Fort Wayne, IN · standard

ZIP Code 46806

Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,560
990/sq mi
$47,895
Median income
$84,100
Median home value
8.5%
Bachelor's or higher

The verdict

Fort Wayne pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

12th pct
household income, US ZIPs
5th pct
home value, US ZIPs
990
people per sq mi
52%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46806 against every reporting US ZIP.

ZIP code 46806 is a densely settled ZIP (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, with 23,560 residents across 23.8 square miles, a density of 990 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46806 reports a modest median household income of $47,895 (35% below the Indiana average), while per-capita income is $21,418. 24.7% of residents live below the poverty line, and the unemployment rate reads 12.0%. Median home value sits at $84,100 (57% below the state average), median rent at $966 a month, and owner-occupancy at 51.9%.

Formal educational attainment runs low here: just 8.5% of adults hold a bachelor's degree or higher, the median age is 29.8, and the average commute is 21 minutes. To put 46806 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Allen County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46806

Top 5 sectors by establishment count in Fort Wayne, IN

Which industries have the most business establishments in ZIP 46806.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46806, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,560

Population

23.8

Area (sq mi)

990

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46806?

29.8

Median Age

48.3%

Male

51.7%

Female

18.5%

Foreign-Born

White 24.4%
African American 38.3%
Asian 12.6%
American Indian or Alaska Native 2.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.7%
Hispanic or Latino 24.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,895

Median Household Income

-35% vs state

$21,418

Per Capita Income

24.7%

Poverty Rate

12.0%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 46806 ranks nationally

Fort Wayne, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,895 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 42.9%
Bachelor's Degree or Higher 8.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,422

Total Housing Units

9,391

Occupied Units

1,031

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 51.9%
Renter 48.1%

$84,100

Median Home Value

-57% vs state

$966

Median Rent

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

268

HPI Index (2000 = 100)

+168%

Total Change Since 2000

Home values in ZIP 46806 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 149
2021 +20.0% 179
2022 +20.7% 216
2023 +14.7% 247
2024 +8.5% 268

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 223 business establishments in ZIP 46806, employing approximately 2,585 people with a combined annual payroll of $116,687,000.

223

Businesses

2,585

Employees

$116.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 47 21.1%
Health care and social assistance 34 15.3%
Other services (except public administration) 31 13.9%
Construction 25 11.2%
Accommodation and food services 24 10.8%
Transportation and warehousing 11 4.9%
Manufacturing 10 4.5%
Real estate and rental and leasing 10 4.5%
Wholesale trade 8 3.6%
Professional, scientific, and technical services 8 3.6%
Administrative and support and waste management and remediation services 7 3.1%
Finance and insurance 6 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46806 vs 46803 →

ZIP 46806 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46806 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46806 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46806 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46803 Fort Wayne, IN 9,758 1.7 mi
46807 Fort Wayne, IN 16,072 3.1 mi
46805 Fort Wayne, IN 21,306 3.9 mi
46815 Fort Wayne, IN 26,522 4.2 mi
46816 Fort Wayne, IN 18,116 3.9 mi
46802 Fort Wayne, IN 11,086 4.2 mi
46819 Fort Wayne, IN 8,765 6.0 mi
46808 Fort Wayne, IN 19,309 5.8 mi
46825 Fort Wayne, IN 27,931 7.6 mi
46835 Fort Wayne, IN 33,604 7.6 mi

More ZIP Codes in Allen County

Frequently Asked Questions

What county is ZIP code 46806 in?
ZIP code 46806 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46806?
ZIP code 46806 in Fort Wayne, IN has a population of 23,560 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46806?
The median household income in ZIP 46806 is $47,895, which is 37% below the national average of $76,288.
What is the average home value in ZIP 46806?
The median home value in ZIP 46806 is $84,100, which is 70% below the national average of $278,155.
What is the demographic makeup of ZIP 46806?
The largest racial group in ZIP 46806 is African American at 38.3%. Hispanic or Latino residents make up 24.5% of the population.
How many businesses are in ZIP code 46806?
ZIP code 46806 has 223 business establishments employing approximately 2,585 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46806?
The top industries by establishment count in ZIP 46806 are: Retail trade (47), Health care and social assistance (34), Other services (except public administration) (31). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 46806?
According to the FHFA House Price Index, home values in ZIP 46806 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46806?
In ZIP code 46806, 42.9% of residents aged 25+ have a high school diploma or higher, and 8.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46806?
The mean commute time for workers in ZIP code 46806 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46806?
In ZIP code 46806, approximately 51.9% of occupied housing units are owner-occupied and 48.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46806?
The poverty rate in ZIP code 46806 is 24.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.