PlainZIP

Fort Wayne, IN · standard

ZIP Code 46804

Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,245
546/sq mi
$85,833
Median income
$258,700
Median home value
44.6%
Bachelor's or higher

The verdict

Fort Wayne pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 31%
household income, US ZIPs
Top 41%
home value, US ZIPs
546
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46804 against every reporting US ZIP.

ZIP code 46804 is a densely settled ZIP (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, with 27,245 residents across 49.9 square miles, a density of 546 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46804 lands in the middle-income range, with a median household income of $85,833 (17% above the Indiana average), while per-capita income is $46,641. The poverty rate stands at 8.3% and the unemployment rate at 2.6%. Housing costs here run $258,700 for a typical home value (34% above the state average), with rent averaging $1,183 a month; 68.1% of homes are owner-occupied.

A solid share of residents have a four-year degree: 44.6% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 46804 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46804

Top 5 sectors by establishment count in Fort Wayne, IN

Which industries have the most business establishments in ZIP 46804.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46804, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

27,245

Population

49.9

Area (sq mi)

546

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46804?

42.1

Median Age

48.6%

Male

51.4%

Female

4.5%

Foreign-Born

White 81.3%
African American 7.4%
Asian 2.5%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.6%
Hispanic or Latino 5.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,833

Median Household Income

+17% vs state

$46,641

Per Capita Income

8.3%

Poverty Rate

2.6%

Unemployment Rate

21.3 min

Mean Commute Time

How ZIP 46804 ranks nationally

Fort Wayne, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,833 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.0%
Bachelor's Degree or Higher 44.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,221

Total Housing Units

13,008

Occupied Units

213

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 68.1%
Renter 31.9%

$258,700

Median Home Value

+34% vs state

$1,183

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 46804 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.0% 150
2021 +11.4% 168
2022 +15.5% 194
2023 +9.7% 212
2024 +8.9% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,214 business establishments in ZIP 46804, employing approximately 29,001 people with a combined annual payroll of $1,690,575,000.

1,214

Businesses

29,001

Employees

$1.7B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 244 20.1%
Retail trade 180 14.8%
Finance and insurance 130 10.7%
Professional, scientific, and technical services 123 10.1%
Accommodation and food services 116 9.6%
Other services (except public administration) 110 9.1%
Administrative and support and waste management and remediation services 62 5.1%
Real estate and rental and leasing 50 4.1%
Construction 44 3.6%
Manufacturing 36 3.0%
Wholesale trade 33 2.7%
Information 23 1.9%
Transportation and warehousing 22 1.8%
Arts, entertainment, and recreation 18 1.5%
Educational services 15 1.2%
Management of companies and enterprises 7 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46804 vs 46814 →

ZIP 46804 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46804 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46804 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46804 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46814 Fort Wayne, IN 12,281 3.3 mi
46809 Fort Wayne, IN 8,947 3.9 mi
46802 Fort Wayne, IN 11,086 4.2 mi
46807 Fort Wayne, IN 16,072 4.9 mi
46704 Arcola, IN 60 4.5 mi
46818 Fort Wayne, IN 18,790 6.7 mi
46808 Fort Wayne, IN 19,309 4.6 mi
46798 Yoder, IN 1,661 7.7 mi
46805 Fort Wayne, IN 21,306 7.2 mi
46799 Zanesville, IN 212 9.9 mi

More ZIP Codes in Allen County

46835 standard
Fort Wayne, IN
Pop: 33,604
46825 standard
Fort Wayne, IN
Pop: 27,931
46815 standard
Fort Wayne, IN
Pop: 26,522
46806 standard
Fort Wayne, IN
Pop: 23,560
46845 standard
Fort Wayne, IN
Pop: 22,117
46805 standard
Fort Wayne, IN
Pop: 21,306

Related Areas

Allen County Fort Wayne, IN Indiana

Frequently Asked Questions

What county is ZIP code 46804 in? ▼
ZIP code 46804 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46804? ▼
ZIP code 46804 in Fort Wayne, IN has a population of 27,245 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46804? ▼
The median household income in ZIP 46804 is $85,833, which is 13% above the national average of $76,288.
What is the average home value in ZIP 46804? ▼
The median home value in ZIP 46804 is $258,700, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 46804? ▼
The largest racial group in ZIP 46804 is White at 81.3%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 46804? ▼
ZIP code 46804 has 1,214 business establishments employing approximately 29,001 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46804? ▼
The top industries by establishment count in ZIP 46804 are: Health care and social assistance (244), Retail trade (180), Finance and insurance (130). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46804? ▼
According to the FHFA House Price Index, home values in ZIP 46804 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46804? ▼
In ZIP code 46804, 65.0% of residents aged 25+ have a high school diploma or higher, and 44.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46804? ▼
The mean commute time for workers in ZIP code 46804 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46804? ▼
In ZIP code 46804, approximately 68.1% of occupied housing units are owner-occupied and 31.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46804? ▼
The poverty rate in ZIP code 46804 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.