ZIP Code 46787

ZIP code 46787 is classified by USPS as a standard delivery area and covers roughly 166.4 square miles in South Whitley, Whitley County, Indiana. The area is home to 3,893 residents, producing a population density of 23 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46787 against Indiana and the nation.

On the economic side, the median household income for ZIP 46787 sits at $62,242 (15% below the Indiana average), while per-capita income is $31,562. The poverty rate stands at 16.7% and the unemployment rate at 3.8%. On housing, the median home value is $166,600 (14% below the state average) with median rent at $765 per month, and 81.6% of occupied units are owner-occupied, a direct signal of whether 46787 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.4% of adults hold a bachelor's degree or higher, the median age is 34, and the average commute is 26 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Whitley County, so you can benchmark 46787 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →