PlainZIP

Fort Wayne, IN · standard

ZIP Code 46816

Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,116
191/sq mi
$45,343
Median income
$157,700
Median home value
10.0%
Bachelor's or higher

The verdict

Fort Wayne pairs one of the lowest household incomes in the country with below-median home values, in a rural, mixed-tenure area.

9th pct
household income, US ZIPs
28th pct
home value, US ZIPs
191
people per sq mi
55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46816 against every reporting US ZIP.

ZIP code 46816 is a mid-sized community (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, home to 18,116 residents across 94.6 square miles, a density of 191 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46816 reports a modest median household income of $45,343 (38% below the Indiana average), while per-capita income is $23,217. 26.3% of residents live below the poverty line, and the unemployment rate reads 5.8%. The typical home here is valued at $157,700 (19% below the state average); renters pay a median of $865 monthly, and 54.5% of units are owner-occupied.

Formal educational attainment runs low here: just 10.0% of adults hold a bachelor's degree or higher, the median age is 34.2, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 46816, plus 6 more within Allen County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46816

Top 5 sectors by establishment count in Fort Wayne, IN

Which industries have the most business establishments in ZIP 46816.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46816, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,116

Population

94.6

Area (sq mi)

191

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46816?

34.2

Median Age

49.8%

Male

50.2%

Female

19.6%

Foreign-Born

White 34.8%
African American 30.2%
Asian 19.7%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 8.2%
Hispanic or Latino 10.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,343

Median Household Income

-38% vs state

$23,217

Per Capita Income

26.3%

Poverty Rate

5.8%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 46816 ranks nationally

Fort Wayne, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$45,343 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 43.9%
Bachelor's Degree or Higher 10.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,230

Total Housing Units

7,557

Occupied Units

673

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 54.5%
Renter 45.5%

$157,700

Median Home Value

-19% vs state

$865

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.6%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 46816 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 158
2021 +12.1% 177
2022 +22.8% 217
2023 +9.0% 237
2024 +9.6% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 156 business establishments in ZIP 46816, employing approximately 2,090 people with a combined annual payroll of $80,626,000.

156

Businesses

2,090

Employees

$80.6M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 31 19.9%
Retail trade 24 15.4%
Construction 23 14.7%
Other services (except public administration) 19 12.2%
Accommodation and food services 13 8.3%
Real estate and rental and leasing 7 4.5%
Wholesale trade 6 3.9%
Information 6 3.9%
Administrative and support and waste management and remediation services 6 3.9%
Finance and insurance 5 3.2%
Professional, scientific, and technical services 5 3.2%
Arts, entertainment, and recreation 5 3.2%
Transportation and warehousing 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46816 vs 46745 →

ZIP 46816 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46816 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46816 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46816 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46745 Hoagland, IN 1,841 4.0 mi
46806 Fort Wayne, IN 23,560 3.9 mi
46803 Fort Wayne, IN 9,758 5.3 mi
46815 Fort Wayne, IN 26,522 6.9 mi
46819 Fort Wayne, IN 8,765 5.6 mi
46807 Fort Wayne, IN 16,072 6.3 mi
46835 Fort Wayne, IN 33,604 10.2 mi
46774 New Haven, IN 16,008 7.0 mi
46805 Fort Wayne, IN 21,306 7.7 mi
46802 Fort Wayne, IN 11,086 7.8 mi

More ZIP Codes in Allen County

46835 standard
Fort Wayne, IN
Pop: 33,604
46825 standard
Fort Wayne, IN
Pop: 27,931
46804 standard
Fort Wayne, IN
Pop: 27,245
46815 standard
Fort Wayne, IN
Pop: 26,522
46806 standard
Fort Wayne, IN
Pop: 23,560
46845 standard
Fort Wayne, IN
Pop: 22,117

Related Areas

Allen County Fort Wayne, IN Indiana

Frequently Asked Questions

What county is ZIP code 46816 in? ▼
ZIP code 46816 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46816? ▼
ZIP code 46816 in Fort Wayne, IN has a population of 18,116 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46816? ▼
The median household income in ZIP 46816 is $45,343, which is 41% below the national average of $76,288.
What is the average home value in ZIP 46816? ▼
The median home value in ZIP 46816 is $157,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46816? ▼
The largest racial group in ZIP 46816 is White at 34.8%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 46816? ▼
ZIP code 46816 has 156 business establishments employing approximately 2,090 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46816? ▼
The top industries by establishment count in ZIP 46816 are: Health care and social assistance (31), Retail trade (24), Construction (23). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46816? ▼
According to the FHFA House Price Index, home values in ZIP 46816 increased by 9.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46816? ▼
In ZIP code 46816, 43.9% of residents aged 25+ have a high school diploma or higher, and 10.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46816? ▼
The mean commute time for workers in ZIP code 46816 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46816? ▼
In ZIP code 46816, approximately 54.5% of occupied housing units are owner-occupied and 45.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46816? ▼
The poverty rate in ZIP code 46816 is 26.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.