Fort Wayne, IN · standard
ZIP Code 46805
Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,306
- 1,276/sq mi High-density area
- $52,154
- Median income Below-median income area
- $154,200
- Median home value Below-median home value
- 30.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Fort Wayne pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.
- 17th pct
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 1,276
- people per sq mi
- 57%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46805 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46805 (Fort Wayne, IN) rose +10.3% from 2023 to 2024. The all-transactions index moved from 237.4 in 2023 to 261.8 in 2024 (2000 = 100).
ZIP code 46805 is a densely settled ZIP (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, with 21,306 residents across 16.7 square miles, a density of 1,276 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46805 reports a modest median household income of $52,154 (29% below the average Indiana ZIP), while per-capita income is $35,966. The poverty rate is 17.5%, with unemployment at 5.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $154,200 (20% below the average Indiana ZIP), and median rent is $925; owner occupancy is 57.4%.
A solid share of residents have a four-year degree: 30.2% of adults hold a bachelor's degree or higher, the median age is 34.3, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Allen County, so 46805 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46805
Top 5 sectors by establishment count in Fort Wayne, IN
Which industries have the most business establishments in ZIP 46805.
- Retail trade
Retail trade
214 establishments
- Health care and social assistance
Health care and social assistance
123 establishments
- Accommodation and food services
Accommodation and food services
100 establishments
- Other services (except public administration) 75
Other services (except public administration)
75 establishments
- Professional, scientific, and technical services 41
Professional, scientific, and technical services
41 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46805, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,306
Population
16.7
Area (sq mi)
1,276
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46805?
34.3
Median Age
48.8%
Male
51.2%
Female
6.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,154
Median Household Income
-29% vs state ZIP avg
$35,966
Per Capita Income
17.5%
Poverty Rate
5.6%
Unemployment Rate
19.6 min
Mean Commute Time
How ZIP 46805 ranks among Indiana ZIPs
Fort Wayne, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$52,154 11th percentile higher than 11% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,705housing units
10,705
Total Housing Units
9,612
Occupied Units
1,093
Vacant Units
2.15
Avg Household Size
Occupancy Type
$154,200
Median Home Value
-20% vs state ZIP avg
$925
Median Rent
1953
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.3%
YoY Change (2024)
262
HPI Index (2000 = 100)
+162%
Total Change Since 2000
Home values in ZIP 46805 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +162% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.5% | 162 |
| 2021 | +15.5% | 187 |
| 2022 | +15.9% | 217 |
| 2023 | +9.5% | 237 |
| 2024 | +10.3% | 262 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 763 business establishments in ZIP 46805, employing approximately 15,456 people with a combined annual payroll of $708,607,000.
763
Businesses
15,456
Employees
$708.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 214 | 28.1% |
| Health care and social assistance | 123 | 16.1% |
| Accommodation and food services | 100 | 13.1% |
| Other services (except public administration) | 75 | 9.8% |
| Professional, scientific, and technical services | 41 | 5.4% |
| Finance and insurance | 36 | 4.7% |
| Real estate and rental and leasing | 31 | 4.1% |
| Administrative and support and waste management and remediation services | 29 | 3.8% |
| Construction | 26 | 3.4% |
| Information | 21 | 2.8% |
| Wholesale trade | 19 | 2.5% |
| Arts, entertainment, and recreation | 15 | 2.0% |
| Educational services | 12 | 1.6% |
| Manufacturing | 10 | 1.3% |
| Transportation and warehousing | 6 | 0.8% |
| Utilities | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46805 vs 46803 →
ZIP 46805 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46835
Fort Wayne (46835)
33,604 residents
- 46825
Fort Wayne (46825)
27,931 residents
- 46815
Fort Wayne (46815)
26,522 residents
- 46806
Fort Wayne (46806)
23,560 residents
- 46845
Fort Wayne (46845)
22,117 residents
- 46805
Fort Wayne (46805)
21,306 residents
- 46808
Fort Wayne (46808)
19,309 residents
- 46807
Fort Wayne (46807)
16,072 residents
- 46802 11,086
Fort Wayne (46802)
11,086 residents
What this shows Among its immediate neighbors, ZIP 46805 ranks #6 by population - useful context the national average alone can't give.
ZIP 46805 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46845
Fort Wayne (46845)
$112,676 median income
- 46835
Fort Wayne (46835)
$77,152 median income
- 46815
Fort Wayne (46815)
$73,239 median income
- 46825
Fort Wayne (46825)
$70,544 median income
- 46819
Fort Wayne (46819)
$63,947 median income
- 46807
Fort Wayne (46807)
$58,685 median income
- 46808
Fort Wayne (46808)
$53,359 median income
- 46805
Fort Wayne (46805)
$52,154 median income
- 46806
Fort Wayne (46806)
$47,895 median income
What this shows By household income, ZIP 46805 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46803 | Fort Wayne, IN | 9,758 | 2.5 mi |
| 46808 | Fort Wayne, IN | 19,309 | 3.1 mi |
| 46825 | Fort Wayne, IN | 27,931 | 3.7 mi |
| 46815 | Fort Wayne, IN | 26,522 | 3.2 mi |
| 46802 | Fort Wayne, IN | 11,086 | 3.2 mi |
| 46806 | Fort Wayne, IN | 23,560 | 3.9 mi |
| 46807 | Fort Wayne, IN | 16,072 | 4.1 mi |
| 46845 | Fort Wayne, IN | 22,117 | 7.3 mi |
| 46835 | Fort Wayne, IN | 33,604 | 5.2 mi |
| 46819 | Fort Wayne, IN | 8,765 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46805, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,306 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 46805 in?
ZIP code 46805 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46805?
ZIP code 46805 in Fort Wayne, IN has a population of 21,306 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46805?
The median household income in ZIP 46805 is $52,154, which is 32% below the national average of $76,288.
What is the average home value in ZIP 46805?
The median home value in ZIP 46805 is $154,200, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 46805?
The largest racial group in ZIP 46805 is White at 75.0%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 46805?
ZIP code 46805 has 763 business establishments employing approximately 15,456 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46805?
The top industries by establishment count in ZIP 46805 are: Retail trade (214), Health care and social assistance (123), Accommodation and food services (100). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46805?
According to the FHFA House Price Index, home values in ZIP 46805 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 162%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46805?
In ZIP code 46805, 59.3% of residents aged 25+ have a high school diploma or higher, and 30.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46805?
The mean commute time for workers in ZIP code 46805 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46805?
In ZIP code 46805, approximately 57.4% of occupied housing units are owner-occupied and 42.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46805?
The poverty rate in ZIP code 46805 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46805's numbers, next.
- See how ZIP 46805 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fort Wayne, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.