ZIP Code 47320

ZIP code 47320 is classified by USPS as a standard delivery area and covers roughly 86.7 square miles in Albany, Delaware County, Indiana. The area is home to 4,134 residents, producing a population density of 48 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 47320 against Indiana and the nation.

On the economic side, the median household income for ZIP 47320 sits at $69,764 (5% below the Indiana average), while per-capita income is $42,576. The poverty rate stands at 7.4% and the unemployment rate at 1.9%. On housing, the median home value is $137,500 (29% below the state average) with median rent at $667 per month, and 85.2% of occupied units are owner-occupied, a direct signal of whether 47320 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.2% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Delaware County, so you can benchmark 47320 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →