PlainZIP

Lima, OH · standard

ZIP Code 45805

Allen County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,514
578/sq mi
$68,842
Median income
$160,600
Median home value
24.2%
Bachelor's or higher

The verdict

Lima pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

45th pct
household income, US ZIPs
30th pct
home value, US ZIPs
578
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45805 against every reporting US ZIP.

ZIP code 45805 is a densely settled ZIP (a standard USPS delivery area) in Lima, Allen County, Ohio, with 22,514 residents across 39.0 square miles, a density of 578 people per square mile, in the New York time zone.

ZIP 45805 reports a modest median household income of $68,842 (6% below the Ohio average), while per-capita income is $34,973. The poverty rate stands at 11.2% and the unemployment rate at 6.8%. Median home value sits at $160,600 (19% below the state average), median rent at $964 a month, and owner-occupancy at 63.5%.

Educational attainment sits below the national norm: 24.2% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 16 minutes. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 45805, plus 6 more within Allen County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45805

Top 5 sectors by establishment count in Lima, OH

Which industries have the most business establishments in ZIP 45805.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45805, Lima, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,514

Population

39.0

Area (sq mi)

578

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45805?

37.1

Median Age

49.0%

Male

51.0%

Female

2.2%

Foreign-Born

White 75.5%
African American 12.2%
Asian 0.6%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,842

Median Household Income

-6% vs state

$34,973

Per Capita Income

11.2%

Poverty Rate

6.8%

Unemployment Rate

16.0 min

Mean Commute Time

How ZIP 45805 ranks nationally

Lima, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$68,842 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 24.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,534

Total Housing Units

9,970

Occupied Units

564

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 63.5%
Renter 36.5%

$160,600

Median Home Value

-19% vs state

$964

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

180

HPI Index (2000 = 100)

+80%

Total Change Since 2000

Home values in ZIP 45805 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.8% 130
2021 +14.0% 148
2022 +10.9% 164
2023 +5.8% 174
2024 +3.7% 180

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 557 business establishments in ZIP 45805, employing approximately 9,067 people with a combined annual payroll of $317,879,000.

557

Businesses

9,067

Employees

$317.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 130 23.3%
Health care and social assistance 77 13.8%
Accommodation and food services 72 12.9%
Other services (except public administration) 67 12.0%
Finance and insurance 41 7.4%
Professional, scientific, and technical services 36 6.5%
Construction 28 5.0%
Real estate and rental and leasing 28 5.0%
Administrative and support and waste management and remediation services 17 3.0%
Manufacturing 11 2.0%
Information 11 2.0%
Wholesale trade 9 1.6%
Educational services 9 1.6%
Arts, entertainment, and recreation 8 1.4%
Transportation and warehousing 6 1.1%
Management of companies and enterprises 6 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45805 vs 45807 →

ZIP 45805 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45805 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45805 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45805 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45807 Lima, OH 12,221 5.4 mi
45806 Lima, OH 11,158 4.3 mi
45804 Lima, OH 15,758 5.2 mi
45809 Gomer, OH 157 8.2 mi
45801 Lima, OH 25,303 7.4 mi
45820 Cairo, OH 543 8.5 mi
45819 Buckland, OH 233 8.8 mi
45888 Uniopolis, OH 220 9.6 mi

More ZIP Codes in Allen County

45801 standard
Lima, OH
Pop: 25,303
45804 standard
Lima, OH
Pop: 15,758
45807 standard
Lima, OH
Pop: 12,221
45806 standard
Lima, OH
Pop: 11,158
45833 standard
Delphos, OH
Pop: 10,667
45817 standard
Bluffton, OH
Pop: 6,736

Related Areas

Allen County Lima, OH Ohio

Frequently Asked Questions

What county is ZIP code 45805 in? ▼
ZIP code 45805 (Lima) is located in Allen County, Ohio. Allen County contains multiple ZIP codes, see the full list at /counties/allen-oh.
What is the population of ZIP code 45805? ▼
ZIP code 45805 in Lima, OH has a population of 22,514 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45805? ▼
The median household income in ZIP 45805 is $68,842, which is 10% below the national average of $76,288.
What is the average home value in ZIP 45805? ▼
The median home value in ZIP 45805 is $160,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 45805? ▼
The largest racial group in ZIP 45805 is White at 75.5%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 45805? ▼
ZIP code 45805 has 557 business establishments employing approximately 9,067 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45805? ▼
The top industries by establishment count in ZIP 45805 are: Retail trade (130), Health care and social assistance (77), Accommodation and food services (72). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45805? ▼
According to the FHFA House Price Index, home values in ZIP 45805 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45805? ▼
In ZIP code 45805, 61.7% of residents aged 25+ have a high school diploma or higher, and 24.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45805? ▼
The mean commute time for workers in ZIP code 45805 is 16.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45805? ▼
In ZIP code 45805, approximately 63.5% of occupied housing units are owner-occupied and 36.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45805? ▼
The poverty rate in ZIP code 45805 is 11.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.