ZIP Code 45846
standardSource:
Fort Recovery · Mercer County · Ohio
- Population
- 4,437
- Median income
- $91,736
- Median home value
- $249,400
- Bachelor's or higher
- 20.6%
- Land area
- 192.9 sq mi
23/sq mi
▲ 20% vs US
higher than 75% of US ZIPs
▼ 10% vs US
higher than 57% of US ZIPs
Median age 37.1
New York
ZIP code 45846 in Fort Recovery, Ohio has a population of 4,437. The median household income is $91,736, which is 20% above the national average. Median home value is $249,400, 10% below the US average. 20.6% of residents hold a bachelor's degree or higher.
ZIP code 45846 is classified by USPS as a standard delivery area and covers roughly 192.9 square miles in Fort Recovery, Mercer County, Ohio. The area is home to 4,437 residents, producing a population density of 23 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45846 against Ohio and the nation.
On the economic side, the median household income for ZIP 45846 sits at $91,736 (26% above the Ohio average), while per-capita income is $36,524. The poverty rate stands at 4.1% and the unemployment rate at 0.5%. On housing, the median home value is $249,400 (26% above the state average) with median rent at $783 per month, and 90.2% of occupied units are owner-occupied, a direct signal of whether 45846 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 20.6% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 16 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mercer County, so you can benchmark 45846 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45846
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45846.
- Construction
Construction
28 establishments
- Retail trade
Retail trade
23 establishments
- Manufacturing
Manufacturing
13 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Transportation and warehousing 9
Transportation and warehousing
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45846, Fort Recovery, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,437
Population
192.9
Area (sq mi)
23
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45846?
37.1
Median Age
50.5%
Male
49.5%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,736
Median Household Income
+26% vs state
$36,524
Per Capita Income
4.1%
Poverty Rate
0.5%
Unemployment Rate
15.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,685
Total Housing Units
1,671
Occupied Units
14
Vacant Units
2.78
Avg Household Size
Occupancy Type
$249,400
Median Home Value
+26% vs state
$783
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+24.2%
YoY Change (2022)
196
HPI Index (2000 = 100)
+96%
Total Change Since 2000
Home values in ZIP 45846 have increased 24.2% over the past year (2022). Since 2000, this ZIP has seen +96% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +5.5% | 154 |
| 2019 | +0.3% | 154 |
| 2020 | +5.5% | 163 |
| 2021 | -2.7% | 158 |
| 2022 | +24.2% | 196 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 122 business establishments in ZIP 45846, employing approximately 1,714 people with a combined annual payroll of $121,194,000.
122
Businesses
1,714
Employees
$121.2M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 28 | 22.9% |
| Retail trade | 23 | 18.9% |
| Manufacturing | 13 | 10.7% |
| Other services (except public administration) | 12 | 9.8% |
| Transportation and warehousing | 9 | 7.4% |
| Wholesale trade | 7 | 5.7% |
| Health care and social assistance | 6 | 4.9% |
| Accommodation and food services | 6 | 4.9% |
| Finance and insurance | 4 | 3.3% |
| Administrative and support and waste management and remediation services | 4 | 3.3% |
| Real estate and rental and leasing | 3 | 2.5% |
| Professional, scientific, and technical services | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45846 vs 45883 →
More ZIP Codes in Mercer County
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Frequently Asked Questions
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How many businesses are in ZIP code 45846? ▼
What are the main industries in ZIP code 45846? ▼
How have home values changed in ZIP code 45846? ▼
What is the education level in ZIP code 45846? ▼
What is the average commute time in ZIP 45846? ▼
What percentage of residents own vs. rent in ZIP 45846? ▼
What is the poverty rate in ZIP code 45846? ▼
ZIP Code Research Guides
Official Data Resources for Fort Recovery, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.