Albion, IN · standard

ZIP Code 46701

Noble County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,979
32/sq mi Moderate-density area
$78,385
Median income Near-median income area
$211,600
Median home value Near-median home value
26.1%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Albion pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 40%
household income, US ZIPs
47th pct
home value, US ZIPs
32
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46701 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 46701 (Albion, IN) rose +17.2% from 2023 to 2024. The all-transactions index moved from 197.8 in 2023 to 231.8 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 46701 is a mid-sized community (a standard USPS delivery area) in Albion, Noble County, Indiana, home to 7,979 residents across 250.1 square miles, a density of 32 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46701 lands in the middle-income range, with a median household income of $78,385 (6% above the average Indiana ZIP), while per-capita income is $38,808. The poverty rate is 5.5%, with unemployment at 4.3%; those measures add context to the income figure. Median home value is $211,600 (9% above the average Indiana ZIP) and median rent is $850; 83.6% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 29 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Noble County, so 46701 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 46701

Top 5 sectors by establishment count in Albion, IN

Which industries have the most business establishments in ZIP 46701.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46701, Albion, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,979

Population

250.1

Area (sq mi)

32

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46701?

42.9

Median Age

53.0%

Male

47.0%

Female

0.8%

Foreign-Born

White 95.2%
African American 0.4%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 3.2%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,385

Median Household Income

+6% vs state ZIP avg

$38,808

Per Capita Income

5.5%

Poverty Rate

4.3%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 46701 ranks among Indiana ZIPs

Albion, IN household income vs. every Indiana ZIP code

Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$78,385 Top 34% higher than 66% of 721 Indiana ZIPs

This ZIP $0 $200K+ every Indiana ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.8%
Bachelor's Degree or Higher 26.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,286

Total Housing Units

3,078

Occupied Units

208

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 83.6%
Renter 16.4%

$211,600

Median Home Value

+9% vs state ZIP avg

$850

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.2%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 46701 have increased 17.2% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 156
2021 +9.6% 171
2022 +17.1% 201
2023 -1.4% 198
2024 +17.2% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 131 business establishments in ZIP 46701, employing approximately 2,258 people with a combined annual payroll of $118,548,000.

131

Businesses

2,258

Employees

$118.5M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 20 15.3%
Retail trade 16 12.2%
Construction 15 11.4%
Professional, scientific, and technical services 13 9.9%
Health care and social assistance 13 9.9%
Manufacturing 10 7.6%
Accommodation and food services 10 7.6%
Transportation and warehousing 9 6.9%
Administrative and support and waste management and remediation services 7 5.3%
Real estate and rental and leasing 6 4.6%
Finance and insurance 4 3.0%
Wholesale trade 3 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46701 vs 46794 →

ZIP 46701 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46701 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46701 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46701 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46794 Wawaka, IN 1,587 7.5 mi
46760 Kimmell, IN 1,382 6.6 mi
46784 Rome City, IN 2,236 9.9 mi
46723 Churubusco, IN 7,692 9.9 mi
46767 Ligonier, IN 8,564 10.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 46701, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (7,979 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Noble County

Frequently Asked Questions

What county is ZIP code 46701 in?

ZIP code 46701 (Albion) is located in Noble County, Indiana. Noble County contains multiple ZIP codes, see the full list at /counties/noble-in.

What is the population of ZIP code 46701?

ZIP code 46701 in Albion, IN has a population of 7,979 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 46701?

The median household income in ZIP 46701 is $78,385, which is 3% above the national average of $76,288.

What is the average home value in ZIP 46701?

The median home value in ZIP 46701 is $211,600, which is 24% below the national average of $278,155.

What is the demographic makeup of ZIP 46701?

The largest racial group in ZIP 46701 is White at 95.2%. Hispanic or Latino residents make up 1.3% of the population.

How many businesses are in ZIP code 46701?

ZIP code 46701 has 131 business establishments employing approximately 2,258 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 46701?

The top industries by establishment count in ZIP 46701 are: Other services (except public administration) (20), Retail trade (16), Construction (15). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 46701?

According to the FHFA House Price Index, home values in ZIP 46701 increased by 17.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 46701?

In ZIP code 46701, 67.8% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 46701?

The mean commute time for workers in ZIP code 46701 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 46701?

In ZIP code 46701, approximately 83.6% of occupied housing units are owner-occupied and 16.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 46701?

The poverty rate in ZIP code 46701 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 46701's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.