ZIP Code 46582
standardSource:
Warsaw · Kosciusko County · Indiana
- Population
- 12,378
- Median income
- $66,738
- Median home value
- $255,300
- Bachelor's or higher
- 33.7%
- Land area
- 147.0 sq mi
84/sq mi
▼ 13% vs US
higher than 41% of US ZIPs
▼ 8% vs US
higher than 59% of US ZIPs
Median age 35
Indiana/Indianapolis
ZIP code 46582 in Warsaw, Indiana has a population of 12,378. The median household income is $66,738, which is 13% below the national average. Median home value is $255,300, 8% below the US average. 33.7% of residents hold a bachelor's degree or higher.
ZIP code 46582 is classified by USPS as a standard delivery area and covers roughly 147.0 square miles in Warsaw, Kosciusko County, Indiana. The area is home to 12,378 residents, producing a population density of 84 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46582 against Indiana and the nation.
On the economic side, the median household income for ZIP 46582 sits at $66,738 (9% below the Indiana average), while per-capita income is $36,542. The poverty rate stands at 14.4% and the unemployment rate at 3.6%. On housing, the median home value is $255,300 (32% above the state average) with median rent at $1,050 per month, and 61.4% of occupied units are owner-occupied, a direct signal of whether 46582 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.7% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 19 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kosciusko County, so you can benchmark 46582 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46582
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46582.
- Construction
Construction
37 establishments
- Retail trade
Retail trade
35 establishments
- Other services (except public administration)
Other services (except public administration)
30 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
29 establishments
- Health care and social assistance
Health care and social assistance
29 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46582, Warsaw, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,378
Population
147.0
Area (sq mi)
84
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46582?
35.0
Median Age
51.8%
Male
48.2%
Female
9.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,738
Median Household Income
-9% vs state
$36,542
Per Capita Income
14.4%
Poverty Rate
3.6%
Unemployment Rate
18.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,163
Total Housing Units
6,034
Occupied Units
1,129
Vacant Units
2.41
Avg Household Size
Occupancy Type
$255,300
Median Home Value
+32% vs state
$1,050
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.2%
YoY Change (2024)
215
HPI Index (2000 = 100)
+115%
Total Change Since 2000
Home values in ZIP 46582 have increased 1.2% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.1% | 156 |
| 2021 | +11.5% | 174 |
| 2022 | +12.0% | 195 |
| 2023 | +8.8% | 212 |
| 2024 | +1.2% | 215 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 286 business establishments in ZIP 46582, employing approximately 5,251 people with a combined annual payroll of $311,010,000.
286
Businesses
5,251
Employees
$311.0M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 37 | 12.9% |
| Retail trade | 35 | 12.2% |
| Other services (except public administration) | 30 | 10.5% |
| Administrative and support and waste management and remediation services | 29 | 10.1% |
| Health care and social assistance | 29 | 10.1% |
| Professional, scientific, and technical services | 22 | 7.7% |
| Finance and insurance | 21 | 7.3% |
| Manufacturing | 20 | 7.0% |
| Accommodation and food services | 19 | 6.6% |
| Wholesale trade | 12 | 4.2% |
| Real estate and rental and leasing | 12 | 4.2% |
| Transportation and warehousing | 7 | 2.5% |
| Information | 7 | 2.5% |
| Educational services | 4 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46582 vs 46538 →
More ZIP Codes in Kosciusko County
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Frequently Asked Questions
What county is ZIP code 46582 in? ▼
What is the population of ZIP code 46582? ▼
What is the median household income in ZIP 46582? ▼
What is the average home value in ZIP 46582? ▼
What is the demographic makeup of ZIP 46582? ▼
How many businesses are in ZIP code 46582? ▼
What are the main industries in ZIP code 46582? ▼
How have home values changed in ZIP code 46582? ▼
What is the education level in ZIP code 46582? ▼
What is the average commute time in ZIP 46582? ▼
What percentage of residents own vs. rent in ZIP 46582? ▼
What is the poverty rate in ZIP code 46582? ▼
ZIP Code Research Guides
Official Data Resources for Warsaw, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.