Residential delivery area · Ohio

ZIP Code 45850: Harrod, OH

ZIP code 45850 uses the postal name Harrod, Ohio and lies mostly in Allen County (81% of its land), reaching into Hardin County and Auglaize County (Census 2020 ZIP-county file). About 3,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $84,886 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Westminster (2%) and Harrod (under 1%); 98% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
458sectional center: Columbus, OH (SCF 430)
50delivery area within it
Town
Harrod · its only residential ZIP
County
Allen County (81%); Hardin County (15%); Auglaize County (4%)
Census places
Westminster (2%) census-designated place; Harrod (under 1%)
Metro area
Lima, OH
House district
OH-4 119th Congress
State
Ohio
Time zone
Eastern
Land area
58.4 sq mi · 61 people per sq mi

Where is ZIP code 45850?

45850 centers on 40.705°, -83.918° and covers 58.4 square miles of land plus 0.2 of water. It borders 9 ZIP codes: 45854, 45812, 45896, 45804, 45801, 45810, 45806, 45817, 43310.

43310 · Belle Center45801 · Lima45804 · Lima45806 · Lima45810 · Ada45812 · Alger45817 · Bluffton45854 · Lafayette45896 · Waynesfield45850 · Harrod (this ZIP)45850458064331045810458174589645801458124580443310 · Belle Center45801 · Lima45804 · Lima45806 · Lima45810 · Ada45812 · Alger45817 · Bluffton45854 · Lafayette45896 · Waynesfield45850 · Harrod (this ZIP)45850458064331045810458174589645801458124580443310 · Belle Center45801 · Lima45804 · Lima45806 · Lima45810 · Ada45812 · Alger45817 · Bluffton45854 · Lafayette45896 · Waynesfield45850 · Harrod (this ZIP)458504580643310458104581745896458014581245804
Shaded by median household income, in national fifths (ACS 2020-2024); 45850 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45850, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45850 compare with the rest of Allen County?

Rank of 45850 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45850In Allen CountyIn OH
People (ACS 2020-2024)3,55911th of 19626th of 1,233
Median household income$85k2nd of 15198th of 755
Median home value$194k5th of 14408th of 810

Its median household income is higher than in 68% of U.S. residential ZIP codes, and it is denser than 46% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45850?

The 2020 Census counted 3,617 people in 45850; the ACS, which samples households over 2020-2024, estimates 3,559. Between the 2010 and 2020 censuses its population fell 1.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
3,559±445 (90% margin)
2020 Census count
3,617−1.0% since 2010 (3,653)
Households
1,311
Median age
35.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45850?

Of the 3,559 people the ACS estimates in 45850, 24.8% are under 18 and 16.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.7%).

  • Under 1824.8%
  • 18 to 6458.2%
  • 65 and older16.9%
Age of the people of 45850 (ACS 2020-2024, B01001)
  • White, not Hispanic89.7%
  • Other or two or more8.3%
  • Black, not Hispanic1.0%
  • Hispanic or Latino0.7%
  • Asian, not Hispanic0.2%
Race and Hispanic origin in 45850 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45850 earn?

Median household income is $84,886 (ACS 2020-2024), the 2nd highest of the 15 ranked ZIP codes in Allen County. It is not measurably different from 2015-2019 ($80,138 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$84,886±$9,559
Income per person
$41,315
Below the poverty line
5.3%
Unemployed (of the labor force)
6.6%
Adults 25+ with a bachelor's degree
12.0%
Adjusted gross income per tax return, 2022
$72,7561,770 returns; wages 67% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45850?

FHFA's house price index for 45850, built from repeat sales and appraisals of the same homes, rose 91% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved +4.9% in 2025.

Median home value (owners' estimate)
$193,900
Median gross rent
$1,129
Homes owned by their occupants
86.0%
Housing units
1,455
0 100 200 300 19922000201020202025 0 100 200 300 19922000201020202025 0 100 200 300 19922000201020202025
Index = 100 in 1992, the first year FHFA reports for 45850; 2025: 335.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45850?

37 business establishments had a location in this ZIP code in 2023, the same count as in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction12
  • Other services (except public administration)7
  • Administrative and support and waste management and remediation services5
  • Accommodation and food services4

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45850?

ZIP codes that share a boundary with 45850, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45854Lafayette293$53k4.2 mi
45812Alger2,027$44k5.7 mi
45896Waynesfield1,833$62k6.8 mi
45804Lima13,608$45k7.5 mi
45801Lima21,739$52k7.7 mi
45810Ada7,449$64k7.8 mi
45806Lima10,974$83k11.1 mi
45817Bluffton5,926$77k12.2 mi
43310Belle Center3,177$68k13.9 mi
45859McGuffey384$51k7.0 mi (near)
45808Beaverdam350$82k9.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.