Monterey, IN · standard
ZIP Code 46960
Pulaski County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,218
- 11/sq mi Low-density area
- $45,625
- Median income Below-median income area
- $151,000
- Median home value Below-median home value
- 20.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Monterey pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 10th pct
- household income, US ZIPs
- 26th pct
- home value, US ZIPs
- 11
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46960 against every reporting US ZIP.
ZIP code 46960 is a sparsely populated ZIP (a standard USPS delivery area) in Monterey, Pulaski County, Indiana, home to just 1,218 residents across 107.8 square miles, a density of 11 people per square mile, in the Indiana/Winamac time zone.
ZIP 46960 reports a modest median household income of $45,625 (38% below the average Indiana ZIP), while per-capita income is $27,475. The poverty rate is 25.0%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $151,000 (22% below the average Indiana ZIP); owner occupancy is 79.4%.
Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 51, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 4 more in Pulaski County, so 46960 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46960, Monterey, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,218
Population
107.8
Area (sq mi)
11
People / sq mi
Indiana/Winamac
Time Zone
standard
ZIP Type
Who lives in ZIP 46960?
51.0
Median Age
56.4%
Male
43.6%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$45,625
Median Household Income
-38% vs state ZIP avg
$27,475
Per Capita Income
25.0%
Poverty Rate
1.4%
Unemployment Rate
How ZIP 46960 ranks among Indiana ZIPs
Monterey, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$45,625 4th percentile higher than 4% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
536housing units
536
Total Housing Units
428
Occupied Units
108
Vacant Units
2.38
Avg Household Size
Occupancy Type
$151,000
Median Home Value
-22% vs state ZIP avg
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 46960, employing approximately 89 people with a combined annual payroll of $5,298,000.
15
Businesses
89
Employees
$5.3M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 20.0% |
| Transportation and warehousing | 3 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46960 vs 46968 →
ZIP 46960 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46534
Knox (46534)
11,263 residents
- 46996
Winamac (46996)
7,139 residents
- 46511 4,435
Culver (46511)
4,435 residents
- 46960 1,218
Monterey (46960)
1,218 residents
- 46968 73
Ora (46968)
73 residents
- 46922 61
Delong (46922)
61 residents
What this shows Among its immediate neighbors, ZIP 46960 ranks #4 by population - useful context the national average alone can't give.
ZIP 46960 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46996
Winamac (46996)
$64,167 median income
- 46534
Knox (46534)
$63,138 median income
- 46511
Culver (46511)
$58,293 median income
- 46960
Monterey (46960)
$45,625 median income
What this shows By household income, ZIP 46960 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46960, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,218 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pulaski County
Related Areas
Frequently Asked Questions
What county is ZIP code 46960 in?
ZIP code 46960 (Monterey) is located in Pulaski County, Indiana. Pulaski County contains multiple ZIP codes, see the full list at /counties/pulaski-in.
What is the population of ZIP code 46960?
ZIP code 46960 in Monterey, IN has a population of 1,218 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46960?
The median household income in ZIP 46960 is $45,625, which is 40% below the national average of $76,288.
What is the average home value in ZIP 46960?
The median home value in ZIP 46960 is $151,000, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 46960?
The largest racial group in ZIP 46960 is White at 86.8%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 46960?
ZIP code 46960 has 15 business establishments employing approximately 89 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 46960?
In ZIP code 46960, 55.6% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46960?
In ZIP code 46960, approximately 79.4% of occupied housing units are owner-occupied and 20.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46960?
The poverty rate in ZIP code 46960 is 25.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46960's numbers, next.
- See how ZIP 46960 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monterey, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.