PlainZIP

Minster, OH · standard

ZIP Code 45865

Auglaize County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,745
58/sq mi
$89,000
Median income
$286,300
Median home value
33.1%
Bachelor's or higher

The verdict

Minster pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs
Top 36%
home value, US ZIPs
58
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45865 against every reporting US ZIP.

ZIP code 45865 covers 82.1 square miles in Minster, Auglaize County, Ohio (a standard USPS delivery area), with a modest 4,745 residents on file, a density of 58 people per square mile, in the New York time zone.

ZIP 45865 lands in the middle-income range, with a median household income of $89,000 (22% above the Ohio average), while per-capita income is $45,600. The poverty rate stands at 4.9% and the unemployment rate at 0.7%. The typical home here is valued at $286,300 (45% above the state average); renters pay a median of $894 monthly, and 88.1% of units are owner-occupied.

A solid share of residents have a four-year degree: 33.1% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is 18 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45865, plus 6 more within Auglaize County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45865

Top 5 sectors by establishment count in Minster, OH

Which industries have the most business establishments in ZIP 45865.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45865, Minster, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,745

Population

82.1

Area (sq mi)

58

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45865?

38.6

Median Age

54.8%

Male

45.2%

Female

0.7%

Foreign-Born

White 98.5%
African American 0.2%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,000

Median Household Income

+22% vs state

$45,600

Per Capita Income

4.9%

Poverty Rate

0.7%

Unemployment Rate

17.5 min

Mean Commute Time

How ZIP 45865 ranks nationally

Minster, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,000 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.4%
Bachelor's Degree or Higher 33.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,313

Total Housing Units

2,116

Occupied Units

197

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 88.1%
Renter 11.9%

$286,300

Median Home Value

+45% vs state

$894

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.7%

YoY Change (2024)

225

HPI Index (2000 = 100)

+125%

Total Change Since 2000

Home values in ZIP 45865 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 164
2021 +9.1% 179
2022 +0.3% 180
2023 +33.9% 241
2024 -6.7% 225

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 159 business establishments in ZIP 45865, employing approximately 4,100 people with a combined annual payroll of $241,187,000.

159

Businesses

4,100

Employees

$241.2M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Manufacturing 22 13.8%
Construction 20 12.6%
Retail trade 20 12.6%
Professional, scientific, and technical services 18 11.3%
Finance and insurance 14 8.8%
Health care and social assistance 13 8.2%
Other services (except public administration) 10 6.3%
Accommodation and food services 9 5.7%
Transportation and warehousing 8 5.0%
Wholesale trade 7 4.4%
Real estate and rental and leasing 6 3.8%
Administrative and support and waste management and remediation services 5 3.1%
Arts, entertainment, and recreation 4 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45865 vs 45845 →

ZIP 45865 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45865 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45865 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45865 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45845 Fort Loramie, OH 3,178 4.3 mi
45869 New Bremen, OH 4,534 4.7 mi
45860 Maria Stein, OH 2,274 7.6 mi
45336 Kettlersville, OH 153 6.6 mi
45826 Chickasaw, OH 306 7.2 mi
45871 New Knoxville, OH 1,955 7.9 mi
45388 Yorkshire, OH 812 7.5 mi
45351 Osgood, OH 274 7.6 mi
45333 Houston, OH 1,345 10.1 mi
45380 Versailles, OH 5,477 12.8 mi

More ZIP Codes in Auglaize County

45895 standard
Wapakoneta, OH
Pop: 17,945
45885 standard
Saint Marys, OH
Pop: 12,661
45869 standard
New Bremen, OH
Pop: 4,534
45871 standard
New Knoxville, OH
Pop: 1,955
45819 standard
Buckland, OH
Pop: 233
45888 standard
Uniopolis, OH
Pop: 220

Related Areas

Auglaize County Minster, OH Ohio

Frequently Asked Questions

What county is ZIP code 45865 in? ▼
ZIP code 45865 (Minster) is located in Auglaize County, Ohio. Auglaize County contains multiple ZIP codes, see the full list at /counties/auglaize-oh.
What is the population of ZIP code 45865? ▼
ZIP code 45865 in Minster, OH has a population of 4,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45865? ▼
The median household income in ZIP 45865 is $89,000, which is 17% above the national average of $76,288.
What is the average home value in ZIP 45865? ▼
The median home value in ZIP 45865 is $286,300, which is 3% above the national average of $278,155.
What is the demographic makeup of ZIP 45865? ▼
The largest racial group in ZIP 45865 is White at 98.5%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 45865? ▼
ZIP code 45865 has 159 business establishments employing approximately 4,100 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45865? ▼
The top industries by establishment count in ZIP 45865 are: Manufacturing (22), Construction (20), Retail trade (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45865? ▼
According to the FHFA House Price Index, home values in ZIP 45865 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45865? ▼
In ZIP code 45865, 68.4% of residents aged 25+ have a high school diploma or higher, and 33.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45865? ▼
The mean commute time for workers in ZIP code 45865 is 17.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45865? ▼
In ZIP code 45865, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45865? ▼
The poverty rate in ZIP code 45865 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.