PlainZIP

Leesburg, IN · standard

ZIP Code 46538

Kosciusko County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,867
49/sq mi
$89,803
Median income
$270,600
Median home value
30.8%
Bachelor's or higher

The verdict

Leesburg pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 38%
home value, US ZIPs
49
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46538 against every reporting US ZIP.

ZIP code 46538 covers 79.6 square miles in Leesburg, Kosciusko County, Indiana (a standard USPS delivery area), with a modest 3,867 residents on file, a density of 49 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46538 lands in the middle-income range, with a median household income of $89,803 (22% above the Indiana average), while per-capita income is $42,119. 3.3% of residents live below the poverty line, and the unemployment rate reads 5.9%. The typical home here is valued at $270,600 (40% above the state average); renters pay a median of $1,045 monthly, and 84.9% of units are owner-occupied.

A solid share of residents have a four-year degree: 30.8% of adults hold a bachelor's degree or higher, the median age is 43.7, and the average commute is 25 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Kosciusko County, letting you compare 46538 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46538

Top 5 sectors by establishment count in Leesburg, IN

Which industries have the most business establishments in ZIP 46538.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46538, Leesburg, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,867

Population

79.6

Area (sq mi)

49

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46538?

43.7

Median Age

52.4%

Male

47.6%

Female

3.3%

Foreign-Born

White 85.0%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.9%
Hispanic or Latino 7.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,803

Median Household Income

+22% vs state

$42,119

Per Capita Income

3.3%

Poverty Rate

5.9%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 46538 ranks nationally

Leesburg, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,803 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.0%
Bachelor's Degree or Higher 30.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,675

Total Housing Units

1,657

Occupied Units

1,018

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 84.9%
Renter 15.1%

$270,600

Median Home Value

+40% vs state

$1,045

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+29.2%

YoY Change (2024)

301

HPI Index (2000 = 100)

+201%

Total Change Since 2000

Home values in ZIP 46538 have increased 29.2% over the past year (2024). Since 2000, this ZIP has seen +201% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 169
2021 +13.7% 192
2022 +11.8% 214
2023 +8.6% 233
2024 +29.2% 301

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 88 business establishments in ZIP 46538, employing approximately 706 people with a combined annual payroll of $46,542,000.

88

Businesses

706

Employees

$46.5M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 15 17.1%
Wholesale trade 14 15.9%
Retail trade 11 12.5%
Other services (except public administration) 11 12.5%
Professional, scientific, and technical services 7 8.0%
Administrative and support and waste management and remediation services 7 8.0%
Manufacturing 5 5.7%
Transportation and warehousing 5 5.7%
Real estate and rental and leasing 3 3.4%
Health care and social assistance 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46538 vs 46582 →

ZIP 46538 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46538 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46538 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46538 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46582 Warsaw, IN 12,378 3.4 mi
46542 Milford, IN 4,198 5.3 mi
46590 Winona Lake, IN 4,908 7.7 mi
46555 North Webster, IN 2,835 6.8 mi
46580 Warsaw, IN 21,338 8.6 mi
46567 Syracuse, IN 9,405 7.6 mi
46562 Pierceton, IN 4,788 10.3 mi

More ZIP Codes in Kosciusko County

46580 standard
Warsaw, IN
Pop: 21,338
46582 standard
Warsaw, IN
Pop: 12,378
46567 standard
Syracuse, IN
Pop: 9,405
46590 standard
Winona Lake, IN
Pop: 4,908
46562 standard
Pierceton, IN
Pop: 4,788
46542 standard
Milford, IN
Pop: 4,198

Related Areas

Kosciusko County Leesburg, IN Indiana

Frequently Asked Questions

What county is ZIP code 46538 in? ▼
ZIP code 46538 (Leesburg) is located in Kosciusko County, Indiana. Kosciusko County contains multiple ZIP codes, see the full list at /counties/kosciusko-in.
What is the population of ZIP code 46538? ▼
ZIP code 46538 in Leesburg, IN has a population of 3,867 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46538? ▼
The median household income in ZIP 46538 is $89,803, which is 18% above the national average of $76,288.
What is the average home value in ZIP 46538? ▼
The median home value in ZIP 46538 is $270,600, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 46538? ▼
The largest racial group in ZIP 46538 is White at 85.0%. Hispanic or Latino residents make up 7.2% of the population.
How many businesses are in ZIP code 46538? ▼
ZIP code 46538 has 88 business establishments employing approximately 706 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46538? ▼
The top industries by establishment count in ZIP 46538 are: Construction (15), Wholesale trade (14), Retail trade (11). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 46538? ▼
According to the FHFA House Price Index, home values in ZIP 46538 increased by 29.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 201%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46538? ▼
In ZIP code 46538, 63.0% of residents aged 25+ have a high school diploma or higher, and 30.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46538? ▼
The mean commute time for workers in ZIP code 46538 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46538? ▼
In ZIP code 46538, approximately 84.9% of occupied housing units are owner-occupied and 15.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46538? ▼
The poverty rate in ZIP code 46538 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.