ZIP Code 46975

standard

Source:

Rochester · Fulton County · Indiana

Population
14,691

26/sq mi

Median income
$61,185

▼ 20% vs US

higher than 31% of US ZIPs

Median home value
$157,600

▼ 43% vs US

higher than 28% of US ZIPs

Bachelor's or higher
16.8%

Median age 44.4

Land area
560.7 sq mi

Indiana/Indianapolis

ZIP code 46975 in Rochester, Indiana has a population of 14,691. The median household income is $61,185, which is 20% below the national average. Median home value is $157,600, 43% below the US average. 16.8% of residents hold a bachelor's degree or higher.

ZIP code 46975 is classified by USPS as a standard delivery area and covers roughly 560.7 square miles in Rochester, Fulton County, Indiana. The area is home to 14,691 residents, producing a population density of 26 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46975 against Indiana and the nation.

On the economic side, the median household income for ZIP 46975 sits at $61,185 (17% below the Indiana average), while per-capita income is $35,721. The poverty rate stands at 12.5% and the unemployment rate at 6.2%. On housing, the median home value is $157,600 (19% below the state average) with median rent at $835 per month, and 78.7% of occupied units are owner-occupied, a direct signal of whether 46975 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.8% of adults hold a bachelor's degree or higher, the median age is 44.4, and the average commute is 21 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Fulton County, so you can benchmark 46975 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46975

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46975.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46975, Rochester, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,691

Population

560.7

Area (sq mi)

26

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46975?

44.4

Median Age

49.5%

Male

50.5%

Female

1.1%

Foreign-Born

White 91.5%
African American 0.5%
Asian 0.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,185

Median Household Income

-17% vs state

$35,721

Per Capita Income

12.5%

Poverty Rate

6.2%

Unemployment Rate

21.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 16.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,688

Total Housing Units

5,765

Occupied Units

923

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$157,600

Median Home Value

-19% vs state

$835

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.9%

YoY Change (2024)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 46975 have increased 11.9% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 144
2021 +14.4% 165
2022 +8.2% 178
2023 +7.7% 192
2024 +11.9% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 372 business establishments in ZIP 46975, employing approximately 4,825 people with a combined annual payroll of $225,797,000.

372

Businesses

4,825

Employees

$225.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 74 19.9%
Other services (except public administration) 55 14.8%
Health care and social assistance 44 11.8%
Construction 40 10.8%
Accommodation and food services 38 10.2%
Manufacturing 28 7.5%
Finance and insurance 22 5.9%
Professional, scientific, and technical services 17 4.6%
Transportation and warehousing 15 4.0%
Administrative and support and waste management and remediation services 12 3.2%
Wholesale trade 11 3.0%
Real estate and rental and leasing 7 1.9%
Utilities 3 0.8%
Arts, entertainment, and recreation 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46975 vs 46931 →

ZIP Code City Population Distance
46931 Fulton, IN 188 8.6 mi
46570 Tippecanoe, IN 1,060 11.5 mi
46951 Macy, IN 2,170 11.6 mi

More ZIP Codes in Fulton County

Frequently Asked Questions

What county is ZIP code 46975 in?
ZIP code 46975 (Rochester) is located in Fulton County, Indiana. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-in.
What is the population of ZIP code 46975?
ZIP code 46975 in Rochester, IN has a population of 14,691 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46975?
The median household income in ZIP 46975 is $61,185, which is 20% below the national average of $76,288.
What is the average home value in ZIP 46975?
The median home value in ZIP 46975 is $157,600, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46975?
The largest racial group in ZIP 46975 is White at 91.5%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 46975?
ZIP code 46975 has 372 business establishments employing approximately 4,825 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46975?
The top industries by establishment count in ZIP 46975 are: Retail trade (74), Other services (except public administration) (55), Health care and social assistance (44). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46975?
According to the FHFA House Price Index, home values in ZIP 46975 increased by 11.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46975?
In ZIP code 46975, 62.1% of residents aged 25+ have a high school diploma or higher, and 16.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46975?
The mean commute time for workers in ZIP code 46975 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46975?
In ZIP code 46975, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46975?
The poverty rate in ZIP code 46975 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Rochester, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.