Claypool, IN · standard
ZIP Code 46510
Kosciusko County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,631
- 21/sq mi Moderate-density area
- $99,420
- Median income Above-median income area
- $208,300
- Median home value Near-median home value
- 18.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Claypool pairs an upper-quartile household income with below-median home values, in a rural, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 21
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46510 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46510 (Claypool, IN) rose +5.6% from 2023 to 2024. The all-transactions index moved from 221.6 in 2023 to 234.0 in 2024 (2000 = 100).
ZIP code 46510 covers 173.7 square miles in Claypool, Kosciusko County, Indiana (a standard USPS delivery area), with a modest 3,631 residents on file, a density of 21 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46510 lands in the middle-income range, with a median household income of $99,420 (35% above the average Indiana ZIP), while per-capita income is $46,709. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.8% and unemployment is 1.2%. Median home value is $208,300 (8% above the average Indiana ZIP) and median rent is $1,098; 94.8% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is 29 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Kosciusko County, so 46510 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46510
Top 5 sectors by establishment count in Claypool, IN
Which industries have the most business establishments in ZIP 46510.
- Construction
Construction
14 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
6 establishments
- Manufacturing 5
Manufacturing
5 establishments
- Wholesale trade 4
Wholesale trade
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46510, Claypool, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,631
Population
173.7
Area (sq mi)
21
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46510?
44.5
Median Age
51.7%
Male
48.3%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$99,420
Median Household Income
+35% vs state ZIP avg
$46,709
Per Capita Income
2.8%
Poverty Rate
1.2%
Unemployment Rate
28.6 min
Mean Commute Time
How ZIP 46510 ranks among Indiana ZIPs
Claypool, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$99,420 Top 10% higher than 90% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,565housing units
1,565
Total Housing Units
1,221
Occupied Units
344
Vacant Units
2.44
Avg Household Size
Occupancy Type
$208,300
Median Home Value
+8% vs state ZIP avg
$1,098
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.6%
YoY Change (2024)
234
HPI Index (2000 = 100)
+134%
Total Change Since 2000
Home values in ZIP 46510 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.3% | 152 |
| 2021 | +13.8% | 173 |
| 2022 | +9.3% | 189 |
| 2023 | +17.5% | 222 |
| 2024 | +5.6% | 234 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 48 business establishments in ZIP 46510, employing approximately 367 people with a combined annual payroll of $29,097,000.
48
Businesses
367
Employees
$29.1M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 14 | 29.2% |
| Other services (except public administration) | 8 | 16.7% |
| Administrative and support and waste management and remediation services | 6 | 12.5% |
| Manufacturing | 5 | 10.4% |
| Wholesale trade | 4 | 8.3% |
| Professional, scientific, and technical services | 4 | 8.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46510 vs 46982 →
ZIP 46510 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46580
Warsaw (46580)
21,338 residents
- 46962
North Manchester (46962)
9,728 residents
- 46590 4,908
Winona Lake (46590)
4,908 residents
- 46510 3,631
Claypool (46510)
3,631 residents
- 46982 2,573
Silver Lake (46982)
2,573 residents
- 46943 247
Laketon (46943)
247 residents
- 46508 217
Burket (46508)
217 residents
- 46946 136
Liberty Mills (46946)
136 residents
- 46502 115
Atwood (46502)
115 residents
What this shows Among its immediate neighbors, ZIP 46510 ranks #4 by population - useful context the national average alone can't give.
ZIP 46510 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46510
Claypool (46510)
$99,420 median income
- 46590
Winona Lake (46590)
$82,188 median income
- 46982
Silver Lake (46982)
$79,688 median income
- 46580
Warsaw (46580)
$71,687 median income
- 46962
North Manchester (46962)
$67,984 median income
- 46946
Liberty Mills (46946)
$61,346 median income
- 46508
Burket (46508)
$55,833 median income
- 46943 $33,750
Laketon (46943)
$33,750 median income
What this shows By household income, ZIP 46510 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46510, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,631 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kosciusko County
Related Areas
Frequently Asked Questions
What county is ZIP code 46510 in?
ZIP code 46510 (Claypool) is located in Kosciusko County, Indiana. Kosciusko County contains multiple ZIP codes, see the full list at /counties/kosciusko-in.
What is the population of ZIP code 46510?
ZIP code 46510 in Claypool, IN has a population of 3,631 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46510?
The median household income in ZIP 46510 is $99,420, which is 30% above the national average of $76,288.
What is the average home value in ZIP 46510?
The median home value in ZIP 46510 is $208,300, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 46510?
The largest racial group in ZIP 46510 is White at 88.2%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 46510?
ZIP code 46510 has 48 business establishments employing approximately 367 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46510?
The top industries by establishment count in ZIP 46510 are: Construction (14), Other services (except public administration) (8), Administrative and support and waste management and remediation services (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 46510?
According to the FHFA House Price Index, home values in ZIP 46510 increased by 5.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46510?
In ZIP code 46510, 58.5% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46510?
The mean commute time for workers in ZIP code 46510 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46510?
In ZIP code 46510, approximately 94.8% of occupied housing units are owner-occupied and 5.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46510?
The poverty rate in ZIP code 46510 is 2.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46510's numbers, next.
- See how ZIP 46510 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Claypool, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.