ZIP Code 46960

standard

Source:

Monterey · Pulaski County · Indiana

Population
1,218

11/sq mi

Median income
$45,625

▼ 40% vs US

higher than 10% of US ZIPs

Median home value
$151,000

▼ 46% vs US

higher than 26% of US ZIPs

Bachelor's or higher
20.1%

Median age 51

Land area
107.8 sq mi

Indiana/Winamac

ZIP code 46960 in Monterey, Indiana has a population of 1,218. The median household income is $45,625, which is 40% below the national average. Median home value is $151,000, 46% below the US average. 20.1% of residents hold a bachelor's degree or higher.

ZIP code 46960 is classified by USPS as a standard delivery area and covers roughly 107.8 square miles in Monterey, Pulaski County, Indiana. The area is home to 1,218 residents, producing a population density of 11 people per square mile, and falls within the Indiana/Winamac time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46960 against Indiana and the nation.

On the economic side, the median household income for ZIP 46960 sits at $45,625 (38% below the Indiana average), while per-capita income is $27,475. The poverty rate stands at 25.0% and the unemployment rate at 1.4%. On housing, the median home value is $151,000 (22% below the state average) with median rent at per month, and 79.4% of occupied units are owner-occupied, a direct signal of whether 46960 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.1% of adults hold a bachelor's degree or higher, the median age is 51, and the average commute is . We also surface 5 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Pulaski County, so you can benchmark 46960 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46960, Monterey, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,218

Population

107.8

Area (sq mi)

11

People / sq mi

Indiana/Winamac

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46960?

51.0

Median Age

56.4%

Male

43.6%

Female

0.0%

Foreign-Born

White 86.8%
African American 2.6%
Asian 0.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.2%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,625

Median Household Income

-38% vs state

$27,475

Per Capita Income

25.0%

Poverty Rate

1.4%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

536

Total Housing Units

428

Occupied Units

108

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 79.4%
Renter 20.6%

$151,000

Median Home Value

-22% vs state

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 46960, employing approximately 89 people with a combined annual payroll of $5,298,000.

15

Businesses

89

Employees

$5.3M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 3 20.0%
Transportation and warehousing 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46960 vs 46968 →

ZIP Code City Population Distance
46968 Ora, IN 73 1.6 mi
46922 Delong, IN 61 6.2 mi
46511 Culver, IN 4,435 6.9 mi
46534 Knox, IN 11,263 10.0 mi
46996 Winamac, IN 7,139 9.4 mi

More ZIP Codes in Pulaski County

Frequently Asked Questions

What county is ZIP code 46960 in?
ZIP code 46960 (Monterey) is located in Pulaski County, Indiana. Pulaski County contains multiple ZIP codes, see the full list at /counties/pulaski-in.
What is the population of ZIP code 46960?
ZIP code 46960 in Monterey, IN has a population of 1,218 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46960?
The median household income in ZIP 46960 is $45,625, which is 40% below the national average of $76,288.
What is the average home value in ZIP 46960?
The median home value in ZIP 46960 is $151,000, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 46960?
The largest racial group in ZIP 46960 is White at 86.8%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 46960?
ZIP code 46960 has 15 business establishments employing approximately 89 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 46960?
In ZIP code 46960, 55.6% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46960?
In ZIP code 46960, approximately 79.4% of occupied housing units are owner-occupied and 20.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46960?
The poverty rate in ZIP code 46960 is 25.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Monterey, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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