Lafayette, OH · standard
ZIP Code 45854
Allen County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 498
- 586/sq mi High-density area
- $53,125
- Median income Below-median income area
- $121,300
- Median home value Below-median home value
- 7.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Lafayette pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- 17th pct
- home value, US ZIPs
- 586
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45854 against every reporting US ZIP.
ZIP code 45854 is a sparsely populated ZIP (a standard USPS delivery area) in Lafayette, Allen County, Ohio, home to just 498 residents across 0.8 square miles, a density of 586 people per square mile, in the New York time zone.
ZIP 45854 reports a modest median household income of $53,125 (27% below the average Ohio ZIP), while per-capita income is $29,202. Unemployment is 12.9%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $121,300 (38% below the average Ohio ZIP), and median rent is $647; owner occupancy is 77.6%.
Formal educational attainment runs low here: just 7.8% of adults hold a bachelor's degree or higher, the median age is 32.7, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Allen County, so 45854 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45854, Lafayette, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
498
Population
0.8
Area (sq mi)
586
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45854?
32.7
Median Age
47.4%
Male
52.6%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,125
Median Household Income
-27% vs state ZIP avg
$29,202
Per Capita Income
7.8%
Poverty Rate
12.9%
Unemployment Rate
How ZIP 45854 ranks among Ohio ZIPs
Lafayette, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,125 19th percentile higher than 19% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
138housing units
138
Total Housing Units
125
Occupied Units
13
Vacant Units
2.34
Avg Household Size
Occupancy Type
$121,300
Median Home Value
-38% vs state ZIP avg
$647
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 6 business establishments in ZIP 45854, employing approximately 30 people with a combined annual payroll of $770,000.
6
Businesses
30
Employees
$770K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45854 vs 45850 →
ZIP 45854 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45801
Lima (45801)
25,303 residents
- 45804
Lima (45804)
15,758 residents
- 45810 8,460
Ada (45810)
8,460 residents
- 45817 6,736
Bluffton (45817)
6,736 residents
- 45830 6,228
Columbus Grove (45830)
6,228 residents
- 45850 3,653
Harrod (45850)
3,653 residents
- 45812 1,943
Alger (45812)
1,943 residents
- 45820 543
Cairo (45820)
543 residents
- 45854 498
Lafayette (45854)
498 residents
What this shows Among its immediate neighbors, ZIP 45854 ranks #9 by population - useful context the national average alone can't give.
ZIP 45854 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45850
Harrod (45850)
$84,886 median income
- 45820
Cairo (45820)
$83,125 median income
- 45808
Beaverdam (45808)
$81,875 median income
- 45830
Columbus Grove (45830)
$80,897 median income
- 45817
Bluffton (45817)
$76,848 median income
- 45810
Ada (45810)
$63,451 median income
- 45854
Lafayette (45854)
$53,125 median income
- 45801
Lima (45801)
$51,731 median income
- 45804
Lima (45804)
$44,911 median income
What this shows By household income, ZIP 45854 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45850 | Harrod, OH | 3,653 | 4.1 mi |
| 45808 | Beaverdam, OH | 349 | 5.2 mi |
| 45801 | Lima, OH | 25,303 | 4.6 mi |
| 45804 | Lima, OH | 15,758 | 6.7 mi |
| 45810 | Ada, OH | 8,460 | 7.4 mi |
| 45817 | Bluffton, OH | 6,736 | 9.0 mi |
| 45820 | Cairo, OH | 543 | 8.7 mi |
| 45812 | Alger, OH | 1,943 | 9.0 mi |
| 45830 | Columbus Grove, OH | 6,228 | 12.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45854, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 45854 in?
ZIP code 45854 (Lafayette) is located in Allen County, Ohio. Allen County contains multiple ZIP codes, see the full list at /counties/allen-oh.
What is the population of ZIP code 45854?
ZIP code 45854 in Lafayette, OH has a population of 498 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45854?
The median household income in ZIP 45854 is $53,125, which is 30% below the national average of $76,288.
What is the average home value in ZIP 45854?
The median home value in ZIP 45854 is $121,300, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 45854?
The largest racial group in ZIP 45854 is White at 92.8%.
How many businesses are in ZIP code 45854?
ZIP code 45854 has 6 business establishments employing approximately 30 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 45854?
In ZIP code 45854, 63.2% of residents aged 25+ have a high school diploma or higher, and 7.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45854?
In ZIP code 45854, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45854?
The poverty rate in ZIP code 45854 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45854's numbers, next.
- See how ZIP 45854 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lafayette, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.