PlainZIP

Leo, IN · standard

ZIP Code 46765

Allen County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,341
159/sq mi
$112,328
Median income
$357,900
Median home value
40.7%
Bachelor's or higher

The verdict

Leo pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 25%
home value, US ZIPs
159
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46765 against every reporting US ZIP.

ZIP code 46765 is a mid-sized community (a standard USPS delivery area) in Leo, Allen County, Indiana, home to 5,341 residents across 33.6 square miles, a density of 159 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46765 skews affluent, with a median household income of $112,328 (53% above the Indiana average), while per-capita income is $51,999. Local economic indicators show a 0.3% poverty rate alongside 1.6% unemployment. The typical home here is valued at $357,900 (85% above the state average); renters pay a median of $1,243 monthly, and 95.9% of units are owner-occupied.

A solid share of residents have a four-year degree: 40.7% of adults hold a bachelor's degree or higher, the median age is 34.3, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 46765, plus 6 more within Allen County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46765

Top 5 sectors by establishment count in Leo, IN

Which industries have the most business establishments in ZIP 46765.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46765, Leo, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,341

Population

33.6

Area (sq mi)

159

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46765?

34.3

Median Age

47.4%

Male

52.6%

Female

1.3%

Foreign-Born

White 96.3%
African American 0.1%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.1%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$112,328

Median Household Income

+53% vs state

$51,999

Per Capita Income

0.3%

Poverty Rate

1.6%

Unemployment Rate

How ZIP 46765 ranks nationally

Leo, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$112,328 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.6%
Bachelor's Degree or Higher 40.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,795

Total Housing Units

1,776

Occupied Units

19

Vacant Units

3.22

Avg Household Size

Occupancy Type

Owner 95.9%
Renter 4.1%

$357,900

Median Home Value

+85% vs state

$1,243

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.0%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 46765 have decreased 8.0% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 154
2021 +8.3% 166
2022 +7.7% 179
2023 +33.8% 240
2024 -8.0% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 119 business establishments in ZIP 46765, employing approximately 766 people with a combined annual payroll of $32,640,000.

119

Businesses

766

Employees

$32.6M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 27 22.7%
Other services (except public administration) 15 12.6%
Retail trade 14 11.8%
Professional, scientific, and technical services 13 10.9%
Real estate and rental and leasing 9 7.6%
Health care and social assistance 9 7.6%
Administrative and support and waste management and remediation services 7 5.9%
Finance and insurance 6 5.0%
Accommodation and food services 4 3.4%
Manufacturing 3 2.5%
Wholesale trade 3 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46765 vs 46835 →

ZIP 46765 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46765 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46765 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46765 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46835 Fort Wayne, IN 33,604 5.6 mi
46845 Fort Wayne, IN 22,117 3.9 mi
46706 Auburn, IN 18,630 7.5 mi
46741 Grabill, IN 4,647 5.1 mi
46748 Huntertown, IN 5,134 6.5 mi
46815 Fort Wayne, IN 26,522 9.0 mi
46825 Fort Wayne, IN 27,931 7.0 mi
46788 Spencerville, IN 3,260 7.3 mi
46738 Garrett, IN 7,918 7.8 mi
46805 Fort Wayne, IN 21,306 10.0 mi

More ZIP Codes in Allen County

46835 standard
Fort Wayne, IN
Pop: 33,604
46825 standard
Fort Wayne, IN
Pop: 27,931
46804 standard
Fort Wayne, IN
Pop: 27,245
46815 standard
Fort Wayne, IN
Pop: 26,522
46806 standard
Fort Wayne, IN
Pop: 23,560
46845 standard
Fort Wayne, IN
Pop: 22,117

Related Areas

Allen County Leo, IN Indiana

Frequently Asked Questions

What county is ZIP code 46765 in? ▼
ZIP code 46765 (Leo) is located in Allen County, Indiana. Allen County contains multiple ZIP codes, see the full list at /counties/allen-in.
What is the population of ZIP code 46765? ▼
ZIP code 46765 in Leo, IN has a population of 5,341 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46765? ▼
The median household income in ZIP 46765 is $112,328, which is 47% above the national average of $76,288.
What is the average home value in ZIP 46765? ▼
The median home value in ZIP 46765 is $357,900, which is 29% above the national average of $278,155.
What is the demographic makeup of ZIP 46765? ▼
The largest racial group in ZIP 46765 is White at 96.3%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 46765? ▼
ZIP code 46765 has 119 business establishments employing approximately 766 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46765? ▼
The top industries by establishment count in ZIP 46765 are: Construction (27), Other services (except public administration) (15), Retail trade (14). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46765? ▼
According to the FHFA House Price Index, home values in ZIP 46765 decreased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46765? ▼
In ZIP code 46765, 65.6% of residents aged 25+ have a high school diploma or higher, and 40.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46765? ▼
In ZIP code 46765, approximately 95.9% of occupied housing units are owner-occupied and 4.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46765? ▼
The poverty rate in ZIP code 46765 is 0.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.