PlainZIP

Fort Wayne, IN · standard

ZIP Code 46814

Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,281
278/sq mi
$147,280
Median income
$399,300
Median home value
62.8%
Bachelor's or higher

The verdict

Fort Wayne pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 21%
home value, US ZIPs
278
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46814 against every reporting US ZIP.

ZIP code 46814 is a mid-sized community (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, home to 12,281 residents across 44.1 square miles, a density of 278 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46814 skews affluent, with a median household income of $147,280 (100% above the Indiana average), while per-capita income is $63,882. Local economic indicators show a 2.5% poverty rate alongside 3.4% unemployment. The typical home here is valued at $399,300 (106% above the state average); renters pay a median of $1,624 monthly, and 91.3% of units are owner-occupied.

This is a highly-educated ZIP: 62.8% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 23 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 46814, plus 6 more within Allen County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46814

Top 5 sectors by establishment count in Fort Wayne, IN

Which industries have the most business establishments in ZIP 46814.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46814, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,281

Population

44.1

Area (sq mi)

278

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46814?

36.8

Median Age

49.4%

Male

50.6%

Female

6.9%

Foreign-Born

White 82.4%
African American 2.4%
Asian 6.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.6%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$147,280

Median Household Income

+100% vs state

$63,882

Per Capita Income

2.5%

Poverty Rate

3.4%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 46814 ranks nationally

Fort Wayne, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$147,280 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.5%
Bachelor's Degree or Higher 62.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,914

Total Housing Units

5,707

Occupied Units

207

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 91.3%
Renter 8.7%

$399,300

Median Home Value

+106% vs state

$1,624

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.4%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 46814 have increased 21.4% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 140
2021 +6.6% 149
2022 +17.9% 176
2023 +0.9% 177
2024 +21.4% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 277 business establishments in ZIP 46814, employing approximately 2,083 people with a combined annual payroll of $106,921,000.

277

Businesses

2,083

Employees

$106.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 49 17.7%
Health care and social assistance 41 14.8%
Real estate and rental and leasing 34 12.3%
Finance and insurance 26 9.4%
Other services (except public administration) 24 8.7%
Construction 19 6.9%
Retail trade 17 6.1%
Accommodation and food services 15 5.4%
Administrative and support and waste management and remediation services 14 5.0%
Wholesale trade 12 4.3%
Transportation and warehousing 8 2.9%
Arts, entertainment, and recreation 6 2.2%
Manufacturing 4 1.4%
Educational services 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46814 vs 46804 →

ZIP 46814 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46814 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46814 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46814 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46804 Fort Wayne, IN 27,245 3.3 mi
46704 Arcola, IN 60 4.0 mi
46783 Roanoke, IN 6,396 5.6 mi
46809 Fort Wayne, IN 8,947 6.0 mi
46799 Zanesville, IN 212 9.3 mi
46818 Fort Wayne, IN 18,790 7.6 mi
46802 Fort Wayne, IN 11,086 7.5 mi
46808 Fort Wayne, IN 19,309 7.5 mi
46798 Yoder, IN 1,661 8.4 mi

More ZIP Codes in Allen County

46835 standard
Fort Wayne, IN
Pop: 33,604
46825 standard
Fort Wayne, IN
Pop: 27,931
46804 standard
Fort Wayne, IN
Pop: 27,245
46815 standard
Fort Wayne, IN
Pop: 26,522
46806 standard
Fort Wayne, IN
Pop: 23,560
46845 standard
Fort Wayne, IN
Pop: 22,117

Related Areas

Allen County Fort Wayne, IN Indiana

Frequently Asked Questions

What county is ZIP code 46814 in? ▼
ZIP code 46814 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46814? ▼
ZIP code 46814 in Fort Wayne, IN has a population of 12,281 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46814? ▼
The median household income in ZIP 46814 is $147,280, which is 93% above the national average of $76,288.
What is the average home value in ZIP 46814? ▼
The median home value in ZIP 46814 is $399,300, which is 44% above the national average of $278,155.
What is the demographic makeup of ZIP 46814? ▼
The largest racial group in ZIP 46814 is White at 82.4%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 46814? ▼
ZIP code 46814 has 277 business establishments employing approximately 2,083 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46814? ▼
The top industries by establishment count in ZIP 46814 are: Professional, scientific, and technical services (49), Health care and social assistance (41), Real estate and rental and leasing (34). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46814? ▼
According to the FHFA House Price Index, home values in ZIP 46814 increased by 21.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46814? ▼
In ZIP code 46814, 75.5% of residents aged 25+ have a high school diploma or higher, and 62.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46814? ▼
The mean commute time for workers in ZIP code 46814 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46814? ▼
In ZIP code 46814, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46814? ▼
The poverty rate in ZIP code 46814 is 2.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.