ZIP Code 46538

standard

Source:

Leesburg · Kosciusko County · Indiana

Population
3,867

49/sq mi

Median income
$89,803

▲ 18% vs US

higher than 73% of US ZIPs

Median home value
$270,600

▼ 3% vs US

higher than 62% of US ZIPs

Bachelor's or higher
30.8%

Median age 43.7

Land area
79.6 sq mi

Indiana/Indianapolis

ZIP code 46538 in Leesburg, Indiana has a population of 3,867. The median household income is $89,803, which is 18% above the national average. Median home value is $270,600, 3% below the US average. 30.8% of residents hold a bachelor's degree or higher.

ZIP code 46538 is classified by USPS as a standard delivery area and covers roughly 79.6 square miles in Leesburg, Kosciusko County, Indiana. The area is home to 3,867 residents, producing a population density of 49 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46538 against Indiana and the nation.

On the economic side, the median household income for ZIP 46538 sits at $89,803 (22% above the Indiana average), while per-capita income is $42,119. The poverty rate stands at 3.3% and the unemployment rate at 5.9%. On housing, the median home value is $270,600 (40% above the state average) with median rent at $1,045 per month, and 84.9% of occupied units are owner-occupied, a direct signal of whether 46538 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.8% of adults hold a bachelor's degree or higher, the median age is 43.7, and the average commute is 25 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kosciusko County, so you can benchmark 46538 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46538

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46538.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46538, Leesburg, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,867

Population

79.6

Area (sq mi)

49

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46538?

43.7

Median Age

52.4%

Male

47.6%

Female

3.3%

Foreign-Born

White 85.0%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.9%
Hispanic or Latino 7.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,803

Median Household Income

+22% vs state

$42,119

Per Capita Income

3.3%

Poverty Rate

5.9%

Unemployment Rate

25.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.0%
Bachelor's Degree or Higher 30.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,675

Total Housing Units

1,657

Occupied Units

1,018

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 84.9%
Renter 15.1%

$270,600

Median Home Value

+40% vs state

$1,045

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+29.2%

YoY Change (2024)

301

HPI Index (2000 = 100)

+201%

Total Change Since 2000

Home values in ZIP 46538 have increased 29.2% over the past year (2024). Since 2000, this ZIP has seen +201% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 169
2021 +13.7% 192
2022 +11.8% 214
2023 +8.6% 233
2024 +29.2% 301

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 88 business establishments in ZIP 46538, employing approximately 706 people with a combined annual payroll of $46,542,000.

88

Businesses

706

Employees

$46.5M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 15 17.1%
Wholesale trade 14 15.9%
Retail trade 11 12.5%
Other services (except public administration) 11 12.5%
Professional, scientific, and technical services 7 8.0%
Administrative and support and waste management and remediation services 7 8.0%
Manufacturing 5 5.7%
Transportation and warehousing 5 5.7%
Real estate and rental and leasing 3 3.4%
Health care and social assistance 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46538 vs 46582 →

ZIP Code City Population Distance
46582 Warsaw, IN 12,378 3.4 mi
46542 Milford, IN 4,198 5.3 mi
46590 Winona Lake, IN 4,908 7.7 mi
46555 North Webster, IN 2,835 6.8 mi
46580 Warsaw, IN 21,338 8.6 mi
46567 Syracuse, IN 9,405 7.6 mi
46562 Pierceton, IN 4,788 10.3 mi

More ZIP Codes in Kosciusko County

Frequently Asked Questions

What county is ZIP code 46538 in?
ZIP code 46538 (Leesburg) is located in Kosciusko County, Indiana. Kosciusko County contains multiple ZIP codes, see the full list at /counties/kosciusko-in.
What is the population of ZIP code 46538?
ZIP code 46538 in Leesburg, IN has a population of 3,867 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46538?
The median household income in ZIP 46538 is $89,803, which is 18% above the national average of $76,288.
What is the average home value in ZIP 46538?
The median home value in ZIP 46538 is $270,600, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 46538?
The largest racial group in ZIP 46538 is White at 85.0%. Hispanic or Latino residents make up 7.2% of the population.
How many businesses are in ZIP code 46538?
ZIP code 46538 has 88 business establishments employing approximately 706 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46538?
The top industries by establishment count in ZIP 46538 are: Construction (15), Wholesale trade (14), Retail trade (11). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 46538?
According to the FHFA House Price Index, home values in ZIP 46538 increased by 29.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 201%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46538?
In ZIP code 46538, 63.0% of residents aged 25+ have a high school diploma or higher, and 30.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46538?
The mean commute time for workers in ZIP code 46538 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46538?
In ZIP code 46538, approximately 84.9% of occupied housing units are owner-occupied and 15.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46538?
The poverty rate in ZIP code 46538 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Leesburg, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.