Lima, OH · standard
ZIP Code 45806
Allen County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,158
- 72/sq mi Moderate-density area
- $82,587
- Median income Near-median income area
- $212,400
- Median home value Near-median home value
- 25.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lima pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 35%
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 72
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45806 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45806 (Lima, OH) rose +4.8% from 2023 to 2024. The all-transactions index moved from 189.9 in 2023 to 199.0 in 2024 (2000 = 100).
ZIP code 45806 is a mid-sized community (a standard USPS delivery area) in Lima, Allen County, Ohio, home to 11,158 residents across 155.4 square miles, a density of 72 people per square mile, in the New York time zone.
ZIP 45806 lands in the middle-income range, with a median household income of $82,587 (13% above the average Ohio ZIP), while per-capita income is $41,336. The poverty rate is 8.3%, with unemployment at 2.7%; those measures add context to the income figure. Median home value is $212,400 (8% above the average Ohio ZIP) and median rent is $1,042; 80.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 25.4% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 21 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Allen County, so 45806 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45806
Top 5 sectors by establishment count in Lima, OH
Which industries have the most business establishments in ZIP 45806.
- Other services (except public administration)
Other services (except public administration)
28 establishments
- Retail trade
Retail trade
22 establishments
- Health care and social assistance
Health care and social assistance
22 establishments
- Construction
Construction
15 establishments
- Accommodation and food services
Accommodation and food services
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45806, Lima, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,158
Population
155.4
Area (sq mi)
72
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45806?
42.4
Median Age
49.5%
Male
50.5%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,587
Median Household Income
+13% vs state ZIP avg
$41,336
Per Capita Income
8.3%
Poverty Rate
2.7%
Unemployment Rate
20.5 min
Mean Commute Time
How ZIP 45806 ranks among Ohio ZIPs
Lima, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$82,587 Top 28% higher than 72% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,639housing units
4,639
Total Housing Units
4,343
Occupied Units
296
Vacant Units
2.48
Avg Household Size
Occupancy Type
$212,400
Median Home Value
+8% vs state ZIP avg
$1,042
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.8%
YoY Change (2024)
199
HPI Index (2000 = 100)
+99%
Total Change Since 2000
Home values in ZIP 45806 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 139 |
| 2021 | +11.6% | 156 |
| 2022 | +15.8% | 180 |
| 2023 | +5.4% | 190 |
| 2024 | +4.8% | 199 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 164 business establishments in ZIP 45806, employing approximately 1,935 people with a combined annual payroll of $69,459,000.
164
Businesses
1,935
Employees
$69.5M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 28 | 17.1% |
| Retail trade | 22 | 13.4% |
| Health care and social assistance | 22 | 13.4% |
| Construction | 15 | 9.2% |
| Accommodation and food services | 15 | 9.2% |
| Administrative and support and waste management and remediation services | 13 | 7.9% |
| Professional, scientific, and technical services | 9 | 5.5% |
| Finance and insurance | 8 | 4.9% |
| Real estate and rental and leasing | 8 | 4.9% |
| Wholesale trade | 7 | 4.3% |
| Transportation and warehousing | 6 | 3.7% |
| Agriculture, forestry, fishing and hunting | 3 | 1.8% |
| Manufacturing | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45806 vs 45805 →
ZIP 45806 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45801
Lima (45801)
25,303 residents
- 45805
Lima (45805)
22,514 residents
- 45895
Wapakoneta (45895)
17,945 residents
- 45804
Lima (45804)
15,758 residents
- 45807
Lima (45807)
12,221 residents
- 45806
Lima (45806)
11,158 residents
- 45819 233
Buckland (45819)
233 residents
- 45888 220
Uniopolis (45888)
220 residents
- 45884 145
Saint Johns (45884)
145 residents
What this shows Among its immediate neighbors, ZIP 45806 ranks #6 by population - useful context the national average alone can't give.
ZIP 45806 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45888
Uniopolis (45888)
$88,237 median income
- 45806
Lima (45806)
$82,587 median income
- 45895
Wapakoneta (45895)
$74,783 median income
- 45807
Lima (45807)
$70,725 median income
- 45805
Lima (45805)
$68,842 median income
- 45819
Buckland (45819)
$67,500 median income
- 45801
Lima (45801)
$51,731 median income
- 45804
Lima (45804)
$44,911 median income
What this shows By household income, ZIP 45806 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45806, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,158 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 45806 in?
ZIP code 45806 (Lima) is located in Allen County, Ohio. Allen County contains multiple ZIP codes, see the full list at /counties/allen-oh.
What is the population of ZIP code 45806?
ZIP code 45806 in Lima, OH has a population of 11,158 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45806?
The median household income in ZIP 45806 is $82,587, which is 8% above the national average of $76,288.
What is the average home value in ZIP 45806?
The median home value in ZIP 45806 is $212,400, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 45806?
The largest racial group in ZIP 45806 is White at 86.9%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 45806?
ZIP code 45806 has 164 business establishments employing approximately 1,935 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45806?
The top industries by establishment count in ZIP 45806 are: Other services (except public administration) (28), Retail trade (22), Health care and social assistance (22). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45806?
According to the FHFA House Price Index, home values in ZIP 45806 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45806?
In ZIP code 45806, 61.7% of residents aged 25+ have a high school diploma or higher, and 25.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45806?
The mean commute time for workers in ZIP code 45806 is 20.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45806?
In ZIP code 45806, approximately 80.9% of occupied housing units are owner-occupied and 19.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45806?
The poverty rate in ZIP code 45806 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45806's numbers, next.
- See how ZIP 45806 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lima, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.