ZIP Code 45854

ZIP code 45854 is classified by USPS as a standard delivery area and covers roughly 0.8 square miles in Lafayette, Allen County, Ohio. The area is home to 498 residents, producing a population density of 586 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45854 against Ohio and the nation.

On the economic side, the median household income for ZIP 45854 sits at $53,125 (27% below the Ohio average), while per-capita income is $29,202. The poverty rate stands at 7.8% and the unemployment rate at 12.9%. On housing, the median home value is $121,300 (38% below the state average) with median rent at $647 per month, and 77.6% of occupied units are owner-occupied, a direct signal of whether 45854 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 7.8% of adults hold a bachelor's degree or higher, the median age is 32.7, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 45854 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →