ZIP Code 45850
standardSource:
Harrod · Allen County · Ohio
- Population
- 3,653
- Median income
- $84,886
- Median home value
- $193,900
- Bachelor's or higher
- 12.0%
- Land area
- 155.4 sq mi
24/sq mi
▲ 11% vs US
higher than 68% of US ZIPs
▼ 30% vs US
higher than 42% of US ZIPs
Median age 35.5
New York
ZIP code 45850 in Harrod, Ohio has a population of 3,653. The median household income is $84,886, which is 11% above the national average. Median home value is $193,900, 30% below the US average. 12.0% of residents hold a bachelor's degree or higher.
ZIP code 45850 is classified by USPS as a standard delivery area and covers roughly 155.4 square miles in Harrod, Allen County, Ohio. The area is home to 3,653 residents, producing a population density of 24 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45850 against Ohio and the nation.
On the economic side, the median household income for ZIP 45850 sits at $84,886 (16% above the Ohio average), while per-capita income is $41,315. The poverty rate stands at 5.3% and the unemployment rate at 6.6%. On housing, the median home value is $193,900 (2% below the state average) with median rent at $1,129 per month, and 86.0% of occupied units are owner-occupied, a direct signal of whether 45850 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 12.0% of adults hold a bachelor's degree or higher, the median age is 35.5, and the average commute is 25 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 45850 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45850
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45850.
- Construction
Construction
12 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
5 establishments
- Accommodation and food services 4
Accommodation and food services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45850, Harrod, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,653
Population
155.4
Area (sq mi)
24
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45850?
35.5
Median Age
46.8%
Male
53.2%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,886
Median Household Income
+16% vs state
$41,315
Per Capita Income
5.3%
Poverty Rate
6.6%
Unemployment Rate
25.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,455
Total Housing Units
1,311
Occupied Units
144
Vacant Units
2.71
Avg Household Size
Occupancy Type
$193,900
Median Home Value
-2% vs state
$1,129
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.9%
YoY Change (2024)
248
HPI Index (2000 = 100)
+148%
Total Change Since 2000
Home values in ZIP 45850 have increased 12.9% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.0% | 153 |
| 2021 | +11.5% | 171 |
| 2022 | +11.1% | 190 |
| 2023 | +15.4% | 219 |
| 2024 | +12.9% | 248 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 37 business establishments in ZIP 45850, employing approximately 235 people with a combined annual payroll of $10,899,000.
37
Businesses
235
Employees
$10.9M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 32.4% |
| Other services (except public administration) | 7 | 18.9% |
| Administrative and support and waste management and remediation services | 5 | 13.5% |
| Accommodation and food services | 4 | 10.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45850 vs 45854 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45854 | Lafayette, OH | 498 | 4.1 mi |
| 45896 | Waynesfield, OH | 2,089 | 6.9 mi |
| 45812 | Alger, OH | 1,943 | 5.8 mi |
| 45804 | Lima, OH | 15,758 | 7.8 mi |
| 45859 | Mc Guffey, OH | 495 | 7.4 mi |
| 45810 | Ada, OH | 8,460 | 7.5 mi |
| 45870 | New Hampshire, OH | 156 | 10.4 mi |
| 45808 | Beaverdam, OH | 349 | 9.3 mi |
| 45801 | Lima, OH | 25,303 | 7.9 mi |
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 45850 in? ▼
What is the population of ZIP code 45850? ▼
What is the median household income in ZIP 45850? ▼
What is the average home value in ZIP 45850? ▼
What is the demographic makeup of ZIP 45850? ▼
How many businesses are in ZIP code 45850? ▼
What are the main industries in ZIP code 45850? ▼
How have home values changed in ZIP code 45850? ▼
What is the education level in ZIP code 45850? ▼
What is the average commute time in ZIP 45850? ▼
What percentage of residents own vs. rent in ZIP 45850? ▼
What is the poverty rate in ZIP code 45850? ▼
ZIP Code Research Guides
Official Data Resources for Harrod, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.