Knox, IN · standard
ZIP Code 46534
Starke County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,263
- 36/sq mi Moderate-density area
- $63,138
- Median income Near-median income area
- $169,100
- Median home value Near-median home value
- 11.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Knox pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 34th pct
- home value, US ZIPs
- 36
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46534 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46534 (Knox, IN) rose +3.0% from 2023 to 2024. The all-transactions index moved from 212.7 in 2023 to 219.0 in 2024 (2000 = 100).
ZIP code 46534 is a mid-sized community (a standard USPS delivery area) in Knox, Starke County, Indiana, home to 11,263 residents across 315.5 square miles, a density of 36 people per square mile, in the Indiana/Knox time zone.
ZIP 46534 reports a modest median household income of $63,138 (14% below the average Indiana ZIP), while per-capita income is $29,116. The poverty rate is 16.0%, with unemployment at 3.8%; those measures add context to the income figure. Median home value is $169,100 (13% below the average Indiana ZIP) and median rent is $655; 78.9% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 11.8% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 29 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 5 more in Starke County, so 46534 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46534
Top 5 sectors by establishment count in Knox, IN
Which industries have the most business establishments in ZIP 46534.
- Retail trade
Retail trade
38 establishments
- Other services (except public administration)
Other services (except public administration)
30 establishments
- Health care and social assistance
Health care and social assistance
23 establishments
- Construction
Construction
21 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46534, Knox, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,263
Population
315.5
Area (sq mi)
36
People / sq mi
Indiana/Knox
Time Zone
standard
ZIP Type
Who lives in ZIP 46534?
41.8
Median Age
48.9%
Male
51.1%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,138
Median Household Income
-14% vs state ZIP avg
$29,116
Per Capita Income
16.0%
Poverty Rate
3.8%
Unemployment Rate
28.5 min
Mean Commute Time
How ZIP 46534 ranks among Indiana ZIPs
Knox, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,138 32nd percentile higher than 32% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,600housing units
5,600
Total Housing Units
4,314
Occupied Units
1,286
Vacant Units
2.49
Avg Household Size
Occupancy Type
$169,100
Median Home Value
-13% vs state ZIP avg
$655
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.0%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 46534 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 145 |
| 2021 | +11.6% | 162 |
| 2022 | +12.4% | 182 |
| 2023 | +17.0% | 213 |
| 2024 | +3.0% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 194 business establishments in ZIP 46534, employing approximately 2,348 people with a combined annual payroll of $94,668,000.
194
Businesses
2,348
Employees
$94.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 38 | 19.6% |
| Other services (except public administration) | 30 | 15.5% |
| Health care and social assistance | 23 | 11.9% |
| Construction | 21 | 10.8% |
| Accommodation and food services | 19 | 9.8% |
| Manufacturing | 12 | 6.2% |
| Administrative and support and waste management and remediation services | 11 | 5.7% |
| Finance and insurance | 8 | 4.1% |
| Transportation and warehousing | 7 | 3.6% |
| Professional, scientific, and technical services | 7 | 3.6% |
| Real estate and rental and leasing | 5 | 2.6% |
| Information | 4 | 2.1% |
| Educational services | 4 | 2.1% |
| Wholesale trade | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46534 vs 46532 →
ZIP 46534 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46534
Knox (46534)
11,263 residents
- 46532 1,905
Hamlet (46532)
1,905 residents
- 46531 1,458
Grovertown (46531)
1,458 residents
- 46960 1,218
Monterey (46960)
1,218 residents
- 46968 73
Ora (46968)
73 residents
What this shows Among its immediate neighbors, ZIP 46534 ranks the most populous - useful context the national average alone can't give.
ZIP 46534 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46532
Hamlet (46532)
$84,866 median income
- 46534
Knox (46534)
$63,138 median income
- 46531
Grovertown (46531)
$57,786 median income
- 46960
Monterey (46960)
$45,625 median income
What this shows By household income, ZIP 46534 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46534, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,263 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Starke County
Related Areas
Frequently Asked Questions
What county is ZIP code 46534 in?
ZIP code 46534 (Knox) is located in Starke County, Indiana. Starke County contains multiple ZIP codes, see the full list at /counties/starke-in.
What is the population of ZIP code 46534?
ZIP code 46534 in Knox, IN has a population of 11,263 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46534?
The median household income in ZIP 46534 is $63,138, which is 17% below the national average of $76,288.
What is the average home value in ZIP 46534?
The median home value in ZIP 46534 is $169,100, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 46534?
The largest racial group in ZIP 46534 is White at 92.3%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 46534?
ZIP code 46534 has 194 business establishments employing approximately 2,348 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46534?
The top industries by establishment count in ZIP 46534 are: Retail trade (38), Other services (except public administration) (30), Health care and social assistance (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46534?
According to the FHFA House Price Index, home values in ZIP 46534 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46534?
In ZIP code 46534, 62.0% of residents aged 25+ have a high school diploma or higher, and 11.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46534?
The mean commute time for workers in ZIP code 46534 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46534?
In ZIP code 46534, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46534?
The poverty rate in ZIP code 46534 is 16.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46534's numbers, next.
- See how ZIP 46534 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Knox, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.