ZIP Code 46816

standard

Source:

Fort Wayne · Allen County · Indiana

Population
18,116

191/sq mi

Median income
$45,343

▼ 41% vs US

higher than 9% of US ZIPs

Median home value
$157,700

▼ 43% vs US

higher than 28% of US ZIPs

Bachelor's or higher
10.0%

Median age 34.2

Land area
94.6 sq mi

Indiana/Indianapolis

ZIP code 46816 in Fort Wayne, Indiana has a population of 18,116. The median household income is $45,343, which is 41% below the national average. Median home value is $157,700, 43% below the US average. 10.0% of residents hold a bachelor's degree or higher.

ZIP code 46816 is classified by USPS as a standard delivery area and covers roughly 94.6 square miles in Fort Wayne, Allen County, Indiana. The area is home to 18,116 residents, producing a population density of 191 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46816 against Indiana and the nation.

On the economic side, the median household income for ZIP 46816 sits at $45,343 (38% below the Indiana average), while per-capita income is $23,217. The poverty rate stands at 26.3% and the unemployment rate at 5.8%. On housing, the median home value is $157,700 (19% below the state average) with median rent at $865 per month, and 54.5% of occupied units are owner-occupied, a direct signal of whether 46816 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 10.0% of adults hold a bachelor's degree or higher, the median age is 34.2, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 46816 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46816

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46816.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46816, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,116

Population

94.6

Area (sq mi)

191

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46816?

34.2

Median Age

49.8%

Male

50.2%

Female

19.6%

Foreign-Born

White 34.8%
African American 30.2%
Asian 19.7%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 8.2%
Hispanic or Latino 10.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,343

Median Household Income

-38% vs state

$23,217

Per Capita Income

26.3%

Poverty Rate

5.8%

Unemployment Rate

25.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 43.9%
Bachelor's Degree or Higher 10.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,230

Total Housing Units

7,557

Occupied Units

673

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 54.5%
Renter 45.5%

$157,700

Median Home Value

-19% vs state

$865

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.6%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 46816 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 158
2021 +12.1% 177
2022 +22.8% 217
2023 +9.0% 237
2024 +9.6% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 156 business establishments in ZIP 46816, employing approximately 2,090 people with a combined annual payroll of $80,626,000.

156

Businesses

2,090

Employees

$80.6M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 31 19.9%
Retail trade 24 15.4%
Construction 23 14.7%
Other services (except public administration) 19 12.2%
Accommodation and food services 13 8.3%
Real estate and rental and leasing 7 4.5%
Wholesale trade 6 3.9%
Information 6 3.9%
Administrative and support and waste management and remediation services 6 3.9%
Finance and insurance 5 3.2%
Professional, scientific, and technical services 5 3.2%
Arts, entertainment, and recreation 5 3.2%
Transportation and warehousing 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46816 vs 46745 →

ZIP Code City Population Distance
46745 Hoagland, IN 1,841 4.0 mi
46806 Fort Wayne, IN 23,560 3.9 mi
46803 Fort Wayne, IN 9,758 5.3 mi
46815 Fort Wayne, IN 26,522 6.9 mi
46819 Fort Wayne, IN 8,765 5.6 mi
46807 Fort Wayne, IN 16,072 6.3 mi
46835 Fort Wayne, IN 33,604 10.2 mi
46774 New Haven, IN 16,008 7.0 mi
46805 Fort Wayne, IN 21,306 7.7 mi
46802 Fort Wayne, IN 11,086 7.8 mi

More ZIP Codes in Allen County

Frequently Asked Questions

What county is ZIP code 46816 in?
ZIP code 46816 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46816?
ZIP code 46816 in Fort Wayne, IN has a population of 18,116 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46816?
The median household income in ZIP 46816 is $45,343, which is 41% below the national average of $76,288.
What is the average home value in ZIP 46816?
The median home value in ZIP 46816 is $157,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46816?
The largest racial group in ZIP 46816 is White at 34.8%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 46816?
ZIP code 46816 has 156 business establishments employing approximately 2,090 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46816?
The top industries by establishment count in ZIP 46816 are: Health care and social assistance (31), Retail trade (24), Construction (23). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46816?
According to the FHFA House Price Index, home values in ZIP 46816 increased by 9.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46816?
In ZIP code 46816, 43.9% of residents aged 25+ have a high school diploma or higher, and 10.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46816?
The mean commute time for workers in ZIP code 46816 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46816?
In ZIP code 46816, approximately 54.5% of occupied housing units are owner-occupied and 45.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46816?
The poverty rate in ZIP code 46816 is 26.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Fort Wayne, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.