PlainZIP

Churubusco, IN · standard

ZIP Code 46723

Whitley County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,692
48/sq mi
$84,286
Median income
$219,300
Median home value
20.9%
Bachelor's or higher

The verdict

Churubusco pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 33%
household income, US ZIPs
49th pct
home value, US ZIPs
48
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46723 against every reporting US ZIP.

ZIP code 46723 is a mid-sized community (a standard USPS delivery area) in Churubusco, Whitley County, Indiana, home to 7,692 residents across 161.6 square miles, a density of 48 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46723 lands in the middle-income range, with a median household income of $84,286 (14% above the Indiana average), while per-capita income is $39,033. The poverty rate stands at 4.6% and the unemployment rate at 2.9%. The typical home here is valued at $219,300 (13% above the state average); renters pay a median of $705 monthly, and 88.8% of units are owner-occupied.

Educational attainment sits below the national norm: 20.9% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is 26 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 4 more sharing Whitley County, letting you compare 46723 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46723

Top 5 sectors by establishment count in Churubusco, IN

Which industries have the most business establishments in ZIP 46723.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46723, Churubusco, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,692

Population

161.6

Area (sq mi)

48

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46723?

46.1

Median Age

50.4%

Male

49.6%

Female

1.1%

Foreign-Born

White 93.7%
African American 0.5%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.1%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,286

Median Household Income

+14% vs state

$39,033

Per Capita Income

4.6%

Poverty Rate

2.9%

Unemployment Rate

25.5 min

Mean Commute Time

How ZIP 46723 ranks nationally

Churubusco, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,286 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.7%
Bachelor's Degree or Higher 20.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,237

Total Housing Units

3,032

Occupied Units

205

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 88.8%
Renter 11.2%

$219,300

Median Home Value

+13% vs state

$705

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.0%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 46723 have increased 1.0% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 153
2021 +9.1% 166
2022 +14.6% 191
2023 +20.6% 230
2024 +1.0% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 141 business establishments in ZIP 46723, employing approximately 1,758 people with a combined annual payroll of $73,010,000.

141

Businesses

1,758

Employees

$73.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 24 17.0%
Construction 19 13.5%
Retail trade 19 13.5%
Professional, scientific, and technical services 11 7.8%
Accommodation and food services 11 7.8%
Administrative and support and waste management and remediation services 10 7.1%
Health care and social assistance 10 7.1%
Manufacturing 9 6.4%
Finance and insurance 8 5.7%
Wholesale trade 7 5.0%
Transportation and warehousing 3 2.1%
Real estate and rental and leasing 3 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46723 vs 46763 →

ZIP 46723 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46723 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46723 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46723 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46763 Laotto, IN 1,631 6.0 mi
46818 Fort Wayne, IN 18,790 7.5 mi
46704 Arcola, IN 60 9.5 mi
46710 Avilla, IN 4,679 8.6 mi
46701 Albion, IN 7,979 9.9 mi
46725 Columbia City, IN 23,080 10.0 mi
46808 Fort Wayne, IN 19,309 12.5 mi

More ZIP Codes in Whitley County

46725 standard
Columbia City, IN
Pop: 23,080
46783 standard
Roanoke, IN
Pop: 6,396
46787 standard
South Whitley, IN
Pop: 3,893
46764 standard
Larwill, IN
Pop: 1,497

Related Areas

Whitley County Churubusco, IN Indiana

Frequently Asked Questions

What county is ZIP code 46723 in? ▼
ZIP code 46723 (Churubusco) is located in Whitley County, Indiana. Whitley County contains multiple ZIP codes, see the full list at /counties/whitley-in.
What is the population of ZIP code 46723? ▼
ZIP code 46723 in Churubusco, IN has a population of 7,692 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46723? ▼
The median household income in ZIP 46723 is $84,286, which is 10% above the national average of $76,288.
What is the average home value in ZIP 46723? ▼
The median home value in ZIP 46723 is $219,300, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 46723? ▼
The largest racial group in ZIP 46723 is White at 93.7%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 46723? ▼
ZIP code 46723 has 141 business establishments employing approximately 1,758 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46723? ▼
The top industries by establishment count in ZIP 46723 are: Other services (except public administration) (24), Construction (19), Retail trade (19). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 46723? ▼
According to the FHFA House Price Index, home values in ZIP 46723 increased by 1.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46723? ▼
In ZIP code 46723, 54.7% of residents aged 25+ have a high school diploma or higher, and 20.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46723? ▼
The mean commute time for workers in ZIP code 46723 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46723? ▼
In ZIP code 46723, approximately 88.8% of occupied housing units are owner-occupied and 11.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46723? ▼
The poverty rate in ZIP code 46723 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.