PlainZIP

Maria Stein, OH · standard

ZIP Code 45860

Mercer County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,274
25/sq mi
$111,269
Median income
$296,000
Median home value
28.1%
Bachelor's or higher

The verdict

Maria Stein pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 34%
home value, US ZIPs
25
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45860 against every reporting US ZIP.

ZIP code 45860 covers 90.6 square miles in Maria Stein, Mercer County, Ohio (a standard USPS delivery area), with a modest 2,274 residents on file, a density of 25 people per square mile, in the New York time zone.

ZIP 45860 skews affluent, with a median household income of $111,269 (52% above the Ohio average), while per-capita income is $42,643. Poverty here runs at 0.0%, with unemployment measured at 0.0%. The typical home here is valued at $296,000 (50% above the state average); renters pay a median of - monthly, and 91.5% of units are owner-occupied.

Educational attainment sits below the national norm: 28.1% of adults hold a bachelor's degree or higher, the median age is 33.7, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45860, plus 6 more within Mercer County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45860

Top 5 sectors by establishment count in Maria Stein, OH

Which industries have the most business establishments in ZIP 45860.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45860, Maria Stein, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,274

Population

90.6

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45860?

33.7

Median Age

50.4%

Male

49.6%

Female

2.0%

Foreign-Born

White 98.4%
African American 0.0%
Asian 1.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$111,269

Median Household Income

+52% vs state

$42,643

Per Capita Income

0.0%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 45860 ranks nationally

Maria Stein, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$111,269 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.9%
Bachelor's Degree or Higher 28.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

740

Total Housing Units

729

Occupied Units

11

Vacant Units

3.19

Avg Household Size

Occupancy Type

Owner 91.5%
Renter 8.5%

$296,000

Median Home Value

+50% vs state

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

195

HPI Index (2000 = 100)

+95%

Total Change Since 2000

Year Annual Change HPI Index
2017 – 170
2020 – 195

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2020. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 59 business establishments in ZIP 45860, employing approximately 915 people with a combined annual payroll of $43,650,000.

59

Businesses

915

Employees

$43.6M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 13 22.0%
Transportation and warehousing 12 20.3%
Construction 8 13.6%
Wholesale trade 5 8.5%
Manufacturing 4 6.8%
Finance and insurance 4 6.8%
Accommodation and food services 4 6.8%
Health care and social assistance 3 5.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45860 vs 45826 →

ZIP 45860 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45860 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45860 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45860 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45826 Chickasaw, OH 306 3.1 mi
45351 Osgood, OH 274 3.9 mi
45388 Yorkshire, OH 812 5.0 mi
45883 Saint Henry, OH 3,883 6.1 mi
45350 North Star, OH 106 5.8 mi
45866 Montezuma, OH 186 7.0 mi
45865 Minster, OH 4,745 7.6 mi
45310 Burkettsville, OH 244 7.4 mi
45869 New Bremen, OH 4,534 7.5 mi
45845 Fort Loramie, OH 3,178 8.2 mi

More ZIP Codes in Mercer County

45822 standard
Celina, OH
Pop: 18,943
45828 standard
Coldwater, OH
Pop: 6,125
45846 standard
Fort Recovery, OH
Pop: 4,437
45883 standard
Saint Henry, OH
Pop: 3,883
45882 standard
Rockford, OH
Pop: 3,004
45862 standard
Mendon, OH
Pop: 1,507

Related Areas

Mercer County Maria Stein, OH Ohio

Frequently Asked Questions

What county is ZIP code 45860 in? ▼
ZIP code 45860 (Maria Stein) is located in Mercer County, Ohio. Mercer County contains multiple ZIP codes, see the full list at /counties/mercer-oh.
What is the population of ZIP code 45860? ▼
ZIP code 45860 in Maria Stein, OH has a population of 2,274 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45860? ▼
The median household income in ZIP 45860 is $111,269, which is 46% above the national average of $76,288.
What is the average home value in ZIP 45860? ▼
The median home value in ZIP 45860 is $296,000, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 45860? ▼
The largest racial group in ZIP 45860 is White at 98.4%.
How many businesses are in ZIP code 45860? ▼
ZIP code 45860 has 59 business establishments employing approximately 915 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45860? ▼
The top industries by establishment count in ZIP 45860 are: Other services (except public administration) (13), Transportation and warehousing (12), Construction (8). There are 8 industry sectors represented in total.
What is the education level in ZIP code 45860? ▼
In ZIP code 45860, 71.9% of residents aged 25+ have a high school diploma or higher, and 28.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45860? ▼
In ZIP code 45860, approximately 91.5% of occupied housing units are owner-occupied and 8.5% are renter-occupied, based on Census ACS 2023 data.

Read our methodology to see how this data is sourced, computed, and verified.