Rockford, OH · standard
ZIP Code 45882
Mercer County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,004
- 14/sq mi Moderate-density area
- $74,625
- Median income Near-median income area
- $161,700
- Median home value Below-median home value
- 20.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Rockford pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- 30th pct
- home value, US ZIPs
- 14
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45882 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45882 (Rockford, OH) fell -4.3% from 2023 to 2024. The all-transactions index moved from 195.0 in 2023 to 186.6 in 2024 (2000 = 100).
ZIP code 45882 covers 217.7 square miles in Rockford, Mercer County, Ohio (a standard USPS delivery area), with a modest 3,004 residents on file, a density of 14 people per square mile, in the New York time zone.
ZIP 45882 lands in the middle-income range, with a median household income of $74,625 (2% above the average Ohio ZIP), while per-capita income is $37,667. The poverty rate is 8.3%, with unemployment at 1.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $161,700 (18% below the average Ohio ZIP), and median rent is $732; owner occupancy is 82.6%.
Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 23 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Mercer County, so 45882 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45882
Top 5 sectors by establishment count in Rockford, OH
Which industries have the most business establishments in ZIP 45882.
- Construction
Construction
8 establishments
- Retail trade
Retail trade
7 establishments
- Transportation and warehousing
Transportation and warehousing
7 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Manufacturing
Manufacturing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45882, Rockford, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,004
Population
217.7
Area (sq mi)
14
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45882?
42.6
Median Age
56.2%
Male
43.8%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,625
Median Household Income
+2% vs state ZIP avg
$37,667
Per Capita Income
8.3%
Poverty Rate
1.8%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 45882 ranks among Ohio ZIPs
Rockford, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,625 Top 42% higher than 58% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,312housing units
1,312
Total Housing Units
1,127
Occupied Units
185
Vacant Units
2.49
Avg Household Size
Occupancy Type
$161,700
Median Home Value
-18% vs state ZIP avg
$732
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.3%
YoY Change (2024)
187
HPI Index (2000 = 100)
+87%
Total Change Since 2000
Home values in ZIP 45882 have decreased 4.3% over the past year (2024). Since 2000, this ZIP has seen +87% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.8% | 158 |
| 2021 | +18.3% | 187 |
| 2022 | +2.8% | 192 |
| 2023 | +1.6% | 195 |
| 2024 | -4.3% | 187 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 56 business establishments in ZIP 45882, employing approximately 479 people with a combined annual payroll of $20,235,000.
56
Businesses
479
Employees
$20.2M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 14.3% |
| Retail trade | 7 | 12.5% |
| Transportation and warehousing | 7 | 12.5% |
| Other services (except public administration) | 6 | 10.7% |
| Manufacturing | 5 | 8.9% |
| Wholesale trade | 4 | 7.1% |
| Finance and insurance | 4 | 7.1% |
| Professional, scientific, and technical services | 4 | 7.1% |
| Health care and social assistance | 3 | 5.4% |
| Accommodation and food services | 3 | 5.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45882 vs 45874 →
ZIP 45882 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45822
Celina (45822)
18,943 residents
- 45882 3,004
Rockford (45882)
3,004 residents
- 45874 2,100
Ohio City (45874)
2,100 residents
- 45898 1,314
Willshire (45898)
1,314 residents
- 45899 194
Wren (45899)
194 residents
What this shows Among its immediate neighbors, ZIP 45882 ranks #2 by population - useful context the national average alone can't give.
ZIP 45882 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45882
Rockford (45882)
$74,625 median income
- 45822
Celina (45822)
$70,200 median income
- 45874
Ohio City (45874)
$68,521 median income
- 45898
Willshire (45898)
$53,783 median income
- 45899
Wren (45899)
$50,625 median income
What this shows By household income, ZIP 45882 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45882, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,004 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mercer County
Related Areas
Frequently Asked Questions
What county is ZIP code 45882 in?
ZIP code 45882 (Rockford) is located in Mercer County, Ohio. Mercer County contains multiple ZIP codes, see the full list at /counties/mercer-oh.
What is the population of ZIP code 45882?
ZIP code 45882 in Rockford, OH has a population of 3,004 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45882?
The median household income in ZIP 45882 is $74,625, which is 2% below the national average of $76,288.
What is the average home value in ZIP 45882?
The median home value in ZIP 45882 is $161,700, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 45882?
The largest racial group in ZIP 45882 is White at 95.3%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 45882?
ZIP code 45882 has 56 business establishments employing approximately 479 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45882?
The top industries by establishment count in ZIP 45882 are: Construction (8), Retail trade (7), Transportation and warehousing (7). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 45882?
According to the FHFA House Price Index, home values in ZIP 45882 decreased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 87%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45882?
In ZIP code 45882, 68.0% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45882?
The mean commute time for workers in ZIP code 45882 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45882?
In ZIP code 45882, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45882?
The poverty rate in ZIP code 45882 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45882's numbers, next.
- See how ZIP 45882 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rockford, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.