Fort Wayne, IN · standard
ZIP Code 46809
Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,947
- 151/sq mi High-density area
- $52,253
- Median income Below-median income area
- $133,100
- Median home value Below-median home value
- 16.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Fort Wayne pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 17th pct
- household income, US ZIPs
- 21st pct
- home value, US ZIPs
- 151
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46809 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46809 (Fort Wayne, IN) fell -1.5% from 2023 to 2024. The all-transactions index moved from 217.8 in 2023 to 214.6 in 2024 (2000 = 100).
ZIP code 46809 is a mid-sized community (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, home to 8,947 residents across 59.3 square miles, a density of 151 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46809 reports a modest median household income of $52,253 (29% below the average Indiana ZIP), while per-capita income is $34,709. The poverty rate is 16.7%, with unemployment at 5.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $133,100 (31% below the average Indiana ZIP), and median rent is $888; owner occupancy is 62.4%.
Educational attainment sits below the national norm: 16.6% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Allen County, so 46809 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46809
Top 5 sectors by establishment count in Fort Wayne, IN
Which industries have the most business establishments in ZIP 46809.
- Manufacturing
Manufacturing
53 establishments
- Retail trade
Retail trade
46 establishments
- Transportation and warehousing
Transportation and warehousing
41 establishments
- Other services (except public administration)
Other services (except public administration)
39 establishments
- Wholesale trade
Wholesale trade
33 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46809, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,947
Population
59.3
Area (sq mi)
151
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46809?
40.6
Median Age
50.1%
Male
49.9%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,253
Median Household Income
-29% vs state ZIP avg
$34,709
Per Capita Income
16.7%
Poverty Rate
5.9%
Unemployment Rate
24.9 min
Mean Commute Time
How ZIP 46809 ranks among Indiana ZIPs
Fort Wayne, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$52,253 12th percentile higher than 12% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,228housing units
4,228
Total Housing Units
4,057
Occupied Units
171
Vacant Units
2.10
Avg Household Size
Occupancy Type
$133,100
Median Home Value
-31% vs state ZIP avg
$888
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.5%
YoY Change (2024)
215
HPI Index (2000 = 100)
+115%
Total Change Since 2000
Home values in ZIP 46809 have decreased 1.5% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.3% | 144 |
| 2021 | +16.8% | 169 |
| 2022 | +14.4% | 193 |
| 2023 | +12.9% | 218 |
| 2024 | -1.5% | 215 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 379 business establishments in ZIP 46809, employing approximately 12,983 people with a combined annual payroll of $813,764,000.
379
Businesses
12,983
Employees
$813.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 53 | 14.0% |
| Retail trade | 46 | 12.1% |
| Transportation and warehousing | 41 | 10.8% |
| Other services (except public administration) | 39 | 10.3% |
| Wholesale trade | 33 | 8.7% |
| Construction | 29 | 7.7% |
| Accommodation and food services | 28 | 7.4% |
| Administrative and support and waste management and remediation services | 27 | 7.1% |
| Health care and social assistance | 19 | 5.0% |
| Real estate and rental and leasing | 18 | 4.8% |
| Finance and insurance | 16 | 4.2% |
| Professional, scientific, and technical services | 13 | 3.4% |
| Arts, entertainment, and recreation | 7 | 1.9% |
| Utilities | 3 | 0.8% |
| Information | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46809 vs 46798 →
ZIP 46809 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46804
Fort Wayne (46804)
27,245 residents
- 46806
Fort Wayne (46806)
23,560 residents
- 46808
Fort Wayne (46808)
19,309 residents
- 46807
Fort Wayne (46807)
16,072 residents
- 46814
Fort Wayne (46814)
12,281 residents
- 46802
Fort Wayne (46802)
11,086 residents
- 46809 8,947
Fort Wayne (46809)
8,947 residents
- 46819 8,765
Fort Wayne (46819)
8,765 residents
- 46783 6,396
Roanoke (46783)
6,396 residents
What this shows Among its immediate neighbors, ZIP 46809 ranks #7 by population - useful context the national average alone can't give.
ZIP 46809 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46814
Fort Wayne (46814)
$147,280 median income
- 46783
Roanoke (46783)
$101,705 median income
- 46804
Fort Wayne (46804)
$85,833 median income
- 46799
Zanesville (46799)
$83,125 median income
- 46798
Yoder (46798)
$81,691 median income
- 46819
Fort Wayne (46819)
$63,947 median income
- 46807 $58,685
Fort Wayne (46807)
$58,685 median income
- 46808 $53,359
Fort Wayne (46808)
$53,359 median income
- 46809 $52,253
Fort Wayne (46809)
$52,253 median income
What this shows By household income, ZIP 46809 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46798 | Yoder, IN | 1,661 | 4.2 mi |
| 46804 | Fort Wayne, IN | 27,245 | 3.9 mi |
| 46807 | Fort Wayne, IN | 16,072 | 4.3 mi |
| 46819 | Fort Wayne, IN | 8,765 | 4.6 mi |
| 46802 | Fort Wayne, IN | 11,086 | 5.2 mi |
| 46808 | Fort Wayne, IN | 19,309 | 6.9 mi |
| 46814 | Fort Wayne, IN | 12,281 | 6.0 mi |
| 46806 | Fort Wayne, IN | 23,560 | 6.9 mi |
| 46799 | Zanesville, IN | 212 | 7.3 mi |
| 46783 | Roanoke, IN | 6,396 | 8.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46809, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,947 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 46809 in?
ZIP code 46809 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46809?
ZIP code 46809 in Fort Wayne, IN has a population of 8,947 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46809?
The median household income in ZIP 46809 is $52,253, which is 32% below the national average of $76,288.
What is the average home value in ZIP 46809?
The median home value in ZIP 46809 is $133,100, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 46809?
The largest racial group in ZIP 46809 is White at 76.4%. Hispanic or Latino residents make up 14.1% of the population.
How many businesses are in ZIP code 46809?
ZIP code 46809 has 379 business establishments employing approximately 12,983 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46809?
The top industries by establishment count in ZIP 46809 are: Manufacturing (53), Retail trade (46), Transportation and warehousing (41). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46809?
According to the FHFA House Price Index, home values in ZIP 46809 decreased by 1.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46809?
In ZIP code 46809, 55.3% of residents aged 25+ have a high school diploma or higher, and 16.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46809?
The mean commute time for workers in ZIP code 46809 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46809?
In ZIP code 46809, approximately 62.4% of occupied housing units are owner-occupied and 37.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46809?
The poverty rate in ZIP code 46809 is 16.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46809's numbers, next.
- See how ZIP 46809 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fort Wayne, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.