PlainZIP

Cromwell, IN · standard

ZIP Code 46732

Noble County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,169
54/sq mi
$58,906
Median income
$174,800
Median home value
13.0%
Bachelor's or higher

The verdict

Cromwell pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

27th pct
household income, US ZIPs
36th pct
home value, US ZIPs
54
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46732 against every reporting US ZIP.

ZIP code 46732 covers 58.8 square miles in Cromwell, Noble County, Indiana (a standard USPS delivery area), with a modest 3,169 residents on file, a density of 54 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46732 reports a modest median household income of $58,906 (20% below the Indiana average), while per-capita income is $25,675. The poverty rate stands at 23.3% and the unemployment rate at 4.8%. On housing, the median home value is $174,800 (10% below the state average) with median rent at $896 per month, and 70.7% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 13.0% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 25 minutes. To put 46732 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Noble County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46732

Top 5 sectors by establishment count in Cromwell, IN

Which industries have the most business establishments in ZIP 46732.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46732, Cromwell, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,169

Population

58.8

Area (sq mi)

54

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46732?

39.5

Median Age

46.5%

Male

53.5%

Female

6.0%

Foreign-Born

White 83.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.5%
Hispanic or Latino 23.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,906

Median Household Income

-20% vs state

$25,675

Per Capita Income

23.3%

Poverty Rate

4.8%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 46732 ranks nationally

Cromwell, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,906 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.2%
Bachelor's Degree or Higher 13.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,070

Total Housing Units

911

Occupied Units

159

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 70.7%
Renter 29.3%

$174,800

Median Home Value

-10% vs state

$896

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.0%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 46732 have decreased 5.0% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +14.2% 158
2021 +11.3% 176
2022 +18.1% 207
2023 +7.1% 222
2024 -5.0% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 46732, employing approximately 115 people with a combined annual payroll of $5,690,000.

26

Businesses

115

Employees

$5.7M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 6 23.1%
Other services (except public administration) 5 19.2%
Manufacturing 3 11.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46732 vs 46760 →

ZIP 46732 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46732 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46732 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46732 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46760 Kimmell, IN 1,382 4.2 mi
46555 North Webster, IN 2,835 4.9 mi
46767 Ligonier, IN 8,564 6.6 mi
46567 Syracuse, IN 9,405 6.1 mi

More ZIP Codes in Noble County

46755 standard
Kendallville, IN
Pop: 15,062
46767 standard
Ligonier, IN
Pop: 8,564
46701 standard
Albion, IN
Pop: 7,979
46710 standard
Avilla, IN
Pop: 4,679
46784 standard
Rome City, IN
Pop: 2,236
46763 standard
Laotto, IN
Pop: 1,631

Related Areas

Noble County Cromwell, IN Indiana

Frequently Asked Questions

What county is ZIP code 46732 in? ▼
ZIP code 46732 (Cromwell) is located in Noble County, Indiana. Noble County contains multiple ZIP codes, see the full list at /counties/noble-in.
What is the population of ZIP code 46732? ▼
ZIP code 46732 in Cromwell, IN has a population of 3,169 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46732? ▼
The median household income in ZIP 46732 is $58,906, which is 23% below the national average of $76,288.
What is the average home value in ZIP 46732? ▼
The median home value in ZIP 46732 is $174,800, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 46732? ▼
The largest racial group in ZIP 46732 is White at 83.5%. Hispanic or Latino residents make up 23.3% of the population.
How many businesses are in ZIP code 46732? ▼
ZIP code 46732 has 26 business establishments employing approximately 115 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46732? ▼
The top industries by establishment count in ZIP 46732 are: Construction (6), Other services (except public administration) (5), Manufacturing (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 46732? ▼
According to the FHFA House Price Index, home values in ZIP 46732 decreased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46732? ▼
In ZIP code 46732, 56.2% of residents aged 25+ have a high school diploma or higher, and 13.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46732? ▼
The mean commute time for workers in ZIP code 46732 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46732? ▼
In ZIP code 46732, approximately 70.7% of occupied housing units are owner-occupied and 29.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46732? ▼
The poverty rate in ZIP code 46732 is 23.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.