Residential delivery area · Indiana
ZIP Code 46787: South Whitley, IN
ZIP code 46787 uses the postal name South Whitley, Indiana and lies mostly in Whitley County (90% of its land), reaching into Kosciusko County and Huntington County (Census 2020 ZIP-county file). About 4,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $62,242 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in South Whitley; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- South Whitley · its only residential ZIP
- County
- Whitley County (90%); Kosciusko County (8%); Huntington County (1%)
- Census places
- South Whitley
- Metro area
- Fort Wayne, IN
- House districts
- IN-3 (92%), IN-2 (8%) 119th Congress, by share of land
- State
- Indiana
- Time zone
- Eastern
- Land area
- 65.7 sq mi · 61 people per sq mi
Where is ZIP code 46787?
46787 centers on 41.066°, -85.620° and covers 65.7 square miles of land plus 0.1 of water. It borders 6 ZIP codes: 46962, 46725, 46764, 46562, 46510, 46750.
The map draws ZIP code areas only. For the streets inside 46787, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46787 compare with the rest of Whitley County?
| Measure | 46787 | In Whitley County | In IN |
|---|---|---|---|
| People (ACS 2020-2024) | 4,031 | 8th of 9 | 346th of 807 |
| Median household income | $62k | 8th of 8 | 342nd of 478 |
| Median home value | $167k | 7th of 8 | 339th of 509 |
Its median household income is higher than in 34% of U.S. residential ZIP codes, and it is denser than 46% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46787?
The 2020 Census counted 3,902 people in 46787; the ACS, which samples households over 2020-2024, estimates 4,031. Between the 2010 and 2020 censuses its population grew 0.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 4,031±404 (90% margin)
- 2020 Census count
- 3,902+0.2% since 2010 (3,893)
- Households
- 1,536
- Median age
- 34.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46787?
Of the 4,031 people the ACS estimates in 46787, 26.8% are under 18 and 14.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (96.2%).
- Under 1826.8%
- 18 to 6458.6%
- 65 and older14.6%
- White, not Hispanic96.2%
- Other or two or more1.9%
- Asian, not Hispanic1.7%
- Hispanic or Latino0.1%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46787 earn?
Median household income is $62,242 (ACS 2020-2024), the 8th highest of the 8 ranked ZIP codes in Whitley County. It is not measurably different from 2015-2019 ($70,381 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $62,242
- Income per person
- $31,562
- Below the poverty line
- 16.7%
- Unemployed (of the labor force)
- 3.8%
- Adults 25+ with a bachelor's degree
- 20.4%
- Adjusted gross income per tax return, 2022
- $60,9151,890 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46787?
FHFA's house price index for 46787, built from repeat sales and appraisals of the same homes, rose 98% from 2015 to 2025 and rose 65% from 2020 to 2025, and moved +7.7% in 2025.
- Median home value (owners' estimate)
- $166,600
- Median gross rent
- $765
- Homes owned by their occupants
- 81.6%
- Housing units
- 1,571
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46787?
47 business establishments had a location in this ZIP code in 2023, 10 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade8
- Other services (except public administration)8
- Manufacturing6
- Accommodation and food services6
- Construction5
- Health care and social assistance4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46787?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46962 | North Manchester | 8,785 | $68k | 9.4 mi |
| 46725 | Columbia City | 23,297 | $80k | 9.7 mi |
| 46764 | Larwill | 1,554 | $63k | 10.2 mi |
| 46562 | Pierceton | 5,040 | $69k | 10.4 mi |
| 46510 | Claypool | 2,984 | $99k | 13.6 mi |
| 46750 | Huntington | 27,271 | $64k | 14.6 mi |
| 46946 | Liberty Mills | 90 | $61k | 6.1 mi (near) |
| 46980 | Servia | 61 | – | 9.9 mi (near) |
| 46990 | Urbana | 633 | $79k | 12.6 mi (near) |
| 46943 | Laketon | 150 | $34k | 13.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.