PlainZIP

Mentone, IN · standard

ZIP Code 46539

Kosciusko County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,298
28/sq mi
$74,079
Median income
$159,000
Median home value
13.3%
Bachelor's or higher

The verdict

Mentone pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
29th pct
home value, US ZIPs
28
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46539 against every reporting US ZIP.

ZIP code 46539 covers 82.7 square miles in Mentone, Kosciusko County, Indiana (a standard USPS delivery area), with a modest 2,298 residents on file, a density of 28 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46539 lands in the middle-income range, with a median household income of $74,079 (1% above the Indiana average), while per-capita income is $35,193. 16.4% of residents live below the poverty line, and the unemployment rate reads 4.9%. Housing costs here run $159,000 for a typical home value (18% below the state average), with rent averaging $964 a month; 79.0% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.3% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 23 minutes. To put 46539 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Kosciusko County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46539

Top 5 sectors by establishment count in Mentone, IN

Which industries have the most business establishments in ZIP 46539.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46539, Mentone, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,298

Population

82.7

Area (sq mi)

28

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46539?

37.9

Median Age

48.2%

Male

51.8%

Female

4.2%

Foreign-Born

White 91.8%
African American 0.3%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.4%
Hispanic or Latino 13.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,079

Median Household Income

+1% vs state

$35,193

Per Capita Income

16.4%

Poverty Rate

4.9%

Unemployment Rate

23.2 min

Mean Commute Time

How ZIP 46539 ranks nationally

Mentone, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,079 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 13.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,076

Total Housing Units

1,004

Occupied Units

72

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 79.0%
Renter 21.0%

$159,000

Median Home Value

-18% vs state

$964

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.6%

YoY Change (2024)

227

HPI Index (2000 = 100)

+127%

Total Change Since 2000

Home values in ZIP 46539 have increased 13.6% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.

Year Annual Change HPI Index
2019 +5.8% 161
2020 +4.3% 168
2021 +6.5% 179
2022 +13.6% 204
2024 – 227

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 34 business establishments in ZIP 46539, employing approximately 357 people with a combined annual payroll of $18,315,000.

34

Businesses

357

Employees

$18.3M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 5 14.7%
Wholesale trade 4 11.8%
Retail trade 4 11.8%
Professional, scientific, and technical services 4 11.8%
Construction 3 8.8%
Manufacturing 3 8.8%
Administrative and support and waste management and remediation services 3 8.8%
Health care and social assistance 3 8.8%
Other services (except public administration) 3 8.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46539 vs 46508 →

ZIP 46539 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46539 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46539 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46539 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46508 Burket, IN 217 2.7 mi
46524 Etna Green, IN 2,326 9.0 mi
46570 Tippecanoe, IN 1,060 5.7 mi
46502 Atwood, IN 115 6.8 mi
46910 Akron, IN 3,360 8.7 mi
46504 Bourbon, IN 3,413 10.2 mi
46982 Silver Lake, IN 2,573 10.3 mi

More ZIP Codes in Kosciusko County

46580 standard
Warsaw, IN
Pop: 21,338
46582 standard
Warsaw, IN
Pop: 12,378
46567 standard
Syracuse, IN
Pop: 9,405
46590 standard
Winona Lake, IN
Pop: 4,908
46562 standard
Pierceton, IN
Pop: 4,788
46542 standard
Milford, IN
Pop: 4,198

Related Areas

Kosciusko County Mentone, IN Indiana

Frequently Asked Questions

What county is ZIP code 46539 in? ▼
ZIP code 46539 (Mentone) is located in Kosciusko County, Indiana. Kosciusko County contains multiple ZIP codes, see the full list at /counties/kosciusko-in.
What is the population of ZIP code 46539? ▼
ZIP code 46539 in Mentone, IN has a population of 2,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46539? ▼
The median household income in ZIP 46539 is $74,079, which is 3% below the national average of $76,288.
What is the average home value in ZIP 46539? ▼
The median home value in ZIP 46539 is $159,000, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46539? ▼
The largest racial group in ZIP 46539 is White at 91.8%. Hispanic or Latino residents make up 13.5% of the population.
How many businesses are in ZIP code 46539? ▼
ZIP code 46539 has 34 business establishments employing approximately 357 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46539? ▼
The top industries by establishment count in ZIP 46539 are: Accommodation and food services (5), Wholesale trade (4), Retail trade (4). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 46539? ▼
According to the FHFA House Price Index, home values in ZIP 46539 increased by 13.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46539? ▼
In ZIP code 46539, 59.5% of residents aged 25+ have a high school diploma or higher, and 13.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46539? ▼
The mean commute time for workers in ZIP code 46539 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46539? ▼
In ZIP code 46539, approximately 79.0% of occupied housing units are owner-occupied and 21.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46539? ▼
The poverty rate in ZIP code 46539 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.