PlainZIP

Knox, IN · standard

ZIP Code 46534

Starke County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,263
36/sq mi
$63,138
Median income
$169,100
Median home value
11.8%
Bachelor's or higher

The verdict

Knox pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
34th pct
home value, US ZIPs
36
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46534 against every reporting US ZIP.

ZIP code 46534 is a mid-sized community (a standard USPS delivery area) in Knox, Starke County, Indiana, home to 11,263 residents across 315.5 square miles, a density of 36 people per square mile, in the Indiana/Knox time zone.

ZIP 46534 reports a modest median household income of $63,138 (14% below the Indiana average), while per-capita income is $29,116. The poverty rate stands at 16.0% and the unemployment rate at 3.8%. Housing costs here run $169,100 for a typical home value (13% below the state average), with rent averaging $655 a month; 78.9% of homes are owner-occupied.

Formal educational attainment runs low here: just 11.8% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 29 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 46534, plus 5 more within Starke County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46534

Top 5 sectors by establishment count in Knox, IN

Which industries have the most business establishments in ZIP 46534.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46534, Knox, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,263

Population

315.5

Area (sq mi)

36

People / sq mi

Indiana/Knox

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46534?

41.8

Median Age

48.9%

Male

51.1%

Female

2.1%

Foreign-Born

White 92.3%
African American 0.8%
Asian 0.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,138

Median Household Income

-14% vs state

$29,116

Per Capita Income

16.0%

Poverty Rate

3.8%

Unemployment Rate

28.5 min

Mean Commute Time

How ZIP 46534 ranks nationally

Knox, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,138 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 11.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,600

Total Housing Units

4,314

Occupied Units

1,286

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 78.9%
Renter 21.1%

$169,100

Median Home Value

-13% vs state

$655

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 46534 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 145
2021 +11.6% 162
2022 +12.4% 182
2023 +17.0% 213
2024 +3.0% 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 194 business establishments in ZIP 46534, employing approximately 2,348 people with a combined annual payroll of $94,668,000.

194

Businesses

2,348

Employees

$94.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 38 19.6%
Other services (except public administration) 30 15.5%
Health care and social assistance 23 11.9%
Construction 21 10.8%
Accommodation and food services 19 9.8%
Manufacturing 12 6.2%
Administrative and support and waste management and remediation services 11 5.7%
Finance and insurance 8 4.1%
Transportation and warehousing 7 3.6%
Professional, scientific, and technical services 7 3.6%
Real estate and rental and leasing 5 2.6%
Information 4 2.1%
Educational services 4 2.1%
Wholesale trade 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46534 vs 46532 →

ZIP 46534 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46534 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46534 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46534 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46532 Hamlet, IN 1,905 9.2 mi
46531 Grovertown, IN 1,458 7.2 mi
46968 Ora, IN 73 8.5 mi
46960 Monterey, IN 1,218 10.0 mi

More ZIP Codes in Starke County

46366 standard
North Judson, IN
Pop: 5,791
46532 standard
Hamlet, IN
Pop: 1,905
46531 standard
Grovertown, IN
Pop: 1,458
46374 standard
San Pierre, IN
Pop: 1,012
46968 standard
Ora, IN
Pop: 73

Related Areas

Starke County Knox, IN Indiana

Frequently Asked Questions

What county is ZIP code 46534 in? ▼
ZIP code 46534 (Knox) is located in Starke County, Indiana. Starke County contains multiple ZIP codes, see the full list at /counties/starke-in.
What is the population of ZIP code 46534? ▼
ZIP code 46534 in Knox, IN has a population of 11,263 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46534? ▼
The median household income in ZIP 46534 is $63,138, which is 17% below the national average of $76,288.
What is the average home value in ZIP 46534? ▼
The median home value in ZIP 46534 is $169,100, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 46534? ▼
The largest racial group in ZIP 46534 is White at 92.3%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 46534? ▼
ZIP code 46534 has 194 business establishments employing approximately 2,348 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46534? ▼
The top industries by establishment count in ZIP 46534 are: Retail trade (38), Other services (except public administration) (30), Health care and social assistance (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46534? ▼
According to the FHFA House Price Index, home values in ZIP 46534 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46534? ▼
In ZIP code 46534, 62.0% of residents aged 25+ have a high school diploma or higher, and 11.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46534? ▼
The mean commute time for workers in ZIP code 46534 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46534? ▼
In ZIP code 46534, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46534? ▼
The poverty rate in ZIP code 46534 is 16.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.