ZIP Code 46845
standardSource:
Fort Wayne · Allen County · Indiana
- Population
- 22,117
- Median income
- $112,676
- Median home value
- $339,200
- Bachelor's or higher
- 54.3%
- Land area
- 58.9 sq mi
375/sq mi
▲ 48% vs US
higher than 88% of US ZIPs
▲ 22% vs US
higher than 72% of US ZIPs
Median age 40.6
Indiana/Indianapolis
ZIP code 46845 in Fort Wayne, Indiana has a population of 22,117. The median household income is $112,676, which is 48% above the national average. Median home value is $339,200, 22% above the US average. 54.3% of residents hold a bachelor's degree or higher.
ZIP code 46845 is classified by USPS as a standard delivery area and covers roughly 58.9 square miles in Fort Wayne, Allen County, Indiana. The area is home to 22,117 residents, producing a population density of 375 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46845 against Indiana and the nation.
On the economic side, the median household income for ZIP 46845 sits at $112,676 (53% above the Indiana average), while per-capita income is $54,607. The poverty rate stands at 4.1% and the unemployment rate at 1.6%. On housing, the median home value is $339,200 (75% above the state average) with median rent at $1,398 per month, and 84.0% of occupied units are owner-occupied, a direct signal of whether 46845 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 54.3% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allen County, so you can benchmark 46845 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46845
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46845.
- Health care and social assistance
Health care and social assistance
98 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
59 establishments
- Finance and insurance
Finance and insurance
53 establishments
- Construction
Construction
45 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46845, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
22,117
Population
58.9
Area (sq mi)
375
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46845?
40.6
Median Age
50.3%
Male
49.7%
Female
5.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,676
Median Household Income
+53% vs state
$54,607
Per Capita Income
4.1%
Poverty Rate
1.6%
Unemployment Rate
20.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,370
Total Housing Units
11,044
Occupied Units
326
Vacant Units
2.66
Avg Household Size
Occupancy Type
$339,200
Median Home Value
+75% vs state
$1,398
Median Rent
2003
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 46845 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 145 |
| 2021 | +13.5% | 164 |
| 2022 | +17.0% | 192 |
| 2023 | +9.3% | 210 |
| 2024 | +5.3% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 473 business establishments in ZIP 46845, employing approximately 10,141 people with a combined annual payroll of $812,581,000.
473
Businesses
10,141
Employees
$812.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 98 | 20.7% |
| Professional, scientific, and technical services | 59 | 12.5% |
| Finance and insurance | 53 | 11.2% |
| Construction | 45 | 9.5% |
| Real estate and rental and leasing | 44 | 9.3% |
| Administrative and support and waste management and remediation services | 37 | 7.8% |
| Other services (except public administration) | 31 | 6.5% |
| Wholesale trade | 27 | 5.7% |
| Retail trade | 17 | 3.6% |
| Transportation and warehousing | 17 | 3.6% |
| Accommodation and food services | 15 | 3.2% |
| Manufacturing | 6 | 1.3% |
| Information | 5 | 1.1% |
| Management of companies and enterprises | 5 | 1.1% |
| Educational services | 5 | 1.1% |
| Arts, entertainment, and recreation | 5 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46845 vs 46825 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46825 | Fort Wayne, IN | 27,931 | 3.7 mi |
| 46765 | Leo, IN | 5,341 | 3.9 mi |
| 46748 | Huntertown, IN | 5,134 | 4.3 mi |
| 46835 | Fort Wayne, IN | 33,604 | 4.9 mi |
| 46805 | Fort Wayne, IN | 21,306 | 7.3 mi |
| 46738 | Garrett, IN | 7,918 | 8.2 mi |
| 46815 | Fort Wayne, IN | 26,522 | 7.5 mi |
| 46803 | Fort Wayne, IN | 9,758 | 9.3 mi |
| 46808 | Fort Wayne, IN | 19,309 | 8.2 mi |
| 46802 | Fort Wayne, IN | 11,086 | 9.9 mi |
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 46845 in? ▼
What is the population of ZIP code 46845? ▼
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How many businesses are in ZIP code 46845? ▼
What are the main industries in ZIP code 46845? ▼
How have home values changed in ZIP code 46845? ▼
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What is the average commute time in ZIP 46845? ▼
What percentage of residents own vs. rent in ZIP 46845? ▼
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ZIP Code Research Guides
Official Data Resources for Fort Wayne, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.