Fort Wayne, IN · standard
ZIP Code 46804
Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,245
- 546/sq mi High-density area
- $85,833
- Median income Above-median income area
- $258,700
- Median home value Near-median home value
- 44.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fort Wayne pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 546
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46804 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46804 (Fort Wayne, IN) rose +8.9% from 2023 to 2024. The all-transactions index moved from 212.3 in 2023 to 231.2 in 2024 (2000 = 100).
ZIP code 46804 is a densely settled ZIP (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, with 27,245 residents across 49.9 square miles, a density of 546 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46804 lands in the middle-income range, with a median household income of $85,833 (17% above the average Indiana ZIP), while per-capita income is $46,641. The poverty rate is 8.3%, with unemployment at 2.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $258,700 (34% above the average Indiana ZIP), while 68.1% of occupied homes are owner-occupied and median rent is $1,183.
A solid share of residents have a four-year degree: 44.6% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Allen County, so 46804 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46804
Top 5 sectors by establishment count in Fort Wayne, IN
Which industries have the most business establishments in ZIP 46804.
- Health care and social assistance
Health care and social assistance
244 establishments
- Retail trade
Retail trade
180 establishments
- Finance and insurance
Finance and insurance
130 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
123 establishments
- Accommodation and food services
Accommodation and food services
116 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46804, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,245
Population
49.9
Area (sq mi)
546
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46804?
42.1
Median Age
48.6%
Male
51.4%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,833
Median Household Income
+17% vs state ZIP avg
$46,641
Per Capita Income
8.3%
Poverty Rate
2.6%
Unemployment Rate
21.3 min
Mean Commute Time
How ZIP 46804 ranks among Indiana ZIPs
Fort Wayne, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,833 Top 22% higher than 78% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,221housing units
13,221
Total Housing Units
13,008
Occupied Units
213
Vacant Units
2.25
Avg Household Size
Occupancy Type
$258,700
Median Home Value
+34% vs state ZIP avg
$1,183
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.9%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 46804 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 150 |
| 2021 | +11.4% | 168 |
| 2022 | +15.5% | 194 |
| 2023 | +9.7% | 212 |
| 2024 | +8.9% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,214 business establishments in ZIP 46804, employing approximately 29,001 people with a combined annual payroll of $1,690,575,000.
1,214
Businesses
29,001
Employees
$1.7B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 244 | 20.1% |
| Retail trade | 180 | 14.8% |
| Finance and insurance | 130 | 10.7% |
| Professional, scientific, and technical services | 123 | 10.1% |
| Accommodation and food services | 116 | 9.6% |
| Other services (except public administration) | 110 | 9.1% |
| Administrative and support and waste management and remediation services | 62 | 5.1% |
| Real estate and rental and leasing | 50 | 4.1% |
| Construction | 44 | 3.6% |
| Manufacturing | 36 | 3.0% |
| Wholesale trade | 33 | 2.7% |
| Information | 23 | 1.9% |
| Transportation and warehousing | 22 | 1.8% |
| Arts, entertainment, and recreation | 18 | 1.5% |
| Educational services | 15 | 1.2% |
| Management of companies and enterprises | 7 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46804 vs 46814 →
ZIP 46804 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46804
Fort Wayne (46804)
27,245 residents
- 46805
Fort Wayne (46805)
21,306 residents
- 46808
Fort Wayne (46808)
19,309 residents
- 46818
Fort Wayne (46818)
18,790 residents
- 46807
Fort Wayne (46807)
16,072 residents
- 46814
Fort Wayne (46814)
12,281 residents
- 46802
Fort Wayne (46802)
11,086 residents
- 46809 8,947
Fort Wayne (46809)
8,947 residents
- 46798 1,661
Yoder (46798)
1,661 residents
What this shows Among its immediate neighbors, ZIP 46804 ranks the most populous - useful context the national average alone can't give.
ZIP 46804 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46814
Fort Wayne (46814)
$147,280 median income
- 46804
Fort Wayne (46804)
$85,833 median income
- 46799
Zanesville (46799)
$83,125 median income
- 46798
Yoder (46798)
$81,691 median income
- 46818
Fort Wayne (46818)
$81,066 median income
- 46807 $58,685
Fort Wayne (46807)
$58,685 median income
- 46808 $53,359
Fort Wayne (46808)
$53,359 median income
- 46809 $52,253
Fort Wayne (46809)
$52,253 median income
- 46805 $52,154
Fort Wayne (46805)
$52,154 median income
What this shows By household income, ZIP 46804 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46814 | Fort Wayne, IN | 12,281 | 3.3 mi |
| 46809 | Fort Wayne, IN | 8,947 | 3.9 mi |
| 46802 | Fort Wayne, IN | 11,086 | 4.2 mi |
| 46807 | Fort Wayne, IN | 16,072 | 4.9 mi |
| 46704 | Arcola, IN | 60 | 4.5 mi |
| 46818 | Fort Wayne, IN | 18,790 | 6.7 mi |
| 46808 | Fort Wayne, IN | 19,309 | 4.6 mi |
| 46798 | Yoder, IN | 1,661 | 7.7 mi |
| 46805 | Fort Wayne, IN | 21,306 | 7.2 mi |
| 46799 | Zanesville, IN | 212 | 9.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46804, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,245 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 46804 in?
ZIP code 46804 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46804?
ZIP code 46804 in Fort Wayne, IN has a population of 27,245 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46804?
The median household income in ZIP 46804 is $85,833, which is 13% above the national average of $76,288.
What is the average home value in ZIP 46804?
The median home value in ZIP 46804 is $258,700, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 46804?
The largest racial group in ZIP 46804 is White at 81.3%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 46804?
ZIP code 46804 has 1,214 business establishments employing approximately 29,001 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46804?
The top industries by establishment count in ZIP 46804 are: Health care and social assistance (244), Retail trade (180), Finance and insurance (130). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46804?
According to the FHFA House Price Index, home values in ZIP 46804 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46804?
In ZIP code 46804, 65.0% of residents aged 25+ have a high school diploma or higher, and 44.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46804?
The mean commute time for workers in ZIP code 46804 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46804?
In ZIP code 46804, approximately 68.1% of occupied housing units are owner-occupied and 31.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46804?
The poverty rate in ZIP code 46804 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46804's numbers, next.
- See how ZIP 46804 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fort Wayne, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.