Fort Wayne, IN · standard
ZIP Code 46816
Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,116
- 191/sq mi High-density area
- $45,343
- Median income Below-median income area
- $157,700
- Median home value Below-median home value
- 10.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Fort Wayne pairs one of the lowest household incomes in the country with below-median home values, in a rural, mixed-tenure area.
- 9th pct
- household income, US ZIPs
- 28th pct
- home value, US ZIPs
- 191
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46816 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46816 (Fort Wayne, IN) rose +9.6% from 2023 to 2024. The all-transactions index moved from 236.9 in 2023 to 259.7 in 2024 (2000 = 100).
ZIP code 46816 is a mid-sized community (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, home to 18,116 residents across 94.6 square miles, a density of 191 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46816 reports a modest median household income of $45,343 (38% below the average Indiana ZIP), while per-capita income is $23,217. The poverty rate is 26.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $157,700 (19% below the average Indiana ZIP), and median rent is $865; owner occupancy is 54.5%.
Formal educational attainment runs low here: just 10.0% of adults hold a bachelor's degree or higher, the median age is 34.2, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Allen County, so 46816 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46816
Top 5 sectors by establishment count in Fort Wayne, IN
Which industries have the most business establishments in ZIP 46816.
- Health care and social assistance
Health care and social assistance
31 establishments
- Retail trade
Retail trade
24 establishments
- Construction
Construction
23 establishments
- Other services (except public administration)
Other services (except public administration)
19 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46816, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,116
Population
94.6
Area (sq mi)
191
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46816?
34.2
Median Age
49.8%
Male
50.2%
Female
19.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$45,343
Median Household Income
-38% vs state ZIP avg
$23,217
Per Capita Income
26.3%
Poverty Rate
5.8%
Unemployment Rate
25.8 min
Mean Commute Time
How ZIP 46816 ranks among Indiana ZIPs
Fort Wayne, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$45,343 4th percentile higher than 4% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,230housing units
8,230
Total Housing Units
7,557
Occupied Units
673
Vacant Units
2.56
Avg Household Size
Occupancy Type
$157,700
Median Home Value
-19% vs state ZIP avg
$865
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.6%
YoY Change (2024)
260
HPI Index (2000 = 100)
+160%
Total Change Since 2000
Home values in ZIP 46816 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 158 |
| 2021 | +12.1% | 177 |
| 2022 | +22.8% | 217 |
| 2023 | +9.0% | 237 |
| 2024 | +9.6% | 260 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 156 business establishments in ZIP 46816, employing approximately 2,090 people with a combined annual payroll of $80,626,000.
156
Businesses
2,090
Employees
$80.6M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 31 | 19.9% |
| Retail trade | 24 | 15.4% |
| Construction | 23 | 14.7% |
| Other services (except public administration) | 19 | 12.2% |
| Accommodation and food services | 13 | 8.3% |
| Real estate and rental and leasing | 7 | 4.5% |
| Wholesale trade | 6 | 3.9% |
| Information | 6 | 3.9% |
| Administrative and support and waste management and remediation services | 6 | 3.9% |
| Finance and insurance | 5 | 3.2% |
| Professional, scientific, and technical services | 5 | 3.2% |
| Arts, entertainment, and recreation | 5 | 3.2% |
| Transportation and warehousing | 3 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46816 vs 46745 →
ZIP 46816 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46835
Fort Wayne (46835)
33,604 residents
- 46815
Fort Wayne (46815)
26,522 residents
- 46806
Fort Wayne (46806)
23,560 residents
- 46805
Fort Wayne (46805)
21,306 residents
- 46816
Fort Wayne (46816)
18,116 residents
- 46807
Fort Wayne (46807)
16,072 residents
- 46774
New Haven (46774)
16,008 residents
- 46802 11,086
Fort Wayne (46802)
11,086 residents
- 46803 9,758
Fort Wayne (46803)
9,758 residents
What this shows Among its immediate neighbors, ZIP 46816 ranks #5 by population - useful context the national average alone can't give.
ZIP 46816 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46745
Hoagland (46745)
$89,643 median income
- 46835
Fort Wayne (46835)
$77,152 median income
- 46774
New Haven (46774)
$76,292 median income
- 46815
Fort Wayne (46815)
$73,239 median income
- 46819
Fort Wayne (46819)
$63,947 median income
- 46807
Fort Wayne (46807)
$58,685 median income
- 46805
Fort Wayne (46805)
$52,154 median income
- 46806
Fort Wayne (46806)
$47,895 median income
- 46802
Fort Wayne (46802)
$46,854 median income
What this shows By household income, ZIP 46816 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46745 | Hoagland, IN | 1,841 | 4.0 mi |
| 46806 | Fort Wayne, IN | 23,560 | 3.9 mi |
| 46803 | Fort Wayne, IN | 9,758 | 5.3 mi |
| 46815 | Fort Wayne, IN | 26,522 | 6.9 mi |
| 46819 | Fort Wayne, IN | 8,765 | 5.6 mi |
| 46807 | Fort Wayne, IN | 16,072 | 6.3 mi |
| 46835 | Fort Wayne, IN | 33,604 | 10.2 mi |
| 46774 | New Haven, IN | 16,008 | 7.0 mi |
| 46805 | Fort Wayne, IN | 21,306 | 7.7 mi |
| 46802 | Fort Wayne, IN | 11,086 | 7.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46816, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,116 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 46816 in?
ZIP code 46816 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46816?
ZIP code 46816 in Fort Wayne, IN has a population of 18,116 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46816?
The median household income in ZIP 46816 is $45,343, which is 41% below the national average of $76,288.
What is the average home value in ZIP 46816?
The median home value in ZIP 46816 is $157,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46816?
The largest racial group in ZIP 46816 is White at 34.8%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 46816?
ZIP code 46816 has 156 business establishments employing approximately 2,090 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46816?
The top industries by establishment count in ZIP 46816 are: Health care and social assistance (31), Retail trade (24), Construction (23). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46816?
According to the FHFA House Price Index, home values in ZIP 46816 increased by 9.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46816?
In ZIP code 46816, 43.9% of residents aged 25+ have a high school diploma or higher, and 10.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46816?
The mean commute time for workers in ZIP code 46816 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46816?
In ZIP code 46816, approximately 54.5% of occupied housing units are owner-occupied and 45.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46816?
The poverty rate in ZIP code 46816 is 26.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46816's numbers, next.
- See how ZIP 46816 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.