Ossian, IN · standard

ZIP Code 46777

Wells County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,259
44/sq mi
$72,758
Median income
$201,100
Median home value
24.3%
Bachelor's or higher

The verdict

Ossian pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
44th pct
home value, US ZIPs
44
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46777 against every reporting US ZIP.

ZIP code 46777 is a mid-sized community (a standard USPS delivery area) in Ossian, Wells County, Indiana, home to 6,259 residents across 143.2 square miles, a density of 44 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46777 lands in the middle-income range, with a median household income of $72,758 (1% below the Indiana average), while per-capita income is $34,222. Poverty here runs at 7.1%, with unemployment measured at 3.0%. The typical home here is valued at $201,100 (4% above the state average); renters pay a median of $911 monthly, and 77.7% of units are owner-occupied.

Educational attainment sits below the national norm: 24.3% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 29 minutes. Beyond these figures, 8 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Wells County, letting you compare 46777 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46777

Top 5 sectors by establishment count in Ossian, IN

Which industries have the most business establishments in ZIP 46777.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46777, Ossian, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,259

Population

143.2

Area (sq mi)

44

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46777?

39.5

Median Age

47.1%

Male

52.9%

Female

0.7%

Foreign-Born

White 97.2%
African American 0.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.1%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,758

Median Household Income

-1% vs state

$34,222

Per Capita Income

7.1%

Poverty Rate

3.0%

Unemployment Rate

28.8 min

Mean Commute Time

How ZIP 46777 ranks nationally

Ossian, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,758 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.9%
Bachelor's Degree or Higher 24.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,733

Total Housing Units

2,649

Occupied Units

84

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 77.7%
Renter 22.3%

$201,100

Median Home Value

+4% vs state

$911

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 46777 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.2% 152
2021 +14.3% 174
2022 +21.1% 211
2023 +6.5% 224
2024 +6.0% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 104 business establishments in ZIP 46777, employing approximately 1,339 people with a combined annual payroll of $69,065,000.

104

Businesses

1,339

Employees

$69.1M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 20 19.2%
Manufacturing 17 16.4%
Other services (except public administration) 13 12.5%
Professional, scientific, and technical services 10 9.6%
Accommodation and food services 8 7.7%
Retail trade 7 6.7%
Health care and social assistance 7 6.7%
Finance and insurance 6 5.8%
Wholesale trade 4 3.9%
Real estate and rental and leasing 4 3.9%
Transportation and warehousing 3 2.9%
Administrative and support and waste management and remediation services 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46777 vs 46819 →

ZIP 46777 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46777 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46777 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46777 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46819 Fort Wayne, IN 8,765 6.5 mi
46731 Craigville, IN 559 5.7 mi
46791 Uniondale, IN 918 5.3 mi
46798 Yoder, IN 1,661 6.1 mi
46799 Zanesville, IN 212 7.5 mi
46809 Fort Wayne, IN 8,947 9.3 mi
46745 Hoagland, IN 1,841 9.2 mi
46816 Fort Wayne, IN 18,116 10.8 mi

More ZIP Codes in Wells County

Frequently Asked Questions

What county is ZIP code 46777 in?
ZIP code 46777 (Ossian) is located in Wells County, Indiana. Wells County contains multiple ZIP codes, see the full list at /counties/wells-in.
What is the population of ZIP code 46777?
ZIP code 46777 in Ossian, IN has a population of 6,259 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46777?
The median household income in ZIP 46777 is $72,758, which is 5% below the national average of $76,288.
What is the average home value in ZIP 46777?
The median home value in ZIP 46777 is $201,100, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 46777?
The largest racial group in ZIP 46777 is White at 97.2%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 46777?
ZIP code 46777 has 104 business establishments employing approximately 1,339 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46777?
The top industries by establishment count in ZIP 46777 are: Construction (20), Manufacturing (17), Other services (except public administration) (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 46777?
According to the FHFA House Price Index, home values in ZIP 46777 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46777?
In ZIP code 46777, 64.9% of residents aged 25+ have a high school diploma or higher, and 24.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46777?
The mean commute time for workers in ZIP code 46777 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46777?
In ZIP code 46777, approximately 77.7% of occupied housing units are owner-occupied and 22.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46777?
The poverty rate in ZIP code 46777 is 7.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.