Residential delivery area · Ohio
ZIP Code 45887: Spencerville, OH
ZIP code 45887 uses the postal name Spencerville, Ohio and lies mostly in Allen County (55% of its land), reaching into Auglaize County, Van Wert County and Mercer County (Census 2020 ZIP-county file). About 4,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $68,409 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Spencerville; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Spencerville · its only residential ZIP
- County
- Allen County (55%); Auglaize County (24%); Van Wert County (18%); Mercer County (3%)
- Census places
- Spencerville
- Metro area
- Lima, OH
- House districts
- OH-4 (80%), OH-5 (20%) 119th Congress, by share of land
- State
- Ohio
- Time zone
- Eastern
- Land area
- 69.7 sq mi · 63 people per sq mi
Where is ZIP code 45887?
45887 centers on 40.711°, -84.365° and covers 69.7 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 45894, 45862, 45833, 45885, 45807, 45806, 45895.
The map draws ZIP code areas only. For the streets inside 45887, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 45887 compare with the rest of Allen County?
| Measure | 45887 | In Allen County | In OH |
|---|---|---|---|
| People (ACS 2020-2024) | 4,422 | 10th of 19 | 562nd of 1,233 |
| Median household income | $68k | 9th of 15 | 432nd of 755 |
| Median home value | $184k | 6th of 14 | 440th of 810 |
Its median household income is higher than in 44% of U.S. residential ZIP codes, and it is denser than 46% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 45887?
The 2020 Census counted 4,688 people in 45887; the ACS, which samples households over 2020-2024, estimates 4,422. Between the 2010 and 2020 censuses its population fell 1.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 4,422
- 2020 Census count
- 4,688−1.4% since 2010 (4,755)
- Households
- 1,732
- Median age
- 35.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 45887?
Of the 4,422 people the ACS estimates in 45887, 29.0% are under 18 and 16.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (95.0%).
- Under 1829.0%
- 18 to 6454.3%
- 65 and older16.6%
- White, not Hispanic95.0%
- Other or two or more2.4%
- Hispanic or Latino1.4%
- Black, not Hispanic1.2%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 45887 earn?
Median household income is $68,409 (ACS 2020-2024), the 9th highest of the 15 ranked ZIP codes in Allen County. It is not measurably different from 2015-2019 ($63,751 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $68,409±$9,315
- Income per person
- $32,677
- Below the poverty line
- 10.5%
- Unemployed (of the labor force)
- 3.4%
- Adults 25+ with a bachelor's degree
- 12.0%
- Adjusted gross income per tax return, 2022
- $62,0652,170 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 45887?
FHFA's house price index for 45887, built from repeat sales and appraisals of the same homes, rose 101% from 2015 to 2025 and rose 57% from 2020 to 2025, and moved +15.4% in 2025.
- Median home value (owners' estimate)
- $184,400
- Median gross rent
- $1,013
- Homes owned by their occupants
- 76.4%
- Housing units
- 1,884
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 45887?
56 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)12
- Construction10
- Wholesale trade5
- Retail trade5
- Manufacturing4
- Real estate and rental and leasing4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 45887?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 45894 | Venedocia | 602 | $81k | 6.5 mi |
| 45862 | Mendon | 1,417 | $46k | 8.3 mi |
| 45833 | Delphos | 10,919 | $65k | 8.4 mi |
| 45885 | Saint Marys | 12,753 | $79k | 9.8 mi |
| 45807 | Lima | 11,774 | $71k | 12.1 mi |
| 45806 | Lima | 10,974 | $83k | 12.8 mi |
| 45895 | Wapakoneta | 17,998 | $75k | 15.4 mi |
| 45838 | Elgin | 72 | $91k | 6.2 mi (near) |
| 45819 | Buckland | 226 | $68k | 8.1 mi (near) |
| 45805 | Lima | 24,387 | $69k | 10.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.