ZIP Code 46738

ZIP code 46738 is classified by USPS as a standard delivery area and covers roughly 67.6 square miles in Garrett, DeKalb County, Indiana. The area is home to 7,918 residents, producing a population density of 117 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46738 against Indiana and the nation.

On the economic side, the median household income for ZIP 46738 sits at $57,545 (22% below the Indiana average), while per-capita income is $30,649. The poverty rate stands at 14.6% and the unemployment rate at 4.2%. On housing, the median home value is $164,200 (15% below the state average) with median rent at $879 per month, and 81.1% of occupied units are owner-occupied, a direct signal of whether 46738 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.9% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 20 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing DeKalb County, so you can benchmark 46738 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →