PlainZIP

Columbia City, IN · standard

ZIP Code 46725

Whitley County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,080
43/sq mi
$79,526
Median income
$228,900
Median home value
24.7%
Bachelor's or higher

The verdict

Columbia City pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs
Top 48%
home value, US ZIPs
43
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46725 against every reporting US ZIP.

ZIP code 46725 is a densely settled ZIP (a standard USPS delivery area) in Columbia City, Whitley County, Indiana, with 23,080 residents across 531.8 square miles, a density of 43 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46725 lands in the middle-income range, with a median household income of $79,526 (8% above the Indiana average), while per-capita income is $38,750. Poverty here runs at 9.1%, with unemployment measured at 2.9%. Housing costs here run $228,900 for a typical home value (18% above the state average), with rent averaging $968 a month; 80.5% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.7% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is 22 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 46725, plus 4 more within Whitley County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46725

Top 5 sectors by establishment count in Columbia City, IN

Which industries have the most business establishments in ZIP 46725.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46725, Columbia City, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,080

Population

531.8

Area (sq mi)

43

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46725?

42.0

Median Age

49.4%

Male

50.6%

Female

0.6%

Foreign-Born

White 92.4%
African American 0.2%
Asian 0.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,526

Median Household Income

+8% vs state

$38,750

Per Capita Income

9.1%

Poverty Rate

2.9%

Unemployment Rate

21.7 min

Mean Commute Time

How ZIP 46725 ranks nationally

Columbia City, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,526 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 24.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,542

Total Housing Units

9,736

Occupied Units

806

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 80.5%
Renter 19.5%

$228,900

Median Home Value

+18% vs state

$968

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 46725 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 151
2021 +12.4% 169
2022 +15.3% 195
2023 +11.3% 217
2024 +6.9% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 530 business establishments in ZIP 46725, employing approximately 10,623 people with a combined annual payroll of $627,768,000.

530

Businesses

10,623

Employees

$627.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 69 13.0%
Other services (except public administration) 69 13.0%
Manufacturing 57 10.8%
Construction 53 10.0%
Health care and social assistance 47 8.9%
Accommodation and food services 42 7.9%
Finance and insurance 36 6.8%
Professional, scientific, and technical services 34 6.4%
Administrative and support and waste management and remediation services 32 6.0%
Wholesale trade 26 4.9%
Real estate and rental and leasing 20 3.8%
Transportation and warehousing 17 3.2%
Arts, entertainment, and recreation 13 2.5%
Information 7 1.3%
Educational services 5 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46725 vs 46764 →

ZIP 46725 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46725 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46725 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46725 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46764 Larwill, IN 1,497 9.2 mi
46787 South Whitley, IN 3,893 9.6 mi
46723 Churubusco, IN 7,692 10.0 mi

More ZIP Codes in Whitley County

46723 standard
Churubusco, IN
Pop: 7,692
46783 standard
Roanoke, IN
Pop: 6,396
46787 standard
South Whitley, IN
Pop: 3,893
46764 standard
Larwill, IN
Pop: 1,497

Related Areas

Whitley County Columbia City, IN Indiana

Frequently Asked Questions

What county is ZIP code 46725 in? ▼
ZIP code 46725 (Columbia City) is located in Whitley County, Indiana. Whitley County contains multiple ZIP codes, see the full list at /counties/whitley-in.
What is the population of ZIP code 46725? ▼
ZIP code 46725 in Columbia City, IN has a population of 23,080 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46725? ▼
The median household income in ZIP 46725 is $79,526, which is 4% above the national average of $76,288.
What is the average home value in ZIP 46725? ▼
The median home value in ZIP 46725 is $228,900, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 46725? ▼
The largest racial group in ZIP 46725 is White at 92.4%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 46725? ▼
ZIP code 46725 has 530 business establishments employing approximately 10,623 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46725? ▼
The top industries by establishment count in ZIP 46725 are: Retail trade (69), Other services (except public administration) (69), Manufacturing (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46725? ▼
According to the FHFA House Price Index, home values in ZIP 46725 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46725? ▼
In ZIP code 46725, 61.6% of residents aged 25+ have a high school diploma or higher, and 24.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46725? ▼
The mean commute time for workers in ZIP code 46725 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46725? ▼
In ZIP code 46725, approximately 80.5% of occupied housing units are owner-occupied and 19.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46725? ▼
The poverty rate in ZIP code 46725 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.