PlainZIP

Winamac, IN · standard

ZIP Code 46996

Pulaski County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,139
15/sq mi
$64,167
Median income
$154,900
Median home value
17.6%
Bachelor's or higher

The verdict

Winamac pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
27th pct
home value, US ZIPs
15
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46996 against every reporting US ZIP.

ZIP code 46996 is a mid-sized community (a standard USPS delivery area) in Winamac, Pulaski County, Indiana, home to 7,139 residents across 485.6 square miles, a density of 15 people per square mile, in the Indiana/Winamac time zone.

ZIP 46996 reports a modest median household income of $64,167 (13% below the Indiana average), while per-capita income is $35,899. The poverty rate stands at 14.5% and the unemployment rate at 1.4%. The typical home here is valued at $154,900 (20% below the state average); renters pay a median of $725 monthly, and 72.0% of units are owner-occupied.

Educational attainment sits below the national norm: 17.6% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 25 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 46996, plus 4 more within Pulaski County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46996

Top 5 sectors by establishment count in Winamac, IN

Which industries have the most business establishments in ZIP 46996.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46996, Winamac, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,139

Population

485.6

Area (sq mi)

15

People / sq mi

Indiana/Winamac

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46996?

45.7

Median Age

50.3%

Male

49.7%

Female

3.5%

Foreign-Born

White 91.3%
African American 0.3%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.1%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,167

Median Household Income

-13% vs state

$35,899

Per Capita Income

14.5%

Poverty Rate

1.4%

Unemployment Rate

24.6 min

Mean Commute Time

How ZIP 46996 ranks nationally

Winamac, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,167 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.8%
Bachelor's Degree or Higher 17.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,077

Total Housing Units

2,656

Occupied Units

421

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 72.0%
Renter 28.0%

$154,900

Median Home Value

-20% vs state

$725

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

234

HPI Index (2000 = 100)

+134%

Total Change Since 2000

Home values in ZIP 46996 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 148
2021 +15.2% 171
2022 +15.6% 197
2023 +13.2% 223
2024 +4.9% 234

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 202 business establishments in ZIP 46996, employing approximately 3,543 people with a combined annual payroll of $199,652,000.

202

Businesses

3,543

Employees

$199.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 32 15.8%
Retail trade 31 15.3%
Health care and social assistance 19 9.4%
Professional, scientific, and technical services 17 8.4%
Accommodation and food services 17 8.4%
Transportation and warehousing 16 7.9%
Construction 14 6.9%
Wholesale trade 14 6.9%
Manufacturing 13 6.4%
Finance and insurance 11 5.5%
Administrative and support and waste management and remediation services 7 3.5%
Real estate and rental and leasing 5 2.5%
Information 3 1.5%
Arts, entertainment, and recreation 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46996 vs 46985 →

ZIP 46996 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46996 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46996 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46996 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46985 Star City, IN 1,441 8.7 mi
46960 Monterey, IN 1,218 9.4 mi
46968 Ora, IN 73 9.8 mi

More ZIP Codes in Pulaski County

47946 standard
Francesville, IN
Pop: 2,044
47957 standard
Medaryville, IN
Pop: 1,894
46985 standard
Star City, IN
Pop: 1,441
46960 standard
Monterey, IN
Pop: 1,218

Related Areas

Pulaski County Winamac, IN Indiana

Frequently Asked Questions

What county is ZIP code 46996 in? ▼
ZIP code 46996 (Winamac) is located in Pulaski County, Indiana. Pulaski County contains multiple ZIP codes, see the full list at /counties/pulaski-in.
What is the population of ZIP code 46996? ▼
ZIP code 46996 in Winamac, IN has a population of 7,139 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46996? ▼
The median household income in ZIP 46996 is $64,167, which is 16% below the national average of $76,288.
What is the average home value in ZIP 46996? ▼
The median home value in ZIP 46996 is $154,900, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 46996? ▼
The largest racial group in ZIP 46996 is White at 91.3%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 46996? ▼
ZIP code 46996 has 202 business establishments employing approximately 3,543 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46996? ▼
The top industries by establishment count in ZIP 46996 are: Other services (except public administration) (32), Retail trade (31), Health care and social assistance (19). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46996? ▼
According to the FHFA House Price Index, home values in ZIP 46996 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46996? ▼
In ZIP code 46996, 63.8% of residents aged 25+ have a high school diploma or higher, and 17.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46996? ▼
The mean commute time for workers in ZIP code 46996 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46996? ▼
In ZIP code 46996, approximately 72.0% of occupied housing units are owner-occupied and 28.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46996? ▼
The poverty rate in ZIP code 46996 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.