PlainZIP

Lafayette, OH · standard

ZIP Code 45854

Allen County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

498
586/sq mi
$53,125
Median income
$121,300
Median home value
7.8%
Bachelor's or higher

The verdict

Lafayette pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

18th pct
household income, US ZIPs
17th pct
home value, US ZIPs
586
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45854 against every reporting US ZIP.

ZIP code 45854 is a sparsely populated ZIP (a standard USPS delivery area) in Lafayette, Allen County, Ohio, home to just 498 residents across 0.8 square miles, a density of 586 people per square mile, in the New York time zone.

ZIP 45854 reports a modest median household income of $53,125 (27% below the Ohio average), while per-capita income is $29,202. 7.8% of residents live below the poverty line, and the unemployment rate reads 12.9%. Median home value sits at $121,300 (38% below the state average), median rent at $647 a month, and owner-occupancy at 77.6%.

Formal educational attainment runs low here: just 7.8% of adults hold a bachelor's degree or higher, the median age is 32.7, and the average commute is -. To put 45854 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Allen County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45854, Lafayette, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

498

Population

0.8

Area (sq mi)

586

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45854?

32.7

Median Age

47.4%

Male

52.6%

Female

0.0%

Foreign-Born

White 92.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,125

Median Household Income

-27% vs state

$29,202

Per Capita Income

7.8%

Poverty Rate

12.9%

Unemployment Rate

How ZIP 45854 ranks nationally

Lafayette, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,125 18th percentile higher than 18% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.2%
Bachelor's Degree or Higher 7.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

138

Total Housing Units

125

Occupied Units

13

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 77.6%
Renter 22.4%

$121,300

Median Home Value

-38% vs state

$647

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 45854, employing approximately 30 people with a combined annual payroll of $770,000.

6

Businesses

30

Employees

$770K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45854 vs 45850 →

ZIP 45854 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45854 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45854 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45854 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45850 Harrod, OH 3,653 4.1 mi
45808 Beaverdam, OH 349 5.2 mi
45801 Lima, OH 25,303 4.6 mi
45804 Lima, OH 15,758 6.7 mi
45810 Ada, OH 8,460 7.4 mi
45817 Bluffton, OH 6,736 9.0 mi
45820 Cairo, OH 543 8.7 mi
45812 Alger, OH 1,943 9.0 mi
45830 Columbus Grove, OH 6,228 12.6 mi

More ZIP Codes in Allen County

45801 standard
Lima, OH
Pop: 25,303
45805 standard
Lima, OH
Pop: 22,514
45804 standard
Lima, OH
Pop: 15,758
45807 standard
Lima, OH
Pop: 12,221
45806 standard
Lima, OH
Pop: 11,158
45833 standard
Delphos, OH
Pop: 10,667

Related Areas

Allen County Lafayette, OH Ohio

Frequently Asked Questions

What county is ZIP code 45854 in? ▼
ZIP code 45854 (Lafayette) is located in Allen County, Ohio. Allen County contains multiple ZIP codes, see the full list at /counties/allen-oh.
What is the population of ZIP code 45854? ▼
ZIP code 45854 in Lafayette, OH has a population of 498 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45854? ▼
The median household income in ZIP 45854 is $53,125, which is 30% below the national average of $76,288.
What is the average home value in ZIP 45854? ▼
The median home value in ZIP 45854 is $121,300, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 45854? ▼
The largest racial group in ZIP 45854 is White at 92.8%.
How many businesses are in ZIP code 45854? ▼
ZIP code 45854 has 6 business establishments employing approximately 30 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 45854? ▼
In ZIP code 45854, 63.2% of residents aged 25+ have a high school diploma or higher, and 7.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45854? ▼
In ZIP code 45854, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45854? ▼
The poverty rate in ZIP code 45854 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.