $173,000
- Bachelor's or higher
- 15.7%
- Land area
- 98.5 sq mi
21/sq mi
▼ 18% vs US
higher than 34% of US ZIPs
▼ 38% vs US
higher than 36% of US ZIPs
Median age 37.9
New York
ZIP code 45896 in Waynesfield, Ohio has a population of 2,089. The median household income is $62,449, which is 18% below the national average. Median home value is $173,000, 38% below the US average. 15.7% of residents hold a bachelor's degree or higher.
ZIP code 45896 is classified by USPS as a standard delivery area and covers roughly 98.5 square miles in Waynesfield, Allen County, Ohio. The area is home to 2,089 residents, producing a population density of 21 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45896 against Ohio and the nation.
On the economic side, the median household income for ZIP 45896 sits at $62,449 (14% below the Ohio average), while per-capita income is $37,982. The poverty rate stands at 6.6% and the unemployment rate at 3.9%. On housing, the median home value is $173,000 (12% below the state average) with median rent at $711 per month, and 84.1% of occupied units are owner-occupied, a direct signal of whether 45896 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 15.7% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 26 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 45896 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45896, Waynesfield, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,089
Population
98.5
Area (sq mi)
21
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45896?
37.9
Median Age
46.2%
Male
53.8%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,449
Median Household Income
-14% vs state
$37,982
Per Capita Income
6.6%
Poverty Rate
3.9%
Unemployment Rate
25.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
773
Total Housing Units
696
Occupied Units
77
Vacant Units
2.63
Avg Household Size
Occupancy Type
$173,000
Median Home Value
-12% vs state
$711
Median Rent
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.6%
YoY Change (2024)
207
HPI Index (2000 = 100)
+107%
Total Change Since 2000
Home values in ZIP 45896 have decreased 2.6% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.2% | 134 |
| 2021 | +9.0% | 146 |
| 2022 | +14.3% | 167 |
| 2023 | +26.8% | 212 |
| 2024 | -2.6% | 207 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 20 business establishments in ZIP 45896, employing approximately 111 people with a combined annual payroll of $3,740,000.
20
Businesses
111
Employees
$3.7M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 3 | 15.0% |
| Health care and social assistance | 3 | 15.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45896 vs 45870 →
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
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How have home values changed in ZIP code 45896? ▼
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ZIP Code Research Guides
Official Data Resources for Waynesfield, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.