ZIP Code 45804
standardSource:
Lima · Allen County · Ohio
- Population
- 15,758
- Median income
- $44,911
- Median home value
- $99,600
- Bachelor's or higher
- 10.7%
- Land area
- 56.3 sq mi
280/sq mi
▼ 41% vs US
higher than 9% of US ZIPs
▼ 64% vs US
higher than 10% of US ZIPs
Median age 42.4
New York
ZIP code 45804 in Lima, Ohio has a population of 15,758. The median household income is $44,911, which is 41% below the national average. Median home value is $99,600, 64% below the US average. 10.7% of residents hold a bachelor's degree or higher.
ZIP code 45804 is classified by USPS as a standard delivery area and covers roughly 56.3 square miles in Lima, Allen County, Ohio. The area is home to 15,758 residents, producing a population density of 280 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45804 against Ohio and the nation.
On the economic side, the median household income for ZIP 45804 sits at $44,911 (38% below the Ohio average), while per-capita income is $26,472. The poverty rate stands at 27.5% and the unemployment rate at 10.0%. On housing, the median home value is $99,600 (49% below the state average) with median rent at $886 per month, and 54.8% of occupied units are owner-occupied, a direct signal of whether 45804 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 10.7% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 17 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 45804 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45804
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45804.
- Retail trade
Retail trade
58 establishments
- Accommodation and food services
Accommodation and food services
47 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Other services (except public administration)
Other services (except public administration)
38 establishments
- Manufacturing
Manufacturing
37 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45804, Lima, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
15,758
Population
56.3
Area (sq mi)
280
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45804?
42.4
Median Age
47.2%
Male
52.8%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,911
Median Household Income
-38% vs state
$26,472
Per Capita Income
27.5%
Poverty Rate
10.0%
Unemployment Rate
17.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,943
Total Housing Units
5,994
Occupied Units
949
Vacant Units
2.23
Avg Household Size
Occupancy Type
$99,600
Median Home Value
-49% vs state
$886
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
177
HPI Index (2000 = 100)
+77%
Total Change Since 2000
Home values in ZIP 45804 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.0% | 129 |
| 2021 | +10.2% | 142 |
| 2022 | +9.7% | 155 |
| 2023 | +8.4% | 169 |
| 2024 | +4.9% | 177 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 373 business establishments in ZIP 45804, employing approximately 12,148 people with a combined annual payroll of $837,320,000.
373
Businesses
12,148
Employees
$837.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 58 | 15.6% |
| Accommodation and food services | 47 | 12.6% |
| Health care and social assistance | 40 | 10.7% |
| Other services (except public administration) | 38 | 10.2% |
| Manufacturing | 37 | 9.9% |
| Wholesale trade | 33 | 8.8% |
| Transportation and warehousing | 25 | 6.7% |
| Administrative and support and waste management and remediation services | 22 | 5.9% |
| Construction | 19 | 5.1% |
| Finance and insurance | 17 | 4.6% |
| Real estate and rental and leasing | 10 | 2.7% |
| Professional, scientific, and technical services | 10 | 2.7% |
| Information | 5 | 1.3% |
| Management of companies and enterprises | 3 | 0.8% |
| Arts, entertainment, and recreation | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45804 vs 45801 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45801 | Lima, OH | 25,303 | 4.5 mi |
| 45806 | Lima, OH | 11,158 | 4.1 mi |
| 45805 | Lima, OH | 22,514 | 5.2 mi |
| 45888 | Uniopolis, OH | 220 | 7.8 mi |
| 45820 | Cairo, OH | 543 | 8.4 mi |
| 45854 | Lafayette, OH | 498 | 6.7 mi |
| 45850 | Harrod, OH | 3,653 | 7.8 mi |
| 45807 | Lima, OH | 12,221 | 8.4 mi |
| 45808 | Beaverdam, OH | 349 | 9.5 mi |
| 45895 | Wapakoneta, OH | 17,945 | 10.9 mi |
More ZIP Codes in Allen County
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Frequently Asked Questions
What county is ZIP code 45804 in? ▼
What is the population of ZIP code 45804? ▼
What is the median household income in ZIP 45804? ▼
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What is the demographic makeup of ZIP 45804? ▼
How many businesses are in ZIP code 45804? ▼
What are the main industries in ZIP code 45804? ▼
How have home values changed in ZIP code 45804? ▼
What is the education level in ZIP code 45804? ▼
What is the average commute time in ZIP 45804? ▼
What percentage of residents own vs. rent in ZIP 45804? ▼
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ZIP Code Research Guides
Official Data Resources for Lima, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.