Leo, IN · standard
ZIP Code 46765
Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,341
- 159/sq mi High-density area
- $112,328
- Median income Above-median income area
- $357,900
- Median home value Above-median home value
- 40.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Leo pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 12%
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 159
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46765 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46765 (Leo, IN) fell -8.0% from 2023 to 2024. The all-transactions index moved from 239.7 in 2023 to 220.5 in 2024 (2000 = 100).
ZIP code 46765 is a mid-sized community (a standard USPS delivery area) in Leo, Allen County, Indiana, home to 5,341 residents across 33.6 square miles, a density of 159 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46765 skews affluent, with a median household income of $112,328 (53% above the average Indiana ZIP), while per-capita income is $51,999. Both reported hardship measures are comparatively low in absolute terms: poverty is 0.3% and unemployment is 1.6%. Housing is both higher-cost and owner-heavy: median home value is $357,900 (85% above the average Indiana ZIP), while 95.9% of occupied homes are owner-occupied and median rent is $1,243.
A solid share of residents have a four-year degree: 40.7% of adults hold a bachelor's degree or higher, the median age is 34.3, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Allen County, so 46765 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46765
Top 5 sectors by establishment count in Leo, IN
Which industries have the most business establishments in ZIP 46765.
- Construction
Construction
27 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Retail trade
Retail trade
14 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Real estate and rental and leasing 9
Real estate and rental and leasing
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46765, Leo, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,341
Population
33.6
Area (sq mi)
159
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46765?
34.3
Median Age
47.4%
Male
52.6%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,328
Median Household Income
+53% vs state ZIP avg
$51,999
Per Capita Income
0.3%
Poverty Rate
1.6%
Unemployment Rate
How ZIP 46765 ranks among Indiana ZIPs
Leo, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$112,328 Top 5% higher than 95% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,795housing units
1,795
Total Housing Units
1,776
Occupied Units
19
Vacant Units
3.22
Avg Household Size
Occupancy Type
$357,900
Median Home Value
+85% vs state ZIP avg
$1,243
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.0%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 46765 have decreased 8.0% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 154 |
| 2021 | +8.3% | 166 |
| 2022 | +7.7% | 179 |
| 2023 | +33.8% | 240 |
| 2024 | -8.0% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 119 business establishments in ZIP 46765, employing approximately 766 people with a combined annual payroll of $32,640,000.
119
Businesses
766
Employees
$32.6M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 27 | 22.7% |
| Other services (except public administration) | 15 | 12.6% |
| Retail trade | 14 | 11.8% |
| Professional, scientific, and technical services | 13 | 10.9% |
| Real estate and rental and leasing | 9 | 7.6% |
| Health care and social assistance | 9 | 7.6% |
| Administrative and support and waste management and remediation services | 7 | 5.9% |
| Finance and insurance | 6 | 5.0% |
| Accommodation and food services | 4 | 3.4% |
| Manufacturing | 3 | 2.5% |
| Wholesale trade | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46765 vs 46835 →
ZIP 46765 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46835
Fort Wayne (46835)
33,604 residents
- 46825
Fort Wayne (46825)
27,931 residents
- 46815
Fort Wayne (46815)
26,522 residents
- 46845
Fort Wayne (46845)
22,117 residents
- 46805
Fort Wayne (46805)
21,306 residents
- 46706
Auburn (46706)
18,630 residents
- 46738 7,918
Garrett (46738)
7,918 residents
- 46765 5,341
Leo (46765)
5,341 residents
- 46748 5,134
Huntertown (46748)
5,134 residents
What this shows Among its immediate neighbors, ZIP 46765 ranks #8 by population - useful context the national average alone can't give.
ZIP 46765 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46845
Fort Wayne (46845)
$112,676 median income
- 46765
Leo (46765)
$112,328 median income
- 46748
Huntertown (46748)
$109,375 median income
- 46741
Grabill (46741)
$102,281 median income
- 46788
Spencerville (46788)
$101,553 median income
- 46706
Auburn (46706)
$80,965 median income
- 46835
Fort Wayne (46835)
$77,152 median income
- 46815
Fort Wayne (46815)
$73,239 median income
- 46825
Fort Wayne (46825)
$70,544 median income
What this shows By household income, ZIP 46765 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46835 | Fort Wayne, IN | 33,604 | 5.6 mi |
| 46845 | Fort Wayne, IN | 22,117 | 3.9 mi |
| 46706 | Auburn, IN | 18,630 | 7.5 mi |
| 46741 | Grabill, IN | 4,647 | 5.1 mi |
| 46748 | Huntertown, IN | 5,134 | 6.5 mi |
| 46815 | Fort Wayne, IN | 26,522 | 9.0 mi |
| 46825 | Fort Wayne, IN | 27,931 | 7.0 mi |
| 46788 | Spencerville, IN | 3,260 | 7.3 mi |
| 46738 | Garrett, IN | 7,918 | 7.8 mi |
| 46805 | Fort Wayne, IN | 21,306 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46765, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,341 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allen County
Related Areas
Frequently Asked Questions
What county is ZIP code 46765 in?
ZIP code 46765 (Leo) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46765?
ZIP code 46765 in Leo, IN has a population of 5,341 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46765?
The median household income in ZIP 46765 is $112,328, which is 47% above the national average of $76,288.
What is the average home value in ZIP 46765?
The median home value in ZIP 46765 is $357,900, which is 29% above the national average of $278,155.
What is the demographic makeup of ZIP 46765?
The largest racial group in ZIP 46765 is White at 96.3%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 46765?
ZIP code 46765 has 119 business establishments employing approximately 766 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46765?
The top industries by establishment count in ZIP 46765 are: Construction (27), Other services (except public administration) (15), Retail trade (14). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46765?
According to the FHFA House Price Index, home values in ZIP 46765 decreased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46765?
In ZIP code 46765, 65.6% of residents aged 25+ have a high school diploma or higher, and 40.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46765?
In ZIP code 46765, approximately 95.9% of occupied housing units are owner-occupied and 4.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46765?
The poverty rate in ZIP code 46765 is 0.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46765's numbers, next.
- See how ZIP 46765 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Leo, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.