Residential delivery area · Indiana
ZIP Code 46582: Warsaw, IN
ZIP code 46582 uses the postal name Warsaw, Indiana and lies entirely in Kosciusko County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Warsaw's 2 residential ZIP codes. Median household income is $66,738 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Warsaw; 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Warsaw · 2 residential ZIPs
- County
- Kosciusko County
- Census places
- Warsaw
- Micro area
- Warsaw, IN
- House districts
- IN-2 (85%), IN-3 (15%) 119th Congress, by share of land
- State
- Indiana
- Time zone
- Eastern
- Land area
- 57.6 sq mi · 253 people per sq mi
- PO Box ZIPs
- 46581 also use the name Warsaw
Where is ZIP code 46582?
46582 centers on 41.280°, -85.852° and covers 57.6 square miles of land plus 2.5 of water. It borders 4 ZIP codes: 46538, 46580, 46524, 46562.
The map draws ZIP code areas only. For the streets inside 46582, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46582 compare with the rest of Warsaw?
| Measure | 46582 | In Warsaw | In Kosciusko County | In IN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 14,604 | 2nd of 2 | 2nd of 20 | 170th of 807 |
| Median household income | $67k | 2nd of 2 | 13th of 16 | 296th of 478 |
| Median home value | $255k | 1st of 2 | 4th of 17 | 108th of 509 |
Its median household income is higher than in 41% of U.S. residential ZIP codes, and it is denser than 65% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46582?
The 2020 Census counted 14,151 people in 46582; the ACS, which samples households over 2020-2024, estimates 14,604. Between the 2010 and 2020 censuses its population grew 14.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 14,604
- 2020 Census count
- 14,151+14.3% since 2010 (12,378)
- Households
- 6,034
- Median age
- 35.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46582?
Of the 14,604 people the ACS estimates in 46582, 26.3% are under 18 and 15.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (76.5%), then Hispanic or Latino (14.4%).
- Under 1826.3%
- 18 to 6458.2%
- 65 and older15.5%
- White, not Hispanic76.5%
- Hispanic or Latino14.4%
- Asian, not Hispanic4.9%
- Other or two or more2.9%
- Black, not Hispanic1.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46582 earn?
Median household income is $66,738 (ACS 2020-2024), the 13th highest of the 16 ranked ZIP codes in Kosciusko County. It fell from $84,330 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $66,738±$13,987
- Income per person
- $36,542
- Below the poverty line
- 14.4%
- Unemployed (of the labor force)
- 3.6%
- Adults 25+ with a bachelor's degree
- 33.7%
- Adjusted gross income per tax return, 2022
- $76,4876,960 returns; wages 72% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46582?
FHFA's house price index for 46582, built from repeat sales and appraisals of the same homes, rose 83% from 2015 to 2025 and rose 52% from 2020 to 2025, and moved +9.8% in 2025.
- Median home value (owners' estimate)
- $255,300
- Median gross rent
- $1,050
- Homes owned by their occupants
- 61.4%
- Housing units
- 7,163
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46582?
286 business establishments had a location in this ZIP code in 2023, 34 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction37
- Retail trade35
- Other services (except public administration)30
- Administrative and support and waste management and remediation services29
- Health care and social assistance29
- Professional, scientific, and technical services22
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46582?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46538 | Leesburg | 4,291 | $90k | 3.8 mi |
| 46580 | Warsaw | 21,794 | $72k | 4.6 mi |
| 46524 | Etna Green | 2,023 | $66k | 8.6 mi |
| 46562 | Pierceton | 5,040 | $69k | 10.0 mi |
| 46590 | Winona Lake | 5,080 | $82k | 4.8 mi (near) |
| 46502 | Atwood | 0 | – | 6.6 mi (near) |
| 46542 | Milford | 5,096 | $79k | 8.1 mi (near) |
| 46555 | North Webster | 2,517 | $70k | 9.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.