Mentone, IN · standard
ZIP Code 46539
Kosciusko County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,298
- 28/sq mi Moderate-density area
- $74,079
- Median income Near-median income area
- $159,000
- Median home value Below-median home value
- 13.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Mentone pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 28
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46539 against every reporting US ZIP.
ZIP code 46539 covers 82.7 square miles in Mentone, Kosciusko County, Indiana (a standard USPS delivery area), with a modest 2,298 residents on file, a density of 28 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46539 lands in the middle-income range, with a median household income of $74,079 (1% above the average Indiana ZIP), while per-capita income is $35,193. The poverty rate is 16.4%, with unemployment at 4.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $159,000 (18% below the average Indiana ZIP), and median rent is $964; owner occupancy is 79.0%.
Formal educational attainment runs low here: just 13.3% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 23 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Kosciusko County, so 46539 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46539
Top 5 sectors by establishment count in Mentone, IN
Which industries have the most business establishments in ZIP 46539.
- Accommodation and food services
Accommodation and food services
5 establishments
- Wholesale trade
Wholesale trade
4 establishments
- Retail trade
Retail trade
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
4 establishments
- Construction
Construction
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46539, Mentone, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,298
Population
82.7
Area (sq mi)
28
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46539?
37.9
Median Age
48.2%
Male
51.8%
Female
4.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,079
Median Household Income
+1% vs state ZIP avg
$35,193
Per Capita Income
16.4%
Poverty Rate
4.9%
Unemployment Rate
23.2 min
Mean Commute Time
How ZIP 46539 ranks among Indiana ZIPs
Mentone, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,079 Top 43% higher than 57% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,076housing units
1,076
Total Housing Units
1,004
Occupied Units
72
Vacant Units
2.65
Avg Household Size
Occupancy Type
$159,000
Median Home Value
-18% vs state ZIP avg
$964
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.6%
YoY Change (2024)
227
HPI Index (2000 = 100)
+127%
Total Change Since 2000
Home values in ZIP 46539 have increased 13.6% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +5.8% | 161 |
| 2020 | +4.3% | 168 |
| 2021 | +6.5% | 179 |
| 2022 | +13.6% | 204 |
| 2024 | – | 227 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 34 business establishments in ZIP 46539, employing approximately 357 people with a combined annual payroll of $18,315,000.
34
Businesses
357
Employees
$18.3M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 5 | 14.7% |
| Wholesale trade | 4 | 11.8% |
| Retail trade | 4 | 11.8% |
| Professional, scientific, and technical services | 4 | 11.8% |
| Construction | 3 | 8.8% |
| Manufacturing | 3 | 8.8% |
| Administrative and support and waste management and remediation services | 3 | 8.8% |
| Health care and social assistance | 3 | 8.8% |
| Other services (except public administration) | 3 | 8.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46539 vs 46508 →
ZIP 46539 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46504
Bourbon (46504)
3,413 residents
- 46910
Akron (46910)
3,360 residents
- 46982
Silver Lake (46982)
2,573 residents
- 46524
Etna Green (46524)
2,326 residents
- 46539
Mentone (46539)
2,298 residents
- 46570 1,060
Tippecanoe (46570)
1,060 residents
- 46508 217
Burket (46508)
217 residents
- 46502 115
Atwood (46502)
115 residents
What this shows Among its immediate neighbors, ZIP 46539 ranks #5 by population - useful context the national average alone can't give.
ZIP 46539 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46982
Silver Lake (46982)
$79,688 median income
- 46504
Bourbon (46504)
$74,567 median income
- 46539
Mentone (46539)
$74,079 median income
- 46910
Akron (46910)
$69,226 median income
- 46524
Etna Green (46524)
$65,987 median income
- 46508
Burket (46508)
$55,833 median income
- 46570
Tippecanoe (46570)
$54,185 median income
What this shows By household income, ZIP 46539 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46539, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,298 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kosciusko County
Related Areas
Frequently Asked Questions
What county is ZIP code 46539 in?
ZIP code 46539 (Mentone) is located in Kosciusko County, Indiana. Kosciusko County contains multiple ZIP codes, see the full list at /counties/kosciusko-in.
What is the population of ZIP code 46539?
ZIP code 46539 in Mentone, IN has a population of 2,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46539?
The median household income in ZIP 46539 is $74,079, which is 3% below the national average of $76,288.
What is the average home value in ZIP 46539?
The median home value in ZIP 46539 is $159,000, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46539?
The largest racial group in ZIP 46539 is White at 91.8%. Hispanic or Latino residents make up 13.5% of the population.
How many businesses are in ZIP code 46539?
ZIP code 46539 has 34 business establishments employing approximately 357 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46539?
The top industries by establishment count in ZIP 46539 are: Accommodation and food services (5), Wholesale trade (4), Retail trade (4). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 46539?
According to the FHFA House Price Index, home values in ZIP 46539 increased by 13.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46539?
In ZIP code 46539, 59.5% of residents aged 25+ have a high school diploma or higher, and 13.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46539?
The mean commute time for workers in ZIP code 46539 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46539?
In ZIP code 46539, approximately 79.0% of occupied housing units are owner-occupied and 21.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46539?
The poverty rate in ZIP code 46539 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 46539's numbers, next.
- See how ZIP 46539 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mentone, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.