ZIP Code 45817
standardSource:
Bluffton · Allen County · Ohio
- Population
- 6,736
- Median income
- $76,848
- Median home value
- $210,100
- Bachelor's or higher
- 38.0%
- Land area
- 167.1 sq mi
40/sq mi
▲ 1% vs US
higher than 58% of US ZIPs
▼ 24% vs US
higher than 46% of US ZIPs
Median age 43.1
New York
ZIP code 45817 in Bluffton, Ohio has a population of 6,736. The median household income is $76,848, which is 1% above the national average. Median home value is $210,100, 24% below the US average. 38.0% of residents hold a bachelor's degree or higher.
ZIP code 45817 is classified by USPS as a standard delivery area and covers roughly 167.1 square miles in Bluffton, Allen County, Ohio. The area is home to 6,736 residents, producing a population density of 40 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45817 against Ohio and the nation.
On the economic side, the median household income for ZIP 45817 sits at $76,848 (5% above the Ohio average), while per-capita income is $38,390. The poverty rate stands at 2.6% and the unemployment rate at 5.8%. On housing, the median home value is $210,100 (7% above the state average) with median rent at $795 per month, and 75.9% of occupied units are owner-occupied, a direct signal of whether 45817 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 38.0% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 19 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 45817 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45817
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45817.
- Health care and social assistance
Health care and social assistance
22 establishments
- Other services (except public administration)
Other services (except public administration)
22 establishments
- Retail trade
Retail trade
18 establishments
- Accommodation and food services
Accommodation and food services
18 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45817, Bluffton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
6,736
Population
167.1
Area (sq mi)
40
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45817?
43.1
Median Age
46.3%
Male
53.7%
Female
4.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,848
Median Household Income
+5% vs state
$38,390
Per Capita Income
2.6%
Poverty Rate
5.8%
Unemployment Rate
19.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,543
Total Housing Units
2,394
Occupied Units
149
Vacant Units
2.28
Avg Household Size
Occupancy Type
$210,100
Median Home Value
+7% vs state
$795
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.5%
YoY Change (2024)
196
HPI Index (2000 = 100)
+96%
Total Change Since 2000
Home values in ZIP 45817 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +96% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 143 |
| 2021 | +6.7% | 152 |
| 2022 | +11.5% | 170 |
| 2023 | +5.6% | 179 |
| 2024 | +9.5% | 196 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 161 business establishments in ZIP 45817, employing approximately 3,602 people with a combined annual payroll of $177,029,000.
161
Businesses
3,602
Employees
$177.0M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 22 | 13.7% |
| Other services (except public administration) | 22 | 13.7% |
| Retail trade | 18 | 11.2% |
| Accommodation and food services | 18 | 11.2% |
| Professional, scientific, and technical services | 15 | 9.3% |
| Finance and insurance | 14 | 8.7% |
| Construction | 11 | 6.8% |
| Wholesale trade | 9 | 5.6% |
| Manufacturing | 8 | 5.0% |
| Transportation and warehousing | 5 | 3.1% |
| Information | 4 | 2.5% |
| Administrative and support and waste management and remediation services | 4 | 2.5% |
| Educational services | 4 | 2.5% |
| Arts, entertainment, and recreation | 4 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45817 vs 45868 →
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 45817 in? ▼
What is the population of ZIP code 45817? ▼
What is the median household income in ZIP 45817? ▼
What is the average home value in ZIP 45817? ▼
What is the demographic makeup of ZIP 45817? ▼
How many businesses are in ZIP code 45817? ▼
What are the main industries in ZIP code 45817? ▼
How have home values changed in ZIP code 45817? ▼
What is the education level in ZIP code 45817? ▼
What is the average commute time in ZIP 45817? ▼
What percentage of residents own vs. rent in ZIP 45817? ▼
What is the poverty rate in ZIP code 45817? ▼
ZIP Code Research Guides
Official Data Resources for Bluffton, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.