ZIP Code 45812

standard

Source:

Alger · Hardin County · Ohio

Population
1,943

19/sq mi

Median income
$44,045

▼ 42% vs US

higher than 8% of US ZIPs

Median home value
$137,100

▼ 51% vs US

higher than 22% of US ZIPs

Bachelor's or higher
9.3%

Median age 36.1

Land area
103.4 sq mi

New York

ZIP code 45812 in Alger, Ohio has a population of 1,943. The median household income is $44,045, which is 42% below the national average. Median home value is $137,100, 51% below the US average. 9.3% of residents hold a bachelor's degree or higher.

ZIP code 45812 is classified by USPS as a standard delivery area and covers roughly 103.4 square miles in Alger, Hardin County, Ohio. The area is home to 1,943 residents, producing a population density of 19 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45812 against Ohio and the nation.

On the economic side, the median household income for ZIP 45812 sits at $44,045 (40% below the Ohio average), while per-capita income is $28,540. The poverty rate stands at 22.5% and the unemployment rate at 1.0%. On housing, the median home value is $137,100 (30% below the state average) with median rent at $886 per month, and 82.2% of occupied units are owner-occupied, a direct signal of whether 45812 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.3% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is . We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hardin County, so you can benchmark 45812 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45812, Alger, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,943

Population

103.4

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45812?

36.1

Median Age

54.9%

Male

45.1%

Female

1.5%

Foreign-Born

White 94.2%
African American 0.2%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,045

Median Household Income

-40% vs state

$28,540

Per Capita Income

22.5%

Poverty Rate

1.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.4%
Bachelor's Degree or Higher 9.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

836

Total Housing Units

751

Occupied Units

85

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 82.2%
Renter 17.8%

$137,100

Median Home Value

-30% vs state

$886

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-7.3%

YoY Change (2021)

141

HPI Index (2000 = 100)

+41%

Total Change Since 2000

Home values in ZIP 45812 have decreased 7.3% over the past year (2021). Since 2000, this ZIP has seen +41% cumulative appreciation.

Year Annual Change HPI Index
2016 -2.3% 114
2017 -9.6% 103
2019 102
2020 +49.3% 152
2021 -7.3% 141

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 45812, employing approximately 64 people with a combined annual payroll of $3,326,000.

15

Businesses

64

Employees

$3.3M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 4 26.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45812 vs 45859 →

ZIP Code City Population Distance
45859 Mc Guffey, OH 495 1.6 mi
45810 Ada, OH 8,460 6.3 mi
45850 Harrod, OH 3,653 5.8 mi
45835 Dola, OH 490 7.7 mi
45896 Waynesfield, OH 2,089 8.5 mi
45854 Lafayette, OH 498 9.0 mi
45870 New Hampshire, OH 156 11.6 mi

More ZIP Codes in Hardin County

Frequently Asked Questions

What county is ZIP code 45812 in?
ZIP code 45812 (Alger) is located in Hardin County, Ohio. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-oh.
What is the population of ZIP code 45812?
ZIP code 45812 in Alger, OH has a population of 1,943 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45812?
The median household income in ZIP 45812 is $44,045, which is 42% below the national average of $76,288.
What is the average home value in ZIP 45812?
The median home value in ZIP 45812 is $137,100, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 45812?
The largest racial group in ZIP 45812 is White at 94.2%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 45812?
ZIP code 45812 has 15 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 45812?
According to the FHFA House Price Index, home values in ZIP 45812 decreased by 7.3% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 41%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45812?
In ZIP code 45812, 66.4% of residents aged 25+ have a high school diploma or higher, and 9.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45812?
In ZIP code 45812, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45812?
The poverty rate in ZIP code 45812 is 22.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Alger, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.