PlainZIP

Lima, OH · standard

ZIP Code 45801

Allen County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,303
217/sq mi
$51,731
Median income
$123,900
Median home value
12.9%
Bachelor's or higher

The verdict

Lima pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

16th pct
household income, US ZIPs
18th pct
home value, US ZIPs
217
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45801 against every reporting US ZIP.

ZIP code 45801 is a densely settled ZIP (a standard USPS delivery area) in Lima, Allen County, Ohio, with 25,303 residents across 116.4 square miles, a density of 217 people per square mile, in the New York time zone.

ZIP 45801 reports a modest median household income of $51,731 (29% below the Ohio average), while per-capita income is $26,350. Local economic indicators show a 19.9% poverty rate alongside 5.9% unemployment. The typical home here is valued at $123,900 (37% below the state average); renters pay a median of $896 monthly, and 54.3% of units are owner-occupied.

Formal educational attainment runs low here: just 12.9% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 18 minutes. To put 45801 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Allen County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45801

Top 5 sectors by establishment count in Lima, OH

Which industries have the most business establishments in ZIP 45801.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45801, Lima, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,303

Population

116.4

Area (sq mi)

217

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45801?

38.4

Median Age

53.6%

Male

46.4%

Female

3.8%

Foreign-Born

White 73.3%
African American 13.1%
Asian 2.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.2%
Hispanic or Latino 5.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,731

Median Household Income

-29% vs state

$26,350

Per Capita Income

19.9%

Poverty Rate

5.9%

Unemployment Rate

17.9 min

Mean Commute Time

How ZIP 45801 ranks nationally

Lima, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,731 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.2%
Bachelor's Degree or Higher 12.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,367

Total Housing Units

8,466

Occupied Units

901

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 54.3%
Renter 45.7%

$123,900

Median Home Value

-37% vs state

$896

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

196

HPI Index (2000 = 100)

+96%

Total Change Since 2000

Home values in ZIP 45801 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +96% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.6% 133
2021 +11.2% 148
2022 +17.2% 173
2023 +6.9% 185
2024 +5.5% 196

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 501 business establishments in ZIP 45801, employing approximately 11,257 people with a combined annual payroll of $645,816,000.

501

Businesses

11,257

Employees

$645.8M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 74 14.8%
Retail trade 73 14.6%
Health care and social assistance 60 12.0%
Accommodation and food services 43 8.6%
Professional, scientific, and technical services 35 7.0%
Wholesale trade 32 6.4%
Construction 31 6.2%
Manufacturing 30 6.0%
Administrative and support and waste management and remediation services 28 5.6%
Finance and insurance 22 4.4%
Transportation and warehousing 18 3.6%
Real estate and rental and leasing 15 3.0%
Information 9 1.8%
Arts, entertainment, and recreation 9 1.8%
Educational services 8 1.6%
Management of companies and enterprises 6 1.2%
Utilities 5 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45801 vs 45804 →

ZIP 45801 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45801 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45801 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45801 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45804 Lima, OH 15,758 4.5 mi
45854 Lafayette, OH 498 4.6 mi
45820 Cairo, OH 543 4.8 mi
45808 Beaverdam, OH 349 5.1 mi
45807 Lima, OH 12,221 7.3 mi
45805 Lima, OH 22,514 7.4 mi
45830 Columbus Grove, OH 6,228 9.4 mi
45806 Lima, OH 11,158 8.3 mi
45850 Harrod, OH 3,653 7.9 mi

More ZIP Codes in Allen County

45805 standard
Lima, OH
Pop: 22,514
45804 standard
Lima, OH
Pop: 15,758
45807 standard
Lima, OH
Pop: 12,221
45806 standard
Lima, OH
Pop: 11,158
45833 standard
Delphos, OH
Pop: 10,667
45817 standard
Bluffton, OH
Pop: 6,736

Related Areas

Allen County Lima, OH Ohio

Frequently Asked Questions

What county is ZIP code 45801 in? ▼
ZIP code 45801 (Lima) is located in Allen County, Ohio. Allen County contains multiple ZIP codes, see the full list at /counties/allen-oh.
What is the population of ZIP code 45801? ▼
ZIP code 45801 in Lima, OH has a population of 25,303 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45801? ▼
The median household income in ZIP 45801 is $51,731, which is 32% below the national average of $76,288.
What is the average home value in ZIP 45801? ▼
The median home value in ZIP 45801 is $123,900, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 45801? ▼
The largest racial group in ZIP 45801 is White at 73.3%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 45801? ▼
ZIP code 45801 has 501 business establishments employing approximately 11,257 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45801? ▼
The top industries by establishment count in ZIP 45801 are: Other services (except public administration) (74), Retail trade (73), Health care and social assistance (60). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 45801? ▼
According to the FHFA House Price Index, home values in ZIP 45801 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 96%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45801? ▼
In ZIP code 45801, 58.2% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45801? ▼
The mean commute time for workers in ZIP code 45801 is 17.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45801? ▼
In ZIP code 45801, approximately 54.3% of occupied housing units are owner-occupied and 45.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45801? ▼
The poverty rate in ZIP code 45801 is 19.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.