ZIP Code 46511
standardSource:
Culver · Fulton County · Indiana
- Population
- 4,435
- Median income
- $58,293
- Median home value
- $233,700
- Bachelor's or higher
- 30.4%
- Land area
- 173.2 sq mi
26/sq mi
▼ 24% vs US
higher than 26% of US ZIPs
▼ 16% vs US
higher than 53% of US ZIPs
Median age 45.2
Indiana/Indianapolis
ZIP code 46511 in Culver, Indiana has a population of 4,435. The median household income is $58,293, which is 24% below the national average. Median home value is $233,700, 16% below the US average. 30.4% of residents hold a bachelor's degree or higher.
ZIP code 46511 is classified by USPS as a standard delivery area and covers roughly 173.2 square miles in Culver, Fulton County, Indiana. The area is home to 4,435 residents, producing a population density of 26 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46511 against Indiana and the nation.
On the economic side, the median household income for ZIP 46511 sits at $58,293 (21% below the Indiana average), while per-capita income is $37,259. The poverty rate stands at 26.0% and the unemployment rate at 7.0%. On housing, the median home value is $233,700 (21% above the state average) with median rent at $665 per month, and 77.1% of occupied units are owner-occupied, a direct signal of whether 46511 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 30.4% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 24 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Fulton County, so you can benchmark 46511 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46511
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46511.
- Retail trade
Retail trade
17 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Health care and social assistance
Health care and social assistance
11 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Construction
Construction
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46511, Culver, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,435
Population
173.2
Area (sq mi)
26
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46511?
45.2
Median Age
53.0%
Male
47.0%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,293
Median Household Income
-21% vs state
$37,259
Per Capita Income
26.0%
Poverty Rate
7.0%
Unemployment Rate
24.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,362
Total Housing Units
1,586
Occupied Units
776
Vacant Units
2.33
Avg Household Size
Occupancy Type
$233,700
Median Home Value
+21% vs state
$665
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.2%
YoY Change (2024)
284
HPI Index (2000 = 100)
+184%
Total Change Since 2000
Home values in ZIP 46511 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +184% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.2% | 186 |
| 2021 | +21.8% | 226 |
| 2022 | +10.7% | 251 |
| 2023 | +2.9% | 258 |
| 2024 | +10.2% | 284 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 92 business establishments in ZIP 46511, employing approximately 1,047 people with a combined annual payroll of $49,979,000.
92
Businesses
1,047
Employees
$50.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 17 | 18.5% |
| Accommodation and food services | 12 | 13.0% |
| Health care and social assistance | 11 | 12.0% |
| Other services (except public administration) | 10 | 10.9% |
| Construction | 8 | 8.7% |
| Administrative and support and waste management and remediation services | 7 | 7.6% |
| Professional, scientific, and technical services | 6 | 6.5% |
| Real estate and rental and leasing | 5 | 5.4% |
| Manufacturing | 3 | 3.3% |
| Wholesale trade | 3 | 3.3% |
| Finance and insurance | 3 | 3.3% |
| Educational services | 3 | 3.3% |
| Arts, entertainment, and recreation | 3 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46511 vs 46922 →
More ZIP Codes in Fulton County
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Frequently Asked Questions
What county is ZIP code 46511 in? ▼
What is the population of ZIP code 46511? ▼
What is the median household income in ZIP 46511? ▼
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What is the demographic makeup of ZIP 46511? ▼
How many businesses are in ZIP code 46511? ▼
What are the main industries in ZIP code 46511? ▼
How have home values changed in ZIP code 46511? ▼
What is the education level in ZIP code 46511? ▼
What is the average commute time in ZIP 46511? ▼
What percentage of residents own vs. rent in ZIP 46511? ▼
What is the poverty rate in ZIP code 46511? ▼
ZIP Code Research Guides
Official Data Resources for Culver, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.