ZIP Code 45805

standard

Source:

Lima · Allen County · Ohio

Population
22,514

578/sq mi

Median income
$68,842

▼ 10% vs US

higher than 45% of US ZIPs

Median home value
$160,600

▼ 42% vs US

higher than 30% of US ZIPs

Bachelor's or higher
24.2%

Median age 37.1

Land area
39.0 sq mi

New York

ZIP code 45805 in Lima, Ohio has a population of 22,514. The median household income is $68,842, which is 10% below the national average. Median home value is $160,600, 42% below the US average. 24.2% of residents hold a bachelor's degree or higher.

ZIP code 45805 is classified by USPS as a standard delivery area and covers roughly 39.0 square miles in Lima, Allen County, Ohio. The area is home to 22,514 residents, producing a population density of 578 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45805 against Ohio and the nation.

On the economic side, the median household income for ZIP 45805 sits at $68,842 (6% below the Ohio average), while per-capita income is $34,973. The poverty rate stands at 11.2% and the unemployment rate at 6.8%. On housing, the median home value is $160,600 (19% below the state average) with median rent at $964 per month, and 63.5% of occupied units are owner-occupied, a direct signal of whether 45805 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.2% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 16 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 45805 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45805

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45805.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45805, Lima, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

22,514

Population

39.0

Area (sq mi)

578

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45805?

37.1

Median Age

49.0%

Male

51.0%

Female

2.2%

Foreign-Born

White 75.5%
African American 12.2%
Asian 0.6%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,842

Median Household Income

-6% vs state

$34,973

Per Capita Income

11.2%

Poverty Rate

6.8%

Unemployment Rate

16.0 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 24.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,534

Total Housing Units

9,970

Occupied Units

564

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 63.5%
Renter 36.5%

$160,600

Median Home Value

-19% vs state

$964

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

180

HPI Index (2000 = 100)

+80%

Total Change Since 2000

Home values in ZIP 45805 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.8% 130
2021 +14.0% 148
2022 +10.9% 164
2023 +5.8% 174
2024 +3.7% 180

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 557 business establishments in ZIP 45805, employing approximately 9,067 people with a combined annual payroll of $317,879,000.

557

Businesses

9,067

Employees

$317.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 130 23.3%
Health care and social assistance 77 13.8%
Accommodation and food services 72 12.9%
Other services (except public administration) 67 12.0%
Finance and insurance 41 7.4%
Professional, scientific, and technical services 36 6.5%
Construction 28 5.0%
Real estate and rental and leasing 28 5.0%
Administrative and support and waste management and remediation services 17 3.0%
Manufacturing 11 2.0%
Information 11 2.0%
Wholesale trade 9 1.6%
Educational services 9 1.6%
Arts, entertainment, and recreation 8 1.4%
Transportation and warehousing 6 1.1%
Management of companies and enterprises 6 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45805 vs 45807 →

ZIP Code City Population Distance
45807 Lima, OH 12,221 5.4 mi
45806 Lima, OH 11,158 4.3 mi
45804 Lima, OH 15,758 5.2 mi
45809 Gomer, OH 157 8.2 mi
45801 Lima, OH 25,303 7.4 mi
45820 Cairo, OH 543 8.5 mi
45819 Buckland, OH 233 8.8 mi
45888 Uniopolis, OH 220 9.6 mi

More ZIP Codes in Allen County

Frequently Asked Questions

What county is ZIP code 45805 in?
ZIP code 45805 (Lima) is located in Allen County, Ohio. Allen County contains multiple ZIP codes, see the full list at /counties/allen-oh.
What is the population of ZIP code 45805?
ZIP code 45805 in Lima, OH has a population of 22,514 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45805?
The median household income in ZIP 45805 is $68,842, which is 10% below the national average of $76,288.
What is the average home value in ZIP 45805?
The median home value in ZIP 45805 is $160,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 45805?
The largest racial group in ZIP 45805 is White at 75.5%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 45805?
ZIP code 45805 has 557 business establishments employing approximately 9,067 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45805?
The top industries by establishment count in ZIP 45805 are: Retail trade (130), Health care and social assistance (77), Accommodation and food services (72). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45805?
According to the FHFA House Price Index, home values in ZIP 45805 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45805?
In ZIP code 45805, 61.7% of residents aged 25+ have a high school diploma or higher, and 24.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45805?
The mean commute time for workers in ZIP code 45805 is 16.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45805?
In ZIP code 45805, approximately 63.5% of occupied housing units are owner-occupied and 36.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45805?
The poverty rate in ZIP code 45805 is 11.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lima, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.