PlainZIP

Lima, OH · standard

ZIP Code 45807

Allen County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,221
62/sq mi
$70,725
Median income
$203,900
Median home value
23.5%
Bachelor's or higher

The verdict

Lima pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
44th pct
home value, US ZIPs
62
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45807 against every reporting US ZIP.

ZIP code 45807 is a mid-sized community (a standard USPS delivery area) in Lima, Allen County, Ohio, home to 12,221 residents across 196.8 square miles, a density of 62 people per square mile, in the New York time zone.

ZIP 45807 lands in the middle-income range, with a median household income of $70,725 (3% below the Ohio average), while per-capita income is $43,173. Local economic indicators show a 5.5% poverty rate alongside 2.6% unemployment. Median home value sits at $203,900 (3% above the state average), median rent at $972 a month, and owner-occupancy at 82.6%.

Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 22 minutes. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 45807, plus 6 more within Allen County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45807

Top 5 sectors by establishment count in Lima, OH

Which industries have the most business establishments in ZIP 45807.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45807, Lima, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,221

Population

196.8

Area (sq mi)

62

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45807?

42.2

Median Age

48.3%

Male

51.7%

Female

1.9%

Foreign-Born

White 88.1%
African American 4.4%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,725

Median Household Income

-3% vs state

$43,173

Per Capita Income

5.5%

Poverty Rate

2.6%

Unemployment Rate

21.7 min

Mean Commute Time

How ZIP 45807 ranks nationally

Lima, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,725 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.0%
Bachelor's Degree or Higher 23.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,326

Total Housing Units

5,027

Occupied Units

299

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 82.6%
Renter 17.4%

$203,900

Median Home Value

+3% vs state

$972

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.5%

YoY Change (2024)

198

HPI Index (2000 = 100)

+98%

Total Change Since 2000

Home values in ZIP 45807 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +98% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 139
2021 +14.4% 159
2022 +12.3% 179
2023 +6.6% 191
2024 +3.5% 198

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 229 business establishments in ZIP 45807, employing approximately 2,892 people with a combined annual payroll of $130,138,000.

229

Businesses

2,892

Employees

$130.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 40 17.5%
Retail trade 37 16.2%
Other services (except public administration) 35 15.3%
Health care and social assistance 29 12.7%
Professional, scientific, and technical services 16 7.0%
Manufacturing 14 6.1%
Administrative and support and waste management and remediation services 11 4.8%
Finance and insurance 10 4.4%
Wholesale trade 8 3.5%
Accommodation and food services 8 3.5%
Transportation and warehousing 7 3.1%
Real estate and rental and leasing 5 2.2%
Information 4 1.8%
Educational services 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45807 vs 45809 →

ZIP 45807 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45807 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45807 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45807 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45809 Gomer, OH 157 2.8 mi
45805 Lima, OH 22,514 5.4 mi
45820 Cairo, OH 543 5.0 mi
45801 Lima, OH 25,303 7.3 mi
45806 Lima, OH 11,158 9.4 mi
45830 Columbus Grove, OH 6,228 8.0 mi
45804 Lima, OH 15,758 8.4 mi
45844 Fort Jennings, OH 3,256 9.5 mi

More ZIP Codes in Allen County

45801 standard
Lima, OH
Pop: 25,303
45805 standard
Lima, OH
Pop: 22,514
45804 standard
Lima, OH
Pop: 15,758
45806 standard
Lima, OH
Pop: 11,158
45833 standard
Delphos, OH
Pop: 10,667
45817 standard
Bluffton, OH
Pop: 6,736

Related Areas

Allen County Lima, OH Ohio

Frequently Asked Questions

What county is ZIP code 45807 in? ▼
ZIP code 45807 (Lima) is located in Allen County, Ohio. Allen County contains multiple ZIP codes, see the full list at /counties/allen-oh.
What is the population of ZIP code 45807? ▼
ZIP code 45807 in Lima, OH has a population of 12,221 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45807? ▼
The median household income in ZIP 45807 is $70,725, which is 7% below the national average of $76,288.
What is the average home value in ZIP 45807? ▼
The median home value in ZIP 45807 is $203,900, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 45807? ▼
The largest racial group in ZIP 45807 is White at 88.1%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 45807? ▼
ZIP code 45807 has 229 business establishments employing approximately 2,892 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45807? ▼
The top industries by establishment count in ZIP 45807 are: Construction (40), Retail trade (37), Other services (except public administration) (35). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45807? ▼
According to the FHFA House Price Index, home values in ZIP 45807 increased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 98%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45807? ▼
In ZIP code 45807, 61.0% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45807? ▼
The mean commute time for workers in ZIP code 45807 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45807? ▼
In ZIP code 45807, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45807? ▼
The poverty rate in ZIP code 45807 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.