PlainZIP

Macy, IN · standard

ZIP Code 46951

Miami County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,170
13/sq mi
$55,227
Median income
$150,300
Median home value
12.0%
Bachelor's or higher

The verdict

Macy pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

21th pct
household income, US ZIPs
25th pct
home value, US ZIPs
13
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46951 against every reporting US ZIP.

ZIP code 46951 covers 164.4 square miles in Macy, Miami County, Indiana (a standard USPS delivery area), with a modest 2,170 residents on file, a density of 13 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46951 reports a modest median household income of $55,227 (25% below the Indiana average), while per-capita income is $30,844. The poverty rate stands at 21.5% and the unemployment rate at 9.1%. Housing costs here run $150,300 for a typical home value (22% below the state average), with rent averaging $1,038 a month; 87.5% of homes are owner-occupied.

Formal educational attainment runs low here: just 12.0% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 34 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 46951, plus 6 more within Miami County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46951, Macy, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,170

Population

164.4

Area (sq mi)

13

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46951?

33.8

Median Age

60.2%

Male

39.8%

Female

0.5%

Foreign-Born

White 94.1%
African American 0.1%
Asian 0.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,227

Median Household Income

-25% vs state

$30,844

Per Capita Income

21.5%

Poverty Rate

9.1%

Unemployment Rate

33.9 min

Mean Commute Time

How ZIP 46951 ranks nationally

Macy, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,227 21st percentile higher than 21% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 12.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,112

Total Housing Units

834

Occupied Units

278

Vacant Units

2.85

Avg Household Size

Occupancy Type

Owner 87.5%
Renter 12.5%

$150,300

Median Home Value

-22% vs state

$1,038

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 14 business establishments in ZIP 46951, employing approximately 90 people with a combined annual payroll of $3,520,000.

14

Businesses

90

Employees

$3.5M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 4 28.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46951 vs 46926 →

ZIP 46951 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46951 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46951 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46951 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46926 Denver, IN 1,708 5.0 mi
46958 Mexico, IN 460 8.6 mi
46910 Akron, IN 3,360 7.4 mi
46988 Twelve Mile, IN 823 8.2 mi
46975 Rochester, IN 14,691 11.6 mi

More ZIP Codes in Miami County

46970 standard
Peru, IN
Pop: 23,766
46914 standard
Bunker Hill, IN
Pop: 4,908
46919 standard
Converse, IN
Pop: 2,390
46926 standard
Denver, IN
Pop: 1,708
46911 standard
Amboy, IN
Pop: 1,439
46958 standard
Mexico, IN
Pop: 460

Related Areas

Miami County Macy, IN Indiana

Frequently Asked Questions

What county is ZIP code 46951 in? ▼
ZIP code 46951 (Macy) is located in Miami County, Indiana. Miami County contains multiple ZIP codes, see the full list at /counties/miami-in.
What is the population of ZIP code 46951? ▼
ZIP code 46951 in Macy, IN has a population of 2,170 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46951? ▼
The median household income in ZIP 46951 is $55,227, which is 28% below the national average of $76,288.
What is the average home value in ZIP 46951? ▼
The median home value in ZIP 46951 is $150,300, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 46951? ▼
The largest racial group in ZIP 46951 is White at 94.1%.
How many businesses are in ZIP code 46951? ▼
ZIP code 46951 has 14 business establishments employing approximately 90 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 46951? ▼
In ZIP code 46951, 57.1% of residents aged 25+ have a high school diploma or higher, and 12.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46951? ▼
The mean commute time for workers in ZIP code 46951 is 33.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46951? ▼
In ZIP code 46951, approximately 87.5% of occupied housing units are owner-occupied and 12.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46951? ▼
The poverty rate in ZIP code 46951 is 21.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.