PlainZIP

Fort Wayne, IN · standard

ZIP Code 46845

Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,117
375/sq mi
$112,676
Median income
$339,200
Median home value
54.3%
Bachelor's or higher

The verdict

Fort Wayne pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 28%
home value, US ZIPs
375
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46845 against every reporting US ZIP.

ZIP code 46845 is a densely settled ZIP (a standard USPS delivery area) in Fort Wayne, Allen County, Indiana, with 22,117 residents across 58.9 square miles, a density of 375 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46845 skews affluent, with a median household income of $112,676 (53% above the Indiana average), while per-capita income is $54,607. Local economic indicators show a 4.1% poverty rate alongside 1.6% unemployment. On housing, the median home value is $339,200 (75% above the state average) with median rent at $1,398 per month, and 84.0% of occupied units are owner-occupied.

This is a highly-educated ZIP: 54.3% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 21 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Allen County, letting you compare 46845 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46845

Top 5 sectors by establishment count in Fort Wayne, IN

Which industries have the most business establishments in ZIP 46845.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46845, Fort Wayne, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,117

Population

58.9

Area (sq mi)

375

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46845?

40.6

Median Age

50.3%

Male

49.7%

Female

5.1%

Foreign-Born

White 85.5%
African American 2.3%
Asian 5.7%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 4.7%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$112,676

Median Household Income

+53% vs state

$54,607

Per Capita Income

4.1%

Poverty Rate

1.6%

Unemployment Rate

20.7 min

Mean Commute Time

How ZIP 46845 ranks nationally

Fort Wayne, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$112,676 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.5%
Bachelor's Degree or Higher 54.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,370

Total Housing Units

11,044

Occupied Units

326

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 84.0%
Renter 16.0%

$339,200

Median Home Value

+75% vs state

$1,398

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 46845 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 145
2021 +13.5% 164
2022 +17.0% 192
2023 +9.3% 210
2024 +5.3% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 473 business establishments in ZIP 46845, employing approximately 10,141 people with a combined annual payroll of $812,581,000.

473

Businesses

10,141

Employees

$812.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 98 20.7%
Professional, scientific, and technical services 59 12.5%
Finance and insurance 53 11.2%
Construction 45 9.5%
Real estate and rental and leasing 44 9.3%
Administrative and support and waste management and remediation services 37 7.8%
Other services (except public administration) 31 6.5%
Wholesale trade 27 5.7%
Retail trade 17 3.6%
Transportation and warehousing 17 3.6%
Accommodation and food services 15 3.2%
Manufacturing 6 1.3%
Information 5 1.1%
Management of companies and enterprises 5 1.1%
Educational services 5 1.1%
Arts, entertainment, and recreation 5 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46845 vs 46825 →

ZIP 46845 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46845 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46845 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46845 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46825 Fort Wayne, IN 27,931 3.7 mi
46765 Leo, IN 5,341 3.9 mi
46748 Huntertown, IN 5,134 4.3 mi
46835 Fort Wayne, IN 33,604 4.9 mi
46805 Fort Wayne, IN 21,306 7.3 mi
46738 Garrett, IN 7,918 8.2 mi
46815 Fort Wayne, IN 26,522 7.5 mi
46803 Fort Wayne, IN 9,758 9.3 mi
46808 Fort Wayne, IN 19,309 8.2 mi
46802 Fort Wayne, IN 11,086 9.9 mi

More ZIP Codes in Allen County

46835 standard
Fort Wayne, IN
Pop: 33,604
46825 standard
Fort Wayne, IN
Pop: 27,931
46804 standard
Fort Wayne, IN
Pop: 27,245
46815 standard
Fort Wayne, IN
Pop: 26,522
46806 standard
Fort Wayne, IN
Pop: 23,560
46805 standard
Fort Wayne, IN
Pop: 21,306

Related Areas

Allen County Fort Wayne, IN Indiana

Frequently Asked Questions

What county is ZIP code 46845 in? ▼
ZIP code 46845 (Fort Wayne) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46845? ▼
ZIP code 46845 in Fort Wayne, IN has a population of 22,117 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46845? ▼
The median household income in ZIP 46845 is $112,676, which is 48% above the national average of $76,288.
What is the average home value in ZIP 46845? ▼
The median home value in ZIP 46845 is $339,200, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 46845? ▼
The largest racial group in ZIP 46845 is White at 85.5%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 46845? ▼
ZIP code 46845 has 473 business establishments employing approximately 10,141 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46845? ▼
The top industries by establishment count in ZIP 46845 are: Health care and social assistance (98), Professional, scientific, and technical services (59), Finance and insurance (53). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46845? ▼
According to the FHFA House Price Index, home values in ZIP 46845 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46845? ▼
In ZIP code 46845, 71.5% of residents aged 25+ have a high school diploma or higher, and 54.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46845? ▼
The mean commute time for workers in ZIP code 46845 is 20.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46845? ▼
In ZIP code 46845, approximately 84.0% of occupied housing units are owner-occupied and 16.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46845? ▼
The poverty rate in ZIP code 46845 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.