Residential delivery area · Indiana

ZIP Code 46845: Fort Wayne, IN

ZIP code 46845 uses the postal name Fort Wayne, Indiana and lies entirely in Allen County (Census 2020 ZIP-county file). About 30,000 people live there (Census Bureau, ACS 2020-2024), the 3rd most populous of Fort Wayne's 16 residential ZIP codes. Median household income is $112,676 (Census Bureau, ACS 2020-2024). By Census place, 12% of its land lies in Fort Wayne, and 5% in smaller places; 84% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Indiana, Kentucky, Michigan and Ohio
468sectional center: Fort Wayne, IN (SCF 467)
45delivery area within it
Town
Fort Wayne · 16 residential ZIPs
Census places
Fort Wayne
Metro area
Fort Wayne, IN
House district
IN-3 119th Congress
State
Indiana
Time zone
Eastern
Land area
22.9 sq mi · 1,293 people per sq mi
PO Box ZIPs
27 more ZIP codes use the name Fort Wayne for PO boxes or single organizations

Where is ZIP code 46845?

46845 centers on 41.212°, -85.109° and covers 22.9 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 46748, 46825, 46765, 46835, 46741, 46818.

46741 · Grabill46748 · Huntertown46765 · Leo46818 · Fort Wayne46825 · Fort Wayne46835 · Fort Wayne46845 · Fort Wayne (this ZIP)4684546818467414683546748468254676546741 · Grabill46748 · Huntertown46765 · Leo46818 · Fort Wayne46825 · Fort Wayne46835 · Fort Wayne46845 · Fort Wayne (this ZIP)4684546818467414683546748468254676546741 · Grabill46748 · Huntertown46765 · Leo46818 · Fort Wayne46825 · Fort Wayne46835 · Fort Wayne46845 · Fort Wayne (this ZIP)46845468184674146835467484682546765
Shaded by median household income, in national fifths (ACS 2020-2024); 46845 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 46845, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 46845 compare with the rest of Fort Wayne?

Rank of 46845 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure46845In Fort WayneIn Allen CountyIn IN
People (ACS 2020-2024)29,5833rd of 163rd of 3365th of 807
Median household income$113k2nd of 162nd of 2626th of 478
Median home value$339k2nd of 153rd of 2828th of 509

Its median household income is higher than in 88% of U.S. residential ZIP codes, and it is denser than 81% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 46845?

The 2020 Census counted 28,380 people in 46845; the ACS, which samples households over 2020-2024, estimates 29,583. Between the 2010 and 2020 censuses its population grew 28.3% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
29,583
2020 Census count
28,380+28.3% since 2010 (22,117)
Households
11,044
Median age
40.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 46845?

Of the 29,583 people the ACS estimates in 46845, 27.0% are under 18 and 17.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (84.7%).

  • Under 1827.0%
  • 18 to 6455.1%
  • 65 and older17.9%
Age of the people of 46845 (ACS 2020-2024, B01001)
  • White, not Hispanic84.7%
  • Asian, not Hispanic5.7%
  • Other or two or more4.0%
  • Hispanic or Latino3.3%
  • Black, not Hispanic2.3%
Race and Hispanic origin in 46845 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 46845 earn?

Median household income is $112,676 (ACS 2020-2024), the 2nd highest of the 26 ranked ZIP codes in Allen County. It is not measurably different from 2015-2019 ($121,089 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$112,676
Income per person
$54,607
Below the poverty line
4.1%
Unemployed (of the labor force)
1.6%
Adults 25+ with a bachelor's degree
54.3%
Adjusted gross income per tax return, 2022
$127,58714,790 returns; wages 64% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 46845?

FHFA's house price index for 46845, built from repeat sales and appraisals of the same homes, rose 100% from 2015 to 2025 and rose 59% from 2020 to 2025, and moved +3.8% in 2025.

Median home value (owners' estimate)
$339,200
Median gross rent
$1,398
Homes owned by their occupants
84.0%
Housing units
11,370
0 100 200 300 400 197819902000201020202025 0 100 200 300 400 197819902000201020202025 0 100 200 300 400 197819902000201020202025
Index = 100 in 1978, the first year FHFA reports for 46845; 2025: 438.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 46845?

473 business establishments had a location in this ZIP code in 2023, 65 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance98
  • Professional, scientific, and technical services59
  • Finance and insurance53
  • Construction45
  • Real estate and rental and leasing44
  • Administrative and support and waste management and remediation services37

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 46845?

ZIP codes that share a boundary with 46845, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
46748Huntertown6,902$109k3.7 mi
46825Fort Wayne29,296$71k3.9 mi
46765Leo5,786$112k4.2 mi
46835Fort Wayne38,166$77k5.4 mi
46741Grabill4,713$102k8.2 mi
46818Fort Wayne21,954$81k9.1 mi
46738Garrett8,533$58k7.7 mi (near)
46805Fort Wayne21,437$52k7.7 mi (near)
46815Fort Wayne27,238$73k8.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.