PlainZIP

Fort Recovery, OH · standard

ZIP Code 45846

Mercer County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,437
23/sq mi
$91,736
Median income
$249,400
Median home value
20.6%
Bachelor's or higher

The verdict

Fort Recovery pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 43%
home value, US ZIPs
23
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45846 against every reporting US ZIP.

ZIP code 45846 covers 192.9 square miles in Fort Recovery, Mercer County, Ohio (a standard USPS delivery area), with a modest 4,437 residents on file, a density of 23 people per square mile, in the New York time zone.

ZIP 45846 lands in the middle-income range, with a median household income of $91,736 (26% above the Ohio average), while per-capita income is $36,524. The poverty rate stands at 4.1% and the unemployment rate at 0.5%. Median home value sits at $249,400 (26% above the state average), median rent at $783 a month, and owner-occupancy at 90.2%.

Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 16 minutes. To put 45846 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Mercer County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45846

Top 5 sectors by establishment count in Fort Recovery, OH

Which industries have the most business establishments in ZIP 45846.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45846, Fort Recovery, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,437

Population

192.9

Area (sq mi)

23

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45846?

37.1

Median Age

50.5%

Male

49.5%

Female

0.3%

Foreign-Born

White 97.0%
African American 1.8%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.1%
Hispanic or Latino 0.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,736

Median Household Income

+26% vs state

$36,524

Per Capita Income

4.1%

Poverty Rate

0.5%

Unemployment Rate

15.7 min

Mean Commute Time

How ZIP 45846 ranks nationally

Fort Recovery, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,736 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,685

Total Housing Units

1,671

Occupied Units

14

Vacant Units

2.78

Avg Household Size

Occupancy Type

Owner 90.2%
Renter 9.8%

$249,400

Median Home Value

+26% vs state

$783

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.2%

YoY Change (2022)

196

HPI Index (2000 = 100)

+96%

Total Change Since 2000

Home values in ZIP 45846 have increased 24.2% over the past year (2022). Since 2000, this ZIP has seen +96% cumulative appreciation.

Year Annual Change HPI Index
2018 +5.5% 154
2019 +0.3% 154
2020 +5.5% 163
2021 -2.7% 158
2022 +24.2% 196

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 122 business establishments in ZIP 45846, employing approximately 1,714 people with a combined annual payroll of $121,194,000.

122

Businesses

1,714

Employees

$121.2M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 28 22.9%
Retail trade 23 18.9%
Manufacturing 13 10.7%
Other services (except public administration) 12 9.8%
Transportation and warehousing 9 7.4%
Wholesale trade 7 5.7%
Health care and social assistance 6 4.9%
Accommodation and food services 6 4.9%
Finance and insurance 4 3.3%
Administrative and support and waste management and remediation services 4 3.3%
Real estate and rental and leasing 3 2.5%
Professional, scientific, and technical services 3 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45846 vs 45883 →

ZIP 45846 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45846 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45846 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45846 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45883 Saint Henry, OH 3,883 6.2 mi
47381 Salamonia, IN 145 6.6 mi
45828 Coldwater, OH 6,125 6.5 mi
45310 Burkettsville, OH 244 6.7 mi
45348 New Weston, OH 994 7.5 mi
45362 Rossburg, OH 1,076 10.3 mi
45822 Celina, OH 18,943 12.6 mi

More ZIP Codes in Mercer County

45822 standard
Celina, OH
Pop: 18,943
45828 standard
Coldwater, OH
Pop: 6,125
45883 standard
Saint Henry, OH
Pop: 3,883
45882 standard
Rockford, OH
Pop: 3,004
45860 standard
Maria Stein, OH
Pop: 2,274
45862 standard
Mendon, OH
Pop: 1,507

Related Areas

Mercer County Fort Recovery, OH Ohio

Frequently Asked Questions

What county is ZIP code 45846 in? ▼
ZIP code 45846 (Fort Recovery) is located in Mercer County, Ohio. Mercer County contains multiple ZIP codes, see the full list at /counties/mercer-oh.
What is the population of ZIP code 45846? ▼
ZIP code 45846 in Fort Recovery, OH has a population of 4,437 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45846? ▼
The median household income in ZIP 45846 is $91,736, which is 20% above the national average of $76,288.
What is the average home value in ZIP 45846? ▼
The median home value in ZIP 45846 is $249,400, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 45846? ▼
The largest racial group in ZIP 45846 is White at 97.0%. Hispanic or Latino residents make up 0.9% of the population.
How many businesses are in ZIP code 45846? ▼
ZIP code 45846 has 122 business establishments employing approximately 1,714 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45846? ▼
The top industries by establishment count in ZIP 45846 are: Construction (28), Retail trade (23), Manufacturing (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45846? ▼
According to the FHFA House Price Index, home values in ZIP 45846 increased by 24.2% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 96%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45846? ▼
In ZIP code 45846, 64.2% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45846? ▼
The mean commute time for workers in ZIP code 45846 is 15.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45846? ▼
In ZIP code 45846, approximately 90.2% of occupied housing units are owner-occupied and 9.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45846? ▼
The poverty rate in ZIP code 45846 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.