Residential delivery area · Indiana
ZIP Code 46982: Silver Lake, IN
ZIP code 46982 uses the postal name Silver Lake, Indiana and lies mostly in Kosciusko County (73% of its land), reaching into Wabash County and Fulton County (Census 2020 ZIP-county file). About 2,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $79,688 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Silver Lake; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Silver Lake · its only residential ZIP
- County
- Kosciusko County (73%); Wabash County (24%); Fulton County (3%)
- Census places
- Silver Lake
- Micro area
- Warsaw, IN
- House district
- IN-2 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 44.5 sq mi · 59 people per sq mi
Where is ZIP code 46982?
46982 centers on 41.052°, -85.878° and covers 44.5 square miles of land plus 0.7 of water. It borders 4 ZIP codes: 46510, 46962, 46974, 46910.
The map draws ZIP code areas only. For the streets inside 46982, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46982 compare with the rest of Kosciusko County?
| Measure | 46982 | In Kosciusko County | In IN |
|---|---|---|---|
| People (ACS 2020-2024) | 2,604 | 15th of 20 | 413th of 807 |
| Median household income | $80k | 4th of 16 | 149th of 478 |
| Median home value | $190k | 11th of 17 | 256th of 509 |
Its median household income is higher than in 62% of U.S. residential ZIP codes, and it is denser than 45% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46982?
The 2020 Census counted 2,602 people in 46982; the ACS, which samples households over 2020-2024, estimates 2,604. Between the 2010 and 2020 censuses its population grew 1.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,604±490 (90% margin)
- 2020 Census count
- 2,602+1.1% since 2010 (2,573)
- Households
- 1,087
- Median age
- 51.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46982?
Of the 2,604 people the ACS estimates in 46982, 20.2% are under 18 and 22.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (98.0%).
- Under 1820.2%
- 18 to 6457.6%
- 65 and older22.2%
- White, not Hispanic98.0%
- Asian, not Hispanic0.9%
- Hispanic or Latino0.6%
- Other or two or more0.5%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46982 earn?
Median household income is $79,688 (ACS 2020-2024), the 4th highest of the 16 ranked ZIP codes in Kosciusko County. It rose from $61,800 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $79,688±$14,701
- Income per person
- $38,217
- Below the poverty line
- 12.1%
- Unemployed (of the labor force)
- 1.8%
- Adults 25+ with a bachelor's degree
- 18.8%
- Adjusted gross income per tax return, 2022
- $61,8641,220 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46982?
FHFA's house price index for 46982, built from repeat sales and appraisals of the same homes, rose 117% from 2015 to 2025 and rose 70% from 2020 to 2025, and moved +16.3% in 2025.
- Median home value (owners' estimate)
- $190,400
- Median gross rent
- $1,159
- Homes owned by their occupants
- 88.5%
- Housing units
- 1,423
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46982?
51 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction10
- Retail trade8
- Manufacturing6
- Transportation and warehousing6
- Professional, scientific, and technical services4
- Accommodation and food services4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46982?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46510 | Claypool | 2,984 | $99k | 4.8 mi |
| 46962 | North Manchester | 8,785 | $68k | 7.2 mi |
| 46974 | Roann | 1,586 | $62k | 7.5 mi |
| 46910 | Akron | 3,221 | $69k | 8.3 mi |
| 46943 | Laketon | 150 | $34k | 5.8 mi (near) |
| 46946 | Liberty Mills | 90 | $61k | 7.7 mi (near) |
| 46508 | Burket | 203 | $56k | 8.6 mi (near) |
| 46980 | Servia | 61 | – | 9.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.