PlainZIP

Fort Wayne, IN · standard

ZIP Code 46805

Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,306
1,276/sq mi
$52,154
Median income
$154,200
Median home value
30.2%
Bachelor's or higher

The verdict

Fort Wayne pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

17th pct
household income, US ZIPs
27th pct
home value, US ZIPs
1,276
people per sq mi
57%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46805 against every reporting US ZIP.

ZIP code 46805 is a densely settled ZIP (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, with 21,306 residents across 16.7 square miles, a density of 1,276 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46805 reports a modest median household income of $52,154 (29% below the Indiana average), while per-capita income is $35,966. Poverty here runs at 17.5%, with unemployment measured at 5.6%. Median home value sits at $154,200 (20% below the state average), median rent at $925 a month, and owner-occupancy at 57.4%.

A solid share of residents have a four-year degree: 30.2% of adults hold a bachelor's degree or higher, the median age is 34.3, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 46805 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46805

Top 5 sectors by establishment count in Fort Wayne, IN

Which industries have the most business establishments in ZIP 46805.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46805, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,306

Population

16.7

Area (sq mi)

1,276

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46805?

34.3

Median Age

48.8%

Male

51.2%

Female

6.1%

Foreign-Born

White 75.0%
African American 9.9%
Asian 3.8%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.5%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,154

Median Household Income

-29% vs state

$35,966

Per Capita Income

17.5%

Poverty Rate

5.6%

Unemployment Rate

19.6 min

Mean Commute Time

How ZIP 46805 ranks nationally

Fort Wayne, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$52,154 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 30.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,705

Total Housing Units

9,612

Occupied Units

1,093

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 57.4%
Renter 42.6%

$154,200

Median Home Value

-20% vs state

$925

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.3%

YoY Change (2024)

262

HPI Index (2000 = 100)

+162%

Total Change Since 2000

Home values in ZIP 46805 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +162% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.5% 162
2021 +15.5% 187
2022 +15.9% 217
2023 +9.5% 237
2024 +10.3% 262

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 763 business establishments in ZIP 46805, employing approximately 15,456 people with a combined annual payroll of $708,607,000.

763

Businesses

15,456

Employees

$708.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 214 28.1%
Health care and social assistance 123 16.1%
Accommodation and food services 100 13.1%
Other services (except public administration) 75 9.8%
Professional, scientific, and technical services 41 5.4%
Finance and insurance 36 4.7%
Real estate and rental and leasing 31 4.1%
Administrative and support and waste management and remediation services 29 3.8%
Construction 26 3.4%
Information 21 2.8%
Wholesale trade 19 2.5%
Arts, entertainment, and recreation 15 2.0%
Educational services 12 1.6%
Manufacturing 10 1.3%
Transportation and warehousing 6 0.8%
Utilities 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46805 vs 46803 →

ZIP 46805 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46805 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46805 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46805 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46803 Fort Wayne, IN 9,758 2.5 mi
46808 Fort Wayne, IN 19,309 3.1 mi
46825 Fort Wayne, IN 27,931 3.7 mi
46815 Fort Wayne, IN 26,522 3.2 mi
46802 Fort Wayne, IN 11,086 3.2 mi
46806 Fort Wayne, IN 23,560 3.9 mi
46807 Fort Wayne, IN 16,072 4.1 mi
46845 Fort Wayne, IN 22,117 7.3 mi
46835 Fort Wayne, IN 33,604 5.2 mi
46819 Fort Wayne, IN 8,765 9.3 mi

More ZIP Codes in Allen County

46835 standard
Fort Wayne, IN
Pop: 33,604
46825 standard
Fort Wayne, IN
Pop: 27,931
46804 standard
Fort Wayne, IN
Pop: 27,245
46815 standard
Fort Wayne, IN
Pop: 26,522
46806 standard
Fort Wayne, IN
Pop: 23,560
46845 standard
Fort Wayne, IN
Pop: 22,117

Related Areas

Allen County Fort Wayne, IN Indiana

Frequently Asked Questions

What county is ZIP code 46805 in? ▼
ZIP code 46805 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46805? ▼
ZIP code 46805 in Fort Wayne, IN has a population of 21,306 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46805? ▼
The median household income in ZIP 46805 is $52,154, which is 32% below the national average of $76,288.
What is the average home value in ZIP 46805? ▼
The median home value in ZIP 46805 is $154,200, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 46805? ▼
The largest racial group in ZIP 46805 is White at 75.0%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 46805? ▼
ZIP code 46805 has 763 business establishments employing approximately 15,456 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46805? ▼
The top industries by establishment count in ZIP 46805 are: Retail trade (214), Health care and social assistance (123), Accommodation and food services (100). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46805? ▼
According to the FHFA House Price Index, home values in ZIP 46805 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 162%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46805? ▼
In ZIP code 46805, 59.3% of residents aged 25+ have a high school diploma or higher, and 30.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46805? ▼
The mean commute time for workers in ZIP code 46805 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46805? ▼
In ZIP code 46805, approximately 57.4% of occupied housing units are owner-occupied and 42.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46805? ▼
The poverty rate in ZIP code 46805 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.