ZIP Code 45865

standard

Source:

Minster · Auglaize County · Ohio

Population
4,745

58/sq mi

Median income
$89,000

▲ 17% vs US

higher than 72% of US ZIPs

Median home value
$286,300

▲ 3% vs US

higher than 64% of US ZIPs

Bachelor's or higher
33.1%

Median age 38.6

Land area
82.1 sq mi

New York

ZIP code 45865 in Minster, Ohio has a population of 4,745. The median household income is $89,000, which is 17% above the national average. Median home value is $286,300, 3% above the US average. 33.1% of residents hold a bachelor's degree or higher.

ZIP code 45865 is classified by USPS as a standard delivery area and covers roughly 82.1 square miles in Minster, Auglaize County, Ohio. The area is home to 4,745 residents, producing a population density of 58 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45865 against Ohio and the nation.

On the economic side, the median household income for ZIP 45865 sits at $89,000 (22% above the Ohio average), while per-capita income is $45,600. The poverty rate stands at 4.9% and the unemployment rate at 0.7%. On housing, the median home value is $286,300 (45% above the state average) with median rent at $894 per month, and 88.1% of occupied units are owner-occupied, a direct signal of whether 45865 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.1% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is 18 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Auglaize County, so you can benchmark 45865 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45865

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45865.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45865, Minster, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,745

Population

82.1

Area (sq mi)

58

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45865?

38.6

Median Age

54.8%

Male

45.2%

Female

0.7%

Foreign-Born

White 98.5%
African American 0.2%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,000

Median Household Income

+22% vs state

$45,600

Per Capita Income

4.9%

Poverty Rate

0.7%

Unemployment Rate

17.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.4%
Bachelor's Degree or Higher 33.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,313

Total Housing Units

2,116

Occupied Units

197

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 88.1%
Renter 11.9%

$286,300

Median Home Value

+45% vs state

$894

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.7%

YoY Change (2024)

225

HPI Index (2000 = 100)

+125%

Total Change Since 2000

Home values in ZIP 45865 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 164
2021 +9.1% 179
2022 +0.3% 180
2023 +33.9% 241
2024 -6.7% 225

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 159 business establishments in ZIP 45865, employing approximately 4,100 people with a combined annual payroll of $241,187,000.

159

Businesses

4,100

Employees

$241.2M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Manufacturing 22 13.8%
Construction 20 12.6%
Retail trade 20 12.6%
Professional, scientific, and technical services 18 11.3%
Finance and insurance 14 8.8%
Health care and social assistance 13 8.2%
Other services (except public administration) 10 6.3%
Accommodation and food services 9 5.7%
Transportation and warehousing 8 5.0%
Wholesale trade 7 4.4%
Real estate and rental and leasing 6 3.8%
Administrative and support and waste management and remediation services 5 3.1%
Arts, entertainment, and recreation 4 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45865 vs 45845 →

ZIP Code City Population Distance
45845 Fort Loramie, OH 3,178 4.3 mi
45869 New Bremen, OH 4,534 4.7 mi
45860 Maria Stein, OH 2,274 7.6 mi
45336 Kettlersville, OH 153 6.6 mi
45826 Chickasaw, OH 306 7.2 mi
45871 New Knoxville, OH 1,955 7.9 mi
45388 Yorkshire, OH 812 7.5 mi
45351 Osgood, OH 274 7.6 mi
45333 Houston, OH 1,345 10.1 mi
45380 Versailles, OH 5,477 12.8 mi

More ZIP Codes in Auglaize County

Frequently Asked Questions

What county is ZIP code 45865 in?
ZIP code 45865 (Minster) is located in Auglaize County, Ohio. Auglaize County contains multiple ZIP codes, see the full list at /counties/auglaize-oh.
What is the population of ZIP code 45865?
ZIP code 45865 in Minster, OH has a population of 4,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45865?
The median household income in ZIP 45865 is $89,000, which is 17% above the national average of $76,288.
What is the average home value in ZIP 45865?
The median home value in ZIP 45865 is $286,300, which is 3% above the national average of $278,155.
What is the demographic makeup of ZIP 45865?
The largest racial group in ZIP 45865 is White at 98.5%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 45865?
ZIP code 45865 has 159 business establishments employing approximately 4,100 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45865?
The top industries by establishment count in ZIP 45865 are: Manufacturing (22), Construction (20), Retail trade (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45865?
According to the FHFA House Price Index, home values in ZIP 45865 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45865?
In ZIP code 45865, 68.4% of residents aged 25+ have a high school diploma or higher, and 33.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45865?
The mean commute time for workers in ZIP code 45865 is 17.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45865?
In ZIP code 45865, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45865?
The poverty rate in ZIP code 45865 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Minster, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.