Residential delivery area · Ohio
ZIP Code 45846: Fort Recovery, OH
ZIP code 45846 uses the postal name Fort Recovery, Ohio and lies mostly in Mercer County (86% of its land) with the rest in Darke County (Census 2020 ZIP-county file). About 4,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $91,736 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Fort Recovery; 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Fort Recovery · its only residential ZIP
- County
- Mercer County (86%); Darke County (14%)
- Census places
- Fort Recovery
- Micro area
- Celina, OH
- House districts
- OH-5 (86%), OH-8 (14%) 119th Congress, by share of land
- State
- Ohio
- Time zone
- Eastern
- Land area
- 75.9 sq mi · 61 people per sq mi
Where is ZIP code 45846?
45846 centers on 40.412°, -84.748° and covers 75.9 square miles of land plus 0.1 of water. It borders 9 ZIP codes: 45828, 45883, 45310, 45348, 47371, 45822, 45390, 47326, 47390.
The map draws ZIP code areas only. For the streets inside 45846, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 45846 compare with the rest of Mercer County?
| Measure | 45846 | In Mercer County | In OH |
|---|---|---|---|
| People (ACS 2020-2024) | 4,644 | 4th of 16 | 550th of 1,233 |
| Median household income | $92k | 3rd of 8 | 135th of 755 |
| Median home value | $249k | 6th of 10 | 199th of 810 |
Its median household income is higher than in 75% of U.S. residential ZIP codes, and it is denser than 46% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 45846?
The 2020 Census counted 4,461 people in 45846; the ACS, which samples households over 2020-2024, estimates 4,644. Between the 2010 and 2020 censuses its population grew 0.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 4,644
- 2020 Census count
- 4,461+0.5% since 2010 (4,437)
- Households
- 1,671
- Median age
- 37.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 45846?
Of the 4,644 people the ACS estimates in 45846, 28.5% are under 18 and 18.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (96.2%).
- Under 1828.5%
- 18 to 6452.8%
- 65 and older18.8%
- White, not Hispanic96.2%
- Black, not Hispanic1.8%
- Other or two or more1.1%
- Hispanic or Latino0.9%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 45846 earn?
Median household income is $91,736 (ACS 2020-2024), the 3rd highest of the 8 ranked ZIP codes in Mercer County. It is not measurably different from 2015-2019 ($86,089 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $91,736±$13,505
- Income per person
- $36,524
- Below the poverty line
- 4.1%
- Unemployed (of the labor force)
- 0.5%
- Adults 25+ with a bachelor's degree
- 20.6%
- Adjusted gross income per tax return, 2022
- $98,7782,120 returns; wages 55% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 45846?
FHFA's house price index for 45846, built from repeat sales and appraisals of the same homes, rose 70% from 2015 to 2025 and rose 33% from 2020 to 2025.
- Median home value (owners' estimate)
- $249,400
- Median gross rent
- $783
- Homes owned by their occupants
- 90.2%
- Housing units
- 1,685
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 45846?
122 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction28
- Retail trade23
- Manufacturing13
- Other services (except public administration)12
- Transportation and warehousing9
- Wholesale trade7
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 45846?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 45828 | Coldwater | 6,404 | $73k | 6.0 mi |
| 45883 | Saint Henry | 4,144 | $114k | 6.8 mi |
| 45310 | Burkettsville | 227 | $78k | 6.9 mi |
| 45348 | New Weston | 848 | $120k | 7.4 mi |
| 47371 | Portland, IN | 12,424 | $64k | 11.3 mi |
| 45822 | Celina | 19,957 | $70k | 12.7 mi |
| 45390 | Union City | 3,432 | $52k | 13.6 mi |
| 47326 | Bryant, IN | 1,803 | $48k | 14.9 mi |
| 47390 | Union City, IN | 4,972 | $50k | 15.2 mi |
| 47381 | Salamonia, IN | 218 | $45k | 6.4 mi (near) |
| 45362 | Rossburg | 1,071 | $62k | 10.4 mi (near) |
| 45350 | North Star | 69 | $103k | 11.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.