PlainZIP

Fort Wayne, IN · standard

ZIP Code 46809

Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,947
151/sq mi
$52,253
Median income
$133,100
Median home value
16.6%
Bachelor's or higher

The verdict

Fort Wayne pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs
21th pct
home value, US ZIPs
151
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46809 against every reporting US ZIP.

ZIP code 46809 is a mid-sized community (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, home to 8,947 residents across 59.3 square miles, a density of 151 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46809 reports a modest median household income of $52,253 (29% below the Indiana average), while per-capita income is $34,709. Local economic indicators show a 16.7% poverty rate alongside 5.9% unemployment. Median home value sits at $133,100 (31% below the state average), median rent at $888 a month, and owner-occupancy at 62.4%.

Educational attainment sits below the national norm: 16.6% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 25 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Allen County, letting you compare 46809 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46809

Top 5 sectors by establishment count in Fort Wayne, IN

Which industries have the most business establishments in ZIP 46809.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46809, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,947

Population

59.3

Area (sq mi)

151

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46809?

40.6

Median Age

50.1%

Male

49.9%

Female

5.9%

Foreign-Born

White 76.4%
African American 5.2%
Asian 1.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.4%
Hispanic or Latino 14.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,253

Median Household Income

-29% vs state

$34,709

Per Capita Income

16.7%

Poverty Rate

5.9%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 46809 ranks nationally

Fort Wayne, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$52,253 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.3%
Bachelor's Degree or Higher 16.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,228

Total Housing Units

4,057

Occupied Units

171

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 62.4%
Renter 37.6%

$133,100

Median Home Value

-31% vs state

$888

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.5%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 46809 have decreased 1.5% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.3% 144
2021 +16.8% 169
2022 +14.4% 193
2023 +12.9% 218
2024 -1.5% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 379 business establishments in ZIP 46809, employing approximately 12,983 people with a combined annual payroll of $813,764,000.

379

Businesses

12,983

Employees

$813.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Manufacturing 53 14.0%
Retail trade 46 12.1%
Transportation and warehousing 41 10.8%
Other services (except public administration) 39 10.3%
Wholesale trade 33 8.7%
Construction 29 7.7%
Accommodation and food services 28 7.4%
Administrative and support and waste management and remediation services 27 7.1%
Health care and social assistance 19 5.0%
Real estate and rental and leasing 18 4.8%
Finance and insurance 16 4.2%
Professional, scientific, and technical services 13 3.4%
Arts, entertainment, and recreation 7 1.9%
Utilities 3 0.8%
Information 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46809 vs 46798 →

ZIP 46809 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46809 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46809 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46809 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46798 Yoder, IN 1,661 4.2 mi
46804 Fort Wayne, IN 27,245 3.9 mi
46807 Fort Wayne, IN 16,072 4.3 mi
46819 Fort Wayne, IN 8,765 4.6 mi
46802 Fort Wayne, IN 11,086 5.2 mi
46808 Fort Wayne, IN 19,309 6.9 mi
46814 Fort Wayne, IN 12,281 6.0 mi
46806 Fort Wayne, IN 23,560 6.9 mi
46799 Zanesville, IN 212 7.3 mi
46783 Roanoke, IN 6,396 8.0 mi

More ZIP Codes in Allen County

46835 standard
Fort Wayne, IN
Pop: 33,604
46825 standard
Fort Wayne, IN
Pop: 27,931
46804 standard
Fort Wayne, IN
Pop: 27,245
46815 standard
Fort Wayne, IN
Pop: 26,522
46806 standard
Fort Wayne, IN
Pop: 23,560
46845 standard
Fort Wayne, IN
Pop: 22,117

Related Areas

Allen County Fort Wayne, IN Indiana

Frequently Asked Questions

What county is ZIP code 46809 in? ▼
ZIP code 46809 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46809? ▼
ZIP code 46809 in Fort Wayne, IN has a population of 8,947 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46809? ▼
The median household income in ZIP 46809 is $52,253, which is 32% below the national average of $76,288.
What is the average home value in ZIP 46809? ▼
The median home value in ZIP 46809 is $133,100, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 46809? ▼
The largest racial group in ZIP 46809 is White at 76.4%. Hispanic or Latino residents make up 14.1% of the population.
How many businesses are in ZIP code 46809? ▼
ZIP code 46809 has 379 business establishments employing approximately 12,983 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46809? ▼
The top industries by establishment count in ZIP 46809 are: Manufacturing (53), Retail trade (46), Transportation and warehousing (41). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46809? ▼
According to the FHFA House Price Index, home values in ZIP 46809 decreased by 1.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46809? ▼
In ZIP code 46809, 55.3% of residents aged 25+ have a high school diploma or higher, and 16.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46809? ▼
The mean commute time for workers in ZIP code 46809 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46809? ▼
In ZIP code 46809, approximately 62.4% of occupied housing units are owner-occupied and 37.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46809? ▼
The poverty rate in ZIP code 46809 is 16.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.