Minster, OH · standard
ZIP Code 45865
Auglaize County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,745
- 58/sq mi Moderate-density area
- $89,000
- Median income Above-median income area
- $286,300
- Median home value Near-median home value
- 33.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Minster pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 58
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45865 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45865 (Minster, OH) fell -6.7% from 2023 to 2024. The all-transactions index moved from 240.8 in 2023 to 224.8 in 2024 (2000 = 100).
ZIP code 45865 covers 82.1 square miles in Minster, Auglaize County, Ohio (a standard USPS delivery area), with a modest 4,745 residents on file, a density of 58 people per square mile, in the New York time zone.
ZIP 45865 lands in the middle-income range, with a median household income of $89,000 (22% above the average Ohio ZIP), while per-capita income is $45,600. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.9% and unemployment is 0.7%. Housing is both higher-cost and owner-heavy: median home value is $286,300 (45% above the average Ohio ZIP), while 88.1% of occupied homes are owner-occupied and median rent is $894.
A solid share of residents have a four-year degree: 33.1% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is 18 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Auglaize County, so 45865 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45865
Top 5 sectors by establishment count in Minster, OH
Which industries have the most business establishments in ZIP 45865.
- Manufacturing
Manufacturing
22 establishments
- Construction
Construction
20 establishments
- Retail trade
Retail trade
20 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
18 establishments
- Finance and insurance
Finance and insurance
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45865, Minster, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,745
Population
82.1
Area (sq mi)
58
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45865?
38.6
Median Age
54.8%
Male
45.2%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,000
Median Household Income
+22% vs state ZIP avg
$45,600
Per Capita Income
4.9%
Poverty Rate
0.7%
Unemployment Rate
17.5 min
Mean Commute Time
How ZIP 45865 ranks among Ohio ZIPs
Minster, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,000 Top 20% higher than 80% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,313housing units
2,313
Total Housing Units
2,116
Occupied Units
197
Vacant Units
2.57
Avg Household Size
Occupancy Type
$286,300
Median Home Value
+45% vs state ZIP avg
$894
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.7%
YoY Change (2024)
225
HPI Index (2000 = 100)
+125%
Total Change Since 2000
Home values in ZIP 45865 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 164 |
| 2021 | +9.1% | 179 |
| 2022 | +0.3% | 180 |
| 2023 | +33.9% | 241 |
| 2024 | -6.7% | 225 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 159 business establishments in ZIP 45865, employing approximately 4,100 people with a combined annual payroll of $241,187,000.
159
Businesses
4,100
Employees
$241.2M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 22 | 13.8% |
| Construction | 20 | 12.6% |
| Retail trade | 20 | 12.6% |
| Professional, scientific, and technical services | 18 | 11.3% |
| Finance and insurance | 14 | 8.8% |
| Health care and social assistance | 13 | 8.2% |
| Other services (except public administration) | 10 | 6.3% |
| Accommodation and food services | 9 | 5.7% |
| Transportation and warehousing | 8 | 5.0% |
| Wholesale trade | 7 | 4.4% |
| Real estate and rental and leasing | 6 | 3.8% |
| Administrative and support and waste management and remediation services | 5 | 3.1% |
| Arts, entertainment, and recreation | 4 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45865 vs 45845 →
ZIP 45865 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45380
Versailles (45380)
5,477 residents
- 45865
Minster (45865)
4,745 residents
- 45869
New Bremen (45869)
4,534 residents
- 45845
Fort Loramie (45845)
3,178 residents
- 45860
Maria Stein (45860)
2,274 residents
- 45871 1,955
New Knoxville (45871)
1,955 residents
- 45333 1,345
Houston (45333)
1,345 residents
- 45388 812
Yorkshire (45388)
812 residents
- 45826 306
Chickasaw (45826)
306 residents
What this shows Among its immediate neighbors, ZIP 45865 ranks #2 by population - useful context the national average alone can't give.
ZIP 45865 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45860
Maria Stein (45860)
$111,269 median income
- 45351
Osgood (45351)
$101,875 median income
- 45826
Chickasaw (45826)
$101,250 median income
- 45845
Fort Loramie (45845)
$95,078 median income
- 45865
Minster (45865)
$89,000 median income
- 45869
New Bremen (45869)
$88,277 median income
- 45336
Kettlersville (45336)
$87,500 median income
- 45871
New Knoxville (45871)
$87,500 median income
- 45388
Yorkshire (45388)
$86,996 median income
What this shows By household income, ZIP 45865 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45845 | Fort Loramie, OH | 3,178 | 4.3 mi |
| 45869 | New Bremen, OH | 4,534 | 4.7 mi |
| 45860 | Maria Stein, OH | 2,274 | 7.6 mi |
| 45336 | Kettlersville, OH | 153 | 6.6 mi |
| 45826 | Chickasaw, OH | 306 | 7.2 mi |
| 45871 | New Knoxville, OH | 1,955 | 7.9 mi |
| 45388 | Yorkshire, OH | 812 | 7.5 mi |
| 45351 | Osgood, OH | 274 | 7.6 mi |
| 45333 | Houston, OH | 1,345 | 10.1 mi |
| 45380 | Versailles, OH | 5,477 | 12.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45865, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,745 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Auglaize County
Related Areas
Frequently Asked Questions
What county is ZIP code 45865 in?
ZIP code 45865 (Minster) is located in Auglaize County, Ohio. Auglaize County contains multiple ZIP codes, see the full list at /counties/auglaize-oh.
What is the population of ZIP code 45865?
ZIP code 45865 in Minster, OH has a population of 4,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45865?
The median household income in ZIP 45865 is $89,000, which is 17% above the national average of $76,288.
What is the average home value in ZIP 45865?
The median home value in ZIP 45865 is $286,300, which is 3% above the national average of $278,155.
What is the demographic makeup of ZIP 45865?
The largest racial group in ZIP 45865 is White at 98.5%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 45865?
ZIP code 45865 has 159 business establishments employing approximately 4,100 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45865?
The top industries by establishment count in ZIP 45865 are: Manufacturing (22), Construction (20), Retail trade (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45865?
According to the FHFA House Price Index, home values in ZIP 45865 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45865?
In ZIP code 45865, 68.4% of residents aged 25+ have a high school diploma or higher, and 33.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45865?
The mean commute time for workers in ZIP code 45865 is 17.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45865?
In ZIP code 45865, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45865?
The poverty rate in ZIP code 45865 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45865's numbers, next.
- See how ZIP 45865 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Minster, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.